Erekle Chanturia is a financial advisor with Wells Fargo Clearing in San Francisco, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has also worked at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Derek Wenzell is a Planning Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Representative at the same firm in 2025. His professional focus involves partnering with clients to understand their financial goals and developing customized financial plans. Derek holds a California Insurance License. He emphasizes building strong relationships with clients and their families, prioritizing trust, reliability, and competency in his work.

Evan Rosenberg is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2013 and MORGAN STANLEY SMITH BARNEY llc since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning with tools like Monte Carlo simulations and input from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets.

Bich Nguyen is a financial advisor with Charles Schwab in San Francisco, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2017, following one year at Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

Bethany Jenkins is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alisan Martin is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Martin has worked with Morgan Stanley and its affiliates since 2016. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Tatiana Belaya is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 designations and having 11 years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Sherry Roozrokh is a financial advisor with Wells Fargo Clearing in Menlo Park, CA, holding Series 65 and Series 66 licenses and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is involved in a retail clothing business, designing and implementing low-volume apparel products. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Cerniga is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that help clients pursue their financial goals, including family wealth management, managing new wealth, personal retirement planning, portfolio management, and serving clients in sports and entertainment as well as women and wealth sectors. Michael holds an Associate's Degree from Moorpark College and is a Personal Investment Advisor (PIA). His approach centers on understanding each client's full financial picture to create flexible strategies aligned with their priorities and changing market conditions. He emphasizes trust and aims to be a reliable advisor dedicated to his clients' and their families' best interests. Outside of his professional role, Michael enjoys football, golfing, hiking, photography, pickleball, spending time with his family, and traveling.

Ryan Mahoney is a financial advisor at UBS Financial Services with a Series 66 designation and experience in the legal sector prior to entering the financial industry. He has worked at several law firms, including Fairfield and Woods, P.C., Davis Graham and Stubbs LLP, Dorsey and Whitney LLP, and Day Carter and Murphy LLP. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Nancy Barrett is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Bank of America since 2011 and Merrill since 2010. Barrett serves as an advisory board member for the Fashion Incubator of San Francisco, a nonprofit supporting small business development. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Matthew Wang is a financial advisor with Equitable Advisors in San Francisco, CA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Axa Advisors and involvement in the restaurant industry. Outside of advising, he has a health insurance-related business activity with Kaiser. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs that utilize both proprietary and third-party solutions.

David Abril O'Brien is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 66 designations and has 15 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Extract Capital Advisors for three years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Shaojun Fu is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Shaojun spent seven years at Ding, Sun & Huang Law Office. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Steven Rocha is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career spanning over 40 years, all spent within the firm. He serves clients by developing comprehensive financial strategies to manage their individual, business, and personal portfolios. His expertise encompasses areas such as investing, wealth transfer, planning, retirement analysis, and philanthropy, with a focus on helping clients navigate significant milestones in their financial lives and legacies. Mr. Rocha holds a Bachelor's degree in Economics from the University of California, Berkeley, and maintains the designation of Personal Investment Advisor (PIA). He joined the Merrill Lynch Wealth Management San Francisco office in 1980 and continues to draw on his extensive experience to provide tailored financial advisory services. Beyond his professional role, Steven participates in community organizations including the Alameda Boys and Girls Club and Women’s Dress for Success in San Francisco. He is also involved with several professional organizations such as the Guardmens of San Francisco, San Francisco Opera, San Francisco Symphony, and the Olympic Club Foundation.

Danielle Jansen is a financial advisor at Morgan Stanley with three years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2023 and previously at First Republic Securities Company and First Republic Investment Management. Prior to her finance career, she was employed at Four Barrel Coffee. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and proprietary planning tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Michael Hays is a financial advisor with Merrill in San Francisco, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at JP Morgan Securities LLC and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Ephraim Calbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure alongside ongoing oversight of its investment models.

Russell Huebschle is a financial advisor at Morgan Stanley in Oakland, CA, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked at Morgan Stanley since 2019, including time at Morgan Stanley Private Bank, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and research.