Javonte Hubbard is a CFP® professional with six years of industry experience, currently serving as a wealth advisor at Schwab Wealth Advisory in Irvine, CA. Prior to this role, he worked at Vanguard Advisers, Inc. for three years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services that include financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s research tools and asset allocation models.

Evan Kimbro is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at StoneKimbro and Aggreko. Outside of finance, he is involved with Propaganda E-Liquid, LLC, a business he has been associated with since 2015. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives, managing approximately $11.3 billion in regulatory assets.

Peter Zierhut is a financial advisor at Integrated Wealth Concepts LLC with over 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with firms including LPL Financial and Level Four Advisory Services. Zierhut is also involved in multiple non-variable insurance ventures and operates a family office. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios and a combination of internally managed and third-party strategies.

Christopher Walsh is a financial advisor at Centaurus Financial, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2009. In addition to his advisory role, he owns a business focused on the sale of fixed life insurance, fixed annuities, long-term care, life, and disability insurance. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a variety of financial planning and portfolio management services through its CLASSIC Plus platform, employing a mix of discretionary and non-discretionary arrangements with multiple analytic approaches and access to third-party money managers.

Pedro Garcia is a Series 65 credentialed advisor at NewEdge Advisors with one year of industry experience. Prior to joining NewEdge Advisors, he held roles at PacificView Wealth Management and various positions in the automotive and racing industries, including Porsche Experience Center LA and Kinetix Racing. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a broad range of portfolio management, financial planning, and consulting services through a network of independent advisers, utilizing multiple program structures and centralized due diligence to support client needs.

John Pham is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has previously been involved in business activities including Destiny Builders Enterprises and Global Merchant Innovations. Outside of advising, Pham serves as president of Destiny Builders Enterprises and has experience managing a rental property. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with various model portfolios and third-party money manager access, operating uniquely as both an RIA and broker-dealer.

Andrew Corral is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Newport Beach, CA. He has four years of industry experience, including prior work at Reed Electric and Field Services. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm integrates its advisory services within the broader Goldman Sachs ecosystem, utilizing strategic allocation models, tax-aware techniques, and access to alternative investments.

Jay Thompson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. His professional background includes roles in tax preparation, small business consulting, and commercial property management. He has been involved with the CSU Bakersfield Small Business Development Center as a business consultant and operates Golden Empire Services, a small business consulting firm. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing a large advisor network and multiple program platforms. The firm’s advisory approach primarily uses model portfolios and third-party managers, serving individual investors, employer-sponsored plans, trusts, and charitable organizations.

Sylvia Ahn is a financial advisor at Principal Financial Services with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including MassMutual and Minnesota Life Insurance. In addition to her advisory role, she is involved in the sale of life, disability, annuities, health, and Medicare-related insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis by external managers.

Tanya Torres is a CFP®-credentialed financial advisor with seven years of industry experience. She currently works at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having previously held roles at Merrill, Guardian Life Insurance Company, Park Avenue Securities, and Mass Mutual Investors Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, serving clients enrolled in the Schwab Wealth Advisory program through annual financial reviews and investment recommendations based on Schwab's asset allocation models and research tools.

Stephen Pinckney is a financial advisor at Goldman Sachs Wealth Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Goldman Sachs since 2021, following 14 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, charitable, and institutional clients. The firm uses centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support, and operates within a large integrated financial group with various affiliated entities.

Craig Keller is a CFA® charterholder with 15 years of experience in the financial advisory industry. He has been with Beacon Pointe Advisors, LLC since 2026, following a 23-year tenure at Litman Gregory Wealth Management. He is based in Newport Beach, CA. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers, offering both active and passive investment strategies across public and private asset classes.

Nora Okamoto is a financial advisor with Bankers Life Advisory Services, Inc. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., as well as experience outside finance managing Bagel Cafe Inc. in California. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis methods to create tailored portfolios aligned with clients’ goals and risk tolerances.

Kaiwen Liu is a financial advisor at MAI Capital Management, LLC with six years of industry experience. He holds the CFP® designation and the Series 66 license. His previous roles include positions at Whittier Trust Company, Goldman Sachs & Co. LLC, and The Ayco Company, L.P./Mercer Allied. MAI Capital Management provides investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management strategies across various asset classes and integrates financial planning and tax services in many client relationships.

Allison Chema is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and five years of industry experience. She has been with Ayco, a Goldman Sachs Company, since 2019. Her prior roles include positions related to education and student housing. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and integrated strategies, offering tailored solutions such as Executive Wealth and Private Family Office support.

Peiyi Wang is a financial advisor at HSBC Securities (USA) Inc. in Irvine, CA, holding a Series 66 designation with two years of industry experience. Prior to joining HSBC, Wang served as CEO of Alty International Inc., a service company unrelated to investment, where she remained involved until 2023. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm’s investment approach integrates strategic and tactical asset allocation with ongoing fund due diligence and features programs tailored for private bank clients and qualified non-resident aliens.

Felix Lin is a CFA® charterholder with 16 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. He has been with Beacon Pointe Advisors since 2002. Outside of his advisory role, he serves as a volunteer member on the executive council of Mariners Church. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a proprietary manager selection process and offers services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Kenneth Sotherlund is a financial advisor with Primerica Advisors and holds a Series 65 designation. He has prior experience with Park Avenue Securities, Guardian Life Insurance Company, Mutual of Omaha, and Aflac. Outside of his advisory role, he is involved in outside insurance sales. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a variety of proprietary and third-party investment strategies.

Zupei Yu is a financial advisor with Schwab Wealth Advisory in Irvine, CA, holding the CFA® designation along with Series 63 and 66 licenses. Yu has four years of industry experience, including prior roles at Edward Jones and Transpacific Financial Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and employs a client-directed approach to asset management supported by Schwab’s research tools and standard asset allocation models.

Laura Mai is a financial advisor with Citizens Securities, Inc. based in Lake Forest, CA. She holds a Series 66 designation and has 15 years of industry experience. Prior to joining Citizens Securities in 2025, she worked at Morgan Stanley and E*TRADE Capital Management LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.