James Provencher is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Sagepoint Financial, Inc. and MTS Financial. In addition to his advisory role, he has operated as a self-employed attorney specializing in estate planning and income tax preparation for over four decades and serves as board chair of the Noah’s Ark Angel Foundation, a California nonprofit organization. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by analytical tools and multiple program options, delivered via a complex affiliate network.

Matthew Enyedi is a Series 66-licensed financial advisor with LPL Financial, based in San Diego, CA, and has 26 years of industry experience. He has been with LPL Financial since 2003 and previously worked at Fortigent, LLC, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools for research and operational support.

Jonathan Lucas is a CFP® and ChFC® with 31 years of industry experience. He is currently with LPL Financial, having joined in 2025, and previously worked at Ameriprise and Ameriprise Financial Services from 1995 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by research and technology tools.

Todd Newell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously at Morgan Stanley and Morgan Stanley Private Bank, National Association from 2015 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tessa Biggs is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and three years of industry experience. Her background includes roles at Morgan Stanley since 2022 and experience in the fitness and wellness sectors, including positions at Rumble Boxing Del Mar and Nektar Juice Bar. She also spent time at the University of California, San Diego, between 2020 and 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process that utilizes firm-approved tools and market simulations.

Art Parry is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He worked at Lincoln Financial Advisors for 19 years before joining OSAIC in 2025. Outside of his advisory role, Parry is involved in fixed and indexed annuity sales as a licensed insurance agent. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by advanced analytics and a broad platform of managed account options.

Christina Coles is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, she worked for ten years at Barona Resort and Casino. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of more than $819 billion in discretionary assets.

Itamar Erster is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing guidance on general investing, retirement planning, education planning, family wealth management strategies, and legacy planning among other areas. Itamar works closely with clients to develop and implement personalized wealth management strategies that align with their financial objectives and risk tolerance. He also connects clients with Bank of America specialists for support in banking, credit, home financing, and small business solutions. Itamar holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the California State University System. He is a member of professional organizations such as Beta Gamma Sigma and Phi Delta Theta Fraternity, where he is also involved in the Philanthropy Committee. In addition to his professional pursuits, Itamar participates in community service activities through his fraternity. He enjoys personal interests including basketball, chess, football, hiking, music, traveling, watching movies, and spending time with his family.

Alexandra Banham is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding a Series 66 designation and with four years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., The Board of Governors of the Federal Reserve System, and Axa Advisors LLC. She is also affiliated with the University of Maryland. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Christian Edward Seiber is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at CETERA Advisor Networks LLC and has held roles outside finance at Sully Entertainment Group and The BXNG Club. He also has experience with the City of Del Mar. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Maksim Ivanchuk is a financial advisor with Edward Jones in San Diego, CA, holding Series 66 and Series 63 licenses and totaling five years of industry experience. His prior roles include positions at Ameriprise, North Island Credit Union, BBVA/PNC, and US Bank. Outside of his advisory work, he is starting a side business focused on buying and selling used cars on weekends. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large network of advisors and branch offices nationwide.

David Laub is a financial advisor at Merrill with 25 years of industry experience. He has held his current position at Merrill since 2008 and holds Series 63 and Series 65 designations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

March Doolittle is a Series 66 credentialed financial advisor with LPL Financial, based in San Diego, CA. She has eight years of experience at LPL Financial and three years of industry experience overall. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Fred Berry is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1995, he has worked with high net-worth clients to address their complex financial needs, specializing in portfolio construction and retirement income planning. Fred's approach emphasizes a personalized strategy designed to help clients pursue their long-term goals through a comprehensive understanding of their full financial picture. With over 30 years of industry experience, Fred provides tailored wealth management strategies focused on portfolio development, liability management, tax minimization, and asset preservation. His expertise encompasses areas such as college education planning, divorce transition planning, family wealth management, defined benefit plan services, personal retirement planning, portfolio management, special needs planning, women and wealth, tax minimization, and retirement income. Fred holds the Professional Investment Advisor (PIA) designation. Fred earned his bachelor's degree in Economics with an emphasis in International Finance from the University of California, Santa Barbara. He lives in Encinitas, California with his wife and two daughters. Outside of work, he enjoys golfing, skiing, and spending time with his family. He is actively involved in his community through volunteer work.

Barry Masci is a CFA® charterholder with 43 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2016. Prior to that, he was with Morgan Stanley and its affiliates for a total of 14 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Craig Hunter is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He worked with Wells Fargo Investments, LLC from 2001 to 2011 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a trustee and executor for a friend's estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research-driven investment strategies with a broad platform of brokerage and advisory solutions.

Theresa Kumar is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. She previously worked at U.S. Bancorp Investments and U.S. Bank for seven years before joining Wells Fargo Bank and Wells Fargo Clearing in 2023. Wells Fargo Advisors serves individual, corporate, and institutional clients by offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment strategies.

Jennifer Clyde is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. She previously worked at Geneos Wealth Management for 14 years and has been associated with Kenny Clyde Financial since 2010, where she also serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies alongside various operational tools and extensive non-advisory financial activities.

Alan Dehesa is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC before joining Morgan Stanley Private Bank and Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various investment and planning strategies.

Christopher Baldoni is a financial advisor with Raymond James Financial, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors. He is also associated with Addison Avenue Investments, where he provides advice and planning support to members of First Tech Credit Union. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm emphasizes tailored non-discretionary planning using risk profiling and analytical tools and supports these services through a large network of advisors.