Roohi Darugar is a financial advisor at LPL Financial with 23 years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2018. Prior to that, she spent eight years with Waddell and Reed, Inc. and various insurance carriers associated with W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Scott Sims is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Damon Snell is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Morgan Stanley in La Jolla, CA. Prior to his current role beginning in 2022, he was with E*TRADE Capital Management LLC and E*TRADE Securities LLC from 2011 to 2020. Outside of advising, he is involved in managing rental property, which is handled primarily by his wife. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad range of investment services, including both retail and institutional offerings.

Kelli Winslow is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. She has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Cassandra Walsh is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining UBS, she held positions at Robert Half and was self-employed. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Eric Dimino is a CFP®-designated financial advisor at Stifel with 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a ski instructor at Big Bear Mountain Resort, teaching children to ski. Stifel serves a diverse client base, including individuals, institutional investors, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology through its Investment Strategy Group to provide capital market analysis and asset allocation guidance.

Randle Schumacher is a financial advisor with Equitable Advisors, holding Series 66, 63, and 65 licenses and bringing 23 years of industry experience. His prior roles include positions at LPL Financial, Rubber Tree Productions, and AXA Advisors. He is also a trustee for various immediate family trusts. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Julia Tutarinova is a Series 66-licensed financial advisor with Wells Fargo Clearing in San Diego, CA. She has six years of industry experience, all with Wells Fargo Clearing since 2018 following a six-year employment gap. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

William Routh is a CFP® certificant with 17 years of industry experience. He currently works at LPL Financial and has held prior roles at Cetera Advisors LLC and First Allied Advisory Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Suzan Alias is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and eight years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2016. Outside of her advisory role, she is involved as a caregiver in the In-Home Supportive Services program. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party data.

Lorna Louie is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, Keller Williams San Francisco, and Rodrigo P Feliciano. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nic Trounce is a financial advisor with Morgan Stanley in Rancho Santa Fe, CA, holding Series 65 and Series 63 licenses and having six years of industry experience. His prior experience includes roles at E*TRADE Securities LLC and Globaltranz/Apex Logistics. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients through various advisory and brokerage services.

Brian Kim is a financial advisor with LPL Financial in San Diego, CA. He holds the CFA® designation and Series 63 license and has 15 years of industry experience. His prior roles include positions at Cetera Financial Group from 2015 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Anjanie Sriram is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing thirteen years of industry experience. She has been with JPMorgan Securities LLC since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Craig Danker is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 35 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Outside of his advisory role, he has involvement in rental property management jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Kelly S. Garton is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He serves as the senior member of The Garton Group, a Merrill Lynch Wealth Management team based in San Diego, California. Kelly's client base includes high-net-worth individuals and families, professional athletes, pension funds, endowments, foundations, corporations, and not-for-profit organizations. Kelly began his career in 1989 as a Financial Representative with Fidelity Investments and joined Merrill Lynch Wealth Management in 1993. He has over 35 years of experience in the financial services industry, with a primary focus on wealth management strategies for affluent individuals and organizations. He has been recognized nationally, having been named to Forbes' "Best-in-State Wealth Advisors" list for eight consecutive years as of 2026. He earned a Bachelor of Arts degree in Business Finance from the University of Utah's David Eccles School of Business. Kelly holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®). He is also involved in community activities, including associations with The Kyoto Symposium Organization and The Monarch School San Diego. Kelly resides in San Diego with his wife and three children and has personal interests in skiing, snowboarding, running, mountain biking, biking, genealogy, hiking, racquetball, table tennis, and watching movies.

Scott Elardo is a financial advisor with Osaic Wealth, Inc. based in La Jolla, CA, holding a Series 66 license and bringing 23 years of industry experience. He previously worked for Lincoln Financial Advisors Corp for 22 years before joining Osaic in 2025. Outside of his advisory role, he serves as an investment trustee for several family trusts and owns an S-Corporation that provides administrative support for his financial planning practice. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services, financial planning, and access to various managed account solutions. The firm utilizes a range of asset-allocation tools and third-party platforms to manage portfolios across multiple investment types on both discretionary and non-discretionary bases.

Larry Manuel is a financial advisor with OSAIC based in La Jolla, CA, holding a Series 63 designation and bringing 39 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Manuel serves as Director of Education for the San Diego chapter of Scope Institute, a nonprofit offering educational events to business owners focused on exit planning strategies. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors across multiple platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios that may include a variety of securities and alternative investments.

Marcus Parker is a financial advisor with LPL Enterprise, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio management, and access to a range of brokerage and insurance products through an integrated platform.

David Frederiksen is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Morgan Stanley Smith Barney LLC and T. Rowe Price Investment Services Inc. Frederiksen also has experience in higher education, having taught at Towson University and the Community College of Baltimore County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.