Jill Bartholomew is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools to develop strategies without offering individual security recommendations as part of standalone planning.

Victor Andre Morales is a Series 66-licensed financial advisor with UBS Financial Services in Newport Beach, CA, having seven years of industry experience. He has worked at UBS since 2018 and previously spent a year with Northwestern Mutual Financial Network. He also attended the University of Texas at Austin from 2015 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Frederic Jamet is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2006. Jamet is also a passive investor with PENSCO. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Rachel Hughes is a financial advisor at Stifel with 17 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. Outside of her advisory role, she is a notary affiliated with the National Notary Association, providing notarization services for Stifel business purposes. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Brandon Basal is a financial advisor with Merrill in Newport Beach, CA, holding Series 65 and Series 63 licenses. He has two years of industry experience and has previously worked at firms including Bank of America, Wells Fargo, JPMorgan Chase, and UMB Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Dennis Schwary is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He has worked at Citigroup Global Markets since 1993 and has been with Morgan Stanley Smith Barney since 2009, including serving at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients. The firm’s financial planning process uses structured discovery conversations and approved planning tools, managing approximately $2.74 trillion in client assets.

William Caprine is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with J.P. Morgan Securities since 2008 and with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Scott Brown is a financial advisor with UBS Financial Services in San Clemente, CA, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings and proprietary research to tailor client solutions.

Kendall Wear is a financial advisor at Morgan Stanley with over 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Outside of his advisory role, he is involved in property management. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and broad investment resources.

David Lopez is a CFP® with 30 years of industry experience, currently affiliated with OSAIC since 2007. He previously worked at Wealthcare Alliance from 2010 to 2018. Lopez operates a sole proprietorship focused on analyzing clients' insurance needs and making recommendations for life insurance, estate plans, and long-term health care. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with an emphasis on asset allocation, risk assessment, and portfolio construction that includes stocks, bonds, mutual funds, ETFs, and alternative investments.

Seth Brewer is a financial advisor at Merrill with 14 years of experience, holding a Series 66 designation. He has worked at Merrill and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, and institutional clients.

Jason Somrak is a ChFC® credentialed financial advisor with Edward Jones in Mission Viejo, CA, where he has worked for 15 years. He holds the Series 66 license and has focused his entire industry experience at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Curtis Harris is a CFP® professional with 31 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has been with Cambridge since 2008. Outside of his advisory role, he is involved with a network of independent financial professionals serving physicians and holds additional advisory and insurance-related positions. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of services such as financial planning, investment management, and retirement plan advisories through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies across multiple platforms.

Richard Dunn is a financial advisor at Charles Schwab with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB since 2023, Charles Schwab and Co., Inc. since 2022, and previously at TD Ameritrade, Inc. from 2014 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative-investment onboarding process.

Jamie Lee Gehrmann is a financial advisor with Edward Jones in Lake Forest, CA, holding a Series 66 designation and beginning her industry experience in 2024. Prior to joining Edward Jones, she worked in various roles across multiple industries including security services, fitness, construction, and tax preparation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory solutions including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Robert Brown is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michelle Queensen is a financial advisor at Morgan Stanley in Newport Beach, CA, with 10 years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Securities, JPMorgan Chase Bank, and Ameriprise Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and investment outlook models.

Peter Wernemar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' life priorities to build personalized financial plans that align with their family, goals, and aspirations. His approach emphasizes protecting what matters most and managing multi-generational wealth through goal-driven strategies. Peter began his career after earning a Bachelor's Degree in Finance from Elon University. He initially worked with John Hancock in insurance and financial planning, then moved to Morgan Stanley before joining Merrill Lynch. He holds the Personal Investment Advisor (PIA) designation and is fluent in Swedish and English. Peter and his family are active and enjoy sports and travel, which allows them to engage with diverse communities and cultures.

Catherine Wilson is a financial advisor with Charles Schwab holding a Series 66 designation and five years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2020. Outside the financial industry, she has experience related to dance through roles at Nicoles School of Dance and Twin City Twisters. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Chris Ferguson is a financial advisor at Wells Fargo Clearing with 22 years at the firm and four years of industry experience. He holds a Series 66 designation and is based in Newport Beach, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.