Jerome Duhovic is a financial advisor with Centaurus Financial, Inc. and Pacific Point Securities, LLC, holding a Series 63 credential and 32 years of industry experience. He also works as a marketing and training consultant for non-investment-related firms. Centaurus Financial serves a wide range of clients, offering advisory and brokerage services with a mix of discretionary and non-discretionary portfolio management, employing various analytical approaches and providing specialized financial planning and retirement consulting.

Julien Frazzo is a financial advisor with Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 65 credential and seven years of industry experience. His prior experience includes roles at Hightower Advisors LLC and Bastille Capital LLC. Outside of his advisory work, he is a passive co-investor in residential real estate. Beacon Pointe Advisors provides wealth advisory, financial planning, and outsourced CIO services to a diverse client base including individuals, corporations, and institutional investors. The firm integrates asset-allocation modeling with third-party independent managers and employs both active and passive strategies across multiple asset classes.

Garth Flint is a financial advisor at Beacon Pointe Advisors, LLC with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Beacon Pointe in various capacities since 2002. His career includes 17 years at Beacon Pointe Wealth Advisors, LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager selection process based on a proprietary “Focus List” and offers discretionary wealth management, financial planning, retirement plan consulting, and outsourced CIO solutions.

Christine Jan is a financial advisor at TLG Advisors, Inc. with four years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley & Co. LLC, Blue Ocean Financial Network, and UBS Wealth Management. TLG Advisors, Inc. serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and institutional investors. The firm focuses on manager selection and monitoring, using fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both advisor-managed and direct-to-consumer investment programs.

Tristan Bettinghausen is a Series 66-licensed advisor with Goldman Sachs Wealth Services, based in Newport Beach, CA. He joined Goldman Sachs & Co. LLC in 2026 and has prior experience at Advantage xPO, the Federal Deposit Insurance Company, and several educational institutions. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored advisory solutions supported by proprietary research, strategic allocation models, and access to a broad range of affiliated Goldman Sachs resources.

Kirk Cox is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 credential and 13 years of industry experience. He is also the sole proprietor of Cox Strategic Insurance Solutions, a life insurance and annuity sales business he has operated since 2006. Brookstone Capital Management is an SEC-registered adviser serving a diverse client base, including individuals, retirement plans, corporations, charitable organizations, and institutional clients such as sovereign wealth funds and banking institutions. The firm provides fee-based asset management and financial planning primarily through a turnkey asset management platform and wrap-fee program.

Liliana Radu is a financial advisor at Commonwealth Financial Network with 34 years of industry experience. She holds a Series 63 designation and has worked at Commonwealth since 2018, following prior roles at Coastal Wealth Inc. and Linsco/Private Ledger Corp. Outside of her advisory work, she is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-support services. The firm offers advisors discretion in portfolio construction and manages model portfolios through its Investment Management and Research team.

Truell Williams is a financial advisor at Goldman Sachs Wealth Services with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Goldman Sachs & Co. LLC, he held positions at Charles Schwab, Experis, Bowlero, and ASU. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs, utilizing a range of strategic allocation models and access to alternative investments.

Steven Yang is a financial advisor at Oppenheimer with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2019, previously spending five years at Wells Fargo Clearing and nine years at Wells Fargo Bank NA. Outside of advisory work, he serves as trustee for a personal trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services across various account types with both discretionary and non-discretionary approaches.

Ian Hornstein is a financial advisor with Centaurus Financial, Inc. in Irvine, CA. He holds a Series 66 designation and has 17 years of industry experience. Since 2007, he has also worked as a tax manager at Kieckhafer, Schiffer and Company LLP, focusing on tax preparation. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and specialized retirement-plan consulting through multiple investment platforms and employs a mix of fundamental and technical analysis.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Adam Lewis is a CFP® professional at Schwab Wealth Advisory with four years of industry experience. He previously worked at J.P. Morgan and has additional work history outside of financial services, including a role in catering. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations and requiring client authorization for trades.

Juna Chiang is a financial advisor at Beacon Pointe Advisors, LLC with 16 years of industry experience. She holds the CFP® designation along with Series 63, 65, and 66 licenses. In addition to her advisory role, Chiang is a licensed real estate broker handling residential transactions. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of clients, including individuals, institutions, and charitable organizations, utilizing a manager-focused, asset-allocation approach with proprietary due-diligence processes.

Linda Wang is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, Fidelity Brokerage Services, and in roles outside finance including Bloomingdales and Central Escrow Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and also operates in market roles such as swap dealing and futures commission merchant activities.

Mari Bowidowicz is a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 65 designation. She has been with Beacon Pointe Advisors since 2025 and has prior experience at Torrey Pines Bank. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

Ryan Lam is a financial advisor at Beacon Pointe Advisors, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fountainhead Capital Management, Hornor, Townsend & Kent, and Penn Mutual Life Insurance Company. Outside of advisory work, he has been involved in creative marketing and photography ventures. Beacon Pointe Advisors provides wealth advisory, financial planning, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party Independent Managers across active and passive strategies and offers tailored reporting, performance measurement, and participant education for retirement plans.

Nicholas Colletta is a financial advisor at Beacon Pointe Advisors, LLC with seven years of industry experience. He holds the CFA® designation and Series 65 license. Prior to joining Beacon Pointe in 2024, he worked at Bridge Advisory LLC and K2 Financial Inc. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and offers active and passive strategies across public and private asset classes.

Carlos Ocampo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with CitiBank since 2014. Outside of his advisory role, he provides DJ services for weddings and works as a dog sitter and personal shopper in his community. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including operating as a swap dealer and futures commission merchant.

Jeffrey Myers is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also the managing partner of Wright Ford Young, a CPA firm where he has worked since 2007. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Karen Reifel is a CFP® professional with 18 years of experience in the financial services industry. She is currently with Beacon Pointe Advisors, LLC, where she has worked since 2011, and has prior experience with Fidelity. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement plan services, and OCIO solutions to a diverse client base including individuals, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party independent managers, employing both active and passive strategies across various asset classes.