Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Ephraim Calbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure alongside ongoing oversight of its investment models.

Russell Huebschle is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2019. His prior experience includes roles at Wells Fargo Clearing, Robert Baird & Co., and Credit Suisse Securities (USA) LLC. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Nicholas Carlson is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of experience at the firm. His prior work includes roles at Okta, Zendesk, eBay, and Broadmoor Golf Club, as well as positions related to education and investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sarem Mukhtar is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 14 years of industry experience. Prior to joining Morgan Stanley in 2019, Mukhtar worked at Goldman, Sachs & Co. from 2011 to 2019. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Christopher Maiden is a financial advisor at Fidelity with Series 63 and Series 65 certifications and two years of industry experience. He has worked at Fidelity Investments since 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Linda Moran is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of the West, Ameriprise, Cetera Investment Services, Morgan Stanley, and Edward Jones. Outside of her advisory role, she manages a social group for lesbian and queer women focused on pickleball activities and also works as a mobile notary. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Timothy Roche is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His background includes roles at JPMorgan Securities, Citigroup, and U.S. Bancorp Investments. He is currently based in San Francisco, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across large-scale institutional and individual platforms.

Alexander Day is a financial advisor with Equitable Advisors in San Francisco, CA. He holds a Series 66 designation and has two years of industry experience. Prior to joining Equitable Advisors, his work history includes roles outside the financial services sector. Equitable Advisors serves a broad client base including individuals of varying net worth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a range of third-party advisory programs and tools.

Yi Xing is a Senior Financial Advisor with the Ma Teigen Group at Merrill Lynch Wealth Management. She provides advice and guidance to a diverse clientele, including many wealthy Asian families, supporting multiple generations as they navigate the American financial system. Yi collaborates with her team to establish clear paths toward client goals, focusing on making clients' financial lives more efficient. Her expertise includes managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategies, and retirement income planning. Yi began her financial services career in 2013, with experience at institutions such as J.P. Morgan, US Bancorp, and PNC Bank. She has served as a Financial Advisor since 2019 and holds professional designations including Personal Investment Advisor (PIA). Yi earned a Bachelor’s degree and an MBA in Economics from Ramon Magsaysay Technological University in the Philippines, as well as an MBA in Finance from Mercer University in Atlanta. She is fluent in Mandarin and proficient in Yue (Cantonese) and English. In addition to her professional role, Yi is actively involved in community organizations such as the Chinese University Alumni Association Alliance of Southern California, where she serves as Vice President of the Badminton Club, and the Badminton Club for the North America Chinese University Alumni Alliance. She and her husband are avid badminton players and members of the Los Angeles Badminton Club. They have a young daughter and enjoy spending time outdoors and exploring new destinations on weekends.

Neal Narahara is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 20 years of industry experience. His prior experience includes roles at UBS Financial Services Inc from 2013 to 2023 and Morgan Stanley Private Bank, N.A. since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and investment models to support client goals.

Joel Rizzo is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2018. His prior experience includes roles at Bank of America, Wells Fargo Clearing, Wells Fargo Bank, Mony Securities Corporation, and Choreo, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Tiongson is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Additionally, he is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services through a large network of advisors, combining model portfolios, third-party management, and customized strategies with various operational and research support tools.

Nestor Nino is a Series 66 licensed financial advisor with five years of industry experience, currently with J.P. Morgan Securities in San Francisco, CA. His prior roles include positions at TD Ameritrade/Charles Schwab and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria in its recommendations.

Steven Ng is a financial advisor with Morgan Stanley in San Francisco, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His prior work includes nine years at JP Morgan Securities and JP Morgan Chase Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by a structured discovery process and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Jhocelyn Schlauraff is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 22 years before joining Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers both direct client plans and Corporate Financial Planning agreements.

Thu Duong is a financial advisor with Wells Fargo Clearing in Alameda, CA, holding Series 63 and Series 65 credentials and having 11 years of industry experience. She has worked at Wells Fargo Bank, N.A. since 2013 and at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Bernard Shaw is a financial advisor at J.P. Morgan Securities in San Francisco, CA, with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023, following an 18-year tenure at First Republic Securities and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG criteria, with implementation supported by J.P. Morgan’s affiliated investment-management entities.

Joshua Fishman is a financial advisor at Fisher Investments with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fisher Investments and other advisory firms, including Personal Capital Advisors Corporation and Empower Advisory Group. Fisher Investments serves institutional and private clients worldwide, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment process with a five-member committee, integrates tax-aware strategies, and manages risk through various defensive tactics and targeted trading.

Travis Daugherty is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 25 years of experience, he specializes in personalized wealth management strategies tailored to the unique financial goals of his clients. His expertise includes working with wealthy families and individual investors on investment needs such as restricted stock sales, 10B5-1 plans, cashless option exercises, fixed income and equity trades, 529 plans, and large block equity trade transactions. Travis works closely with trading desks to execute both taxable and tax-exempt fixed income trades, equity and option trades, restricted stock trades, and corporate transactions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Cal Poly San Luis Obispo. In addition to his professional work, Travis participates in community activities and enjoys spending time with his family. His personal interests include baseball, football, golfing, hiking, running, skiing, swimming, tennis, and traveling.