Jai Dawson is a financial advisor at Stifel with a Series 66 designation and no prior industry experience. He has been with Stifel since 2022, with intermittent periods outside the industry. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment strategy that utilizes forward-looking capital market assumptions and probabilistic modeling.

Chase Metcalf is a financial advisor at Stifel with 10 years of industry experience and holds the Series 66 designation. He has been with Stifel since 2015 and was self-employed from 2010 to 2018. Outside of his advisory role, he serves as Vice President and board member of the Marbella Racquet Club homeowners association. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group, providing asset allocation and financial planning analyses for client decisions.

Neal Coleman is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a variety of advisory programs. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Betsy Wilde is a CFP® with 41 years of industry experience, currently affiliated with LPL Financial since 2025. Her prior experience includes 12 years at Western International Securities, Inc. and over three decades operating her own tax preparation and accounting practice. She also holds licenses in non-variable insurance and provides related services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions delivered through a large network of investment adviser representatives, supported by research, technology, and a broad suite of affiliated financial services.

Karin Jackman is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds a Series 66 credential and has been with UBS since 2014. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Corrine Lafollette is a financial advisor at Osaic with 12 years of industry experience and holds a Series 66 designation. She previously worked at Securities America Advisors for eight years and has been involved with the Chico Unified School District since 2001. Outside of her advisory role, she serves as a board member of the San Clemente City Chamber of Commerce. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Derek Atkinson is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across equity, fixed-income, and blended mandates, utilizing a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

Caleb Lodge is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from Schwab Center for Financial Research.

David Treffry is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC since 2014, following roles at Wells Fargo Clearing and Wells Fargo Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with client decision-making authority retained. Their advisory process combines quantitative and qualitative research and includes ESG considerations, supported by affiliates offering implementation and portfolio services.

Jake Sine is a financial advisor at Morgan Stanley in Newport Beach, CA, with six years of industry experience. He previously worked at The Vanguard Group for five years before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Lloyd Wei is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Financial Consultant I at Fidelity Investments from 2024 to 2025, and was Vice President at Sunstone Management from 2018 to 2024. He holds a California Insurance License. Lloyd focuses on building strong, lasting relationships with clients by understanding their individual goals and creating personalized financial strategies that adapt over time. He provides clear, actionable guidance and serves as a reliable partner throughout his clients' financial journeys. Outside of his professional work, Lloyd has interests in art, fitness, hiking, museums, parenthood, and soccer.

Francesca Silvestro is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 65 credentials and has been with OSAIC since 2018. In addition to her advisory role, she works as a registered representative and agent in a family-owned insurance business with plans for succession. OSAIC Wealth provides brokerage and advisory services to a diverse client base, including retail investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment approach with portfolio optimization tools and offers a range of managed account programs and third-party manager options.

Rita Kikawa is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets from 2004 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Crispina Renteria is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 24 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously spent 17 years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools and investment modeling in its financial planning process.

Lay Phang Cheong is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., Bank of America, N.A., Merrill, and J.P. Morgan Asset Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence combining quantitative and qualitative research and may incorporate an ESG eligibility framework.

Alisha Randall is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates closely with Wealth Management Advisors and the team to coordinate and implement comprehensive financial planning strategies. She focuses on delivering personalized guidance and service to support clients and their families throughout life. Her professional experience includes roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant, and currently serving as a Wealth Management Planning Consultant since 2025. Prior to joining Fidelity, she worked as a Financial Advisor and Financial Advisor Trainee at Edward Jones from 2019 to 2021. Alisha holds a California Insurance License. Outside of her professional work, she enjoys biking, outdoor adventures, running, scuba diving, skiing, and yoga.

Timothy Skelly is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, Skelly is a partner in El.Skel Enterprises LLC, which focuses on music, art, and fashion, and serves as a guest lecturer on fiduciary education and investment management topics at the Investments & Wealth Institute. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including tailored financial planning and estate strategies.

Dwayne Peltier is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that oversees approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services through a broad network of advisers and affiliated resources.

Jessie Hall is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Citigroup for 13 years before joining Merrill. Outside of her advisory role, she is the owner of CJH Investments LLC, a company established to hold rental real estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Sophia Oh Nguyen is a financial advisor at Morgan Stanley with 16 years of industry experience and holds a Series 66 designation. Her career includes multiple tenures at Morgan Stanley, as well as roles at UBS Financial Services, Wells Fargo Clearing, Woodbury Financial Services, and San Diego Capital. Morgan Stanley Wealth Management provides a wide range of advisory programs for individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning processes without providing individual security recommendations as part of their standalone financial planning.