Patrick Mc Ginty is a financial advisor at Morgan Stanley with a Series 66 credential and three years of industry experience. He has worked at Morgan Stanley since 2023, including a role at Morgan Stanley Private Bank, N.A. since 2025. His prior experience includes positions at First Republic Securities Company, LLC and First Republic Investment Management, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning. The firm employs a structured planning process utilizing firm-approved tools and models to assist clients in managing approximately $2.74 trillion in assets.

Meghan Kiley is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan since 2014, working both at Jpmorgan Chase Bank NA and J.P. Morgan Securities in San Francisco. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Andrew Hartman Maloy is a financial advisor with Morgan Stanley based in San Francisco, CA, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. His prior roles include positions at BlackRock Investments, LLC and CMG Securities LLC. He is a passive member of a family agricultural LLC, TARGHEE LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Lisa Amador is a financial advisor at Morgan Stanley with 40 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Wells Fargo Clearing and Wells Fargo Investments, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process uses structured discovery and firm-approved tools, including modeling techniques like Monte Carlo simulations.

Gregory Schreiner is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2006 and 2008, respectively. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, using multi-asset model portfolios and alternative investment options, supported by centralized supervisory and custody arrangements.

Ben Fort is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career as an intern at Merrill Lynch Wealth Management in 1995 and became a financial advisor in 1998. He leads an eleven-person team that works with entrepreneurs, corporate executives, venture capitalists, and their families to develop and implement financial strategies. The team manages over $4.3 billion in client assets as of May 2026 and maintains a client retention rate of 99% as of March 2025. Ben's focus within the group includes financial planning and the needs of corporate executives and entrepreneurs, developing strategies to align restricted stock, compensation, and assets with clients' goals. Ben holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Certified Investment Management Analyst (CIMA) designation sponsored by the Investments & Wealth Institute. He also holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University of Tennessee. Ben has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2018 through 2026 and was part of a team named to the Forbes "Best-in-State Wealth Management Teams" list for the third consecutive year in 2025. Ben lives in Mill Valley with his wife and two daughters. His personal interests include snowboarding, mountain biking, sailing, and traveling.

Benjamin Lam is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2016. Lam jointly owns several rental properties with his spouse, though he does not participate in their management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary asset allocation models and research to tailor plans to clients’ goals. The firm integrates institutional trading capabilities with wealth management and provides a broad range of financial services including fee-based planning, portfolio management, and capital markets support.

Reese Rickards is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he owns and operates real estate businesses in Montgomery Center, Vermont. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Julia Emenhiser is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Envestnet | Yodlee and Allianz Global Investors, and she has spent significant time at Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Qui Hua is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. Holding Series 63 and Series 65 licenses, Hua has worked at J.P. Morgan Securities since 2012 and has prior experience at Citigroup Global Markets from 2007 to 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and includes capabilities in derivatives and commodities.

Christopher Do is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at UBS Financial Services Inc for nine years before joining Wells Fargo Clearing in 2018. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Logan Sutter is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and previously worked with the Santa Barbara Premier Water Polo Club. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory solutions.

Scott Poland is a financial advisor with Wells Fargo Clearing in El Cerrito, CA, holding Series 63 and Series 66 licenses and over 22 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Investments and Cetera Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research from Wells Fargo Investment Institute and third-party sources.

Ron Freund is a financial advisor with LPL Financial, holding a Series 63 license and over 42 years of industry experience. His career includes long tenures at The Social Equity Group, Inc., Financial West Group, and Western International Securities, Inc. He also provides research services to The Social Equity Group, an independent investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

William Clifford is a Series 66 registered financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at Farient Advisors and spent ten years in full-time education before beginning his financial advisory career. Clifford is based in San Francisco, CA. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment solutions and combines institutional trading capabilities with wealth management services.

Cindy Shi is a Branch Leader at Fidelity Investments, a position she has held since 2022. In this role, she supports and develops a team of professionals to help them achieve their fullest potential. She has been with Fidelity Investments since 2015, progressing through various roles including Wealth Management Planning Consultant from 2018 to 2022, Relationship Manager from 2016 to 2018, and Financial Representative from 2015 to 2016. Cindy holds a California Insurance License. Outside of her professional responsibilities, Cindy enjoys family activities, traveling, and practicing yoga.

Brian Gigliotti is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in financial services. He began his career at Citibank's Retail Banking Division and then worked with Citi's Wealth Management Group in New York City before returning to San Francisco in 2010 to join Merrill. Brian specializes in legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds dual Bachelor of Science degrees in Financial Services and Corporate Finance from San Francisco State University and the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp. Brian's approach focuses on building strong client relationships and developing personalized strategies that address every aspect of wealth management, from accumulation to estate transfer. A third-generation San Franciscan, Brian lives in the Bay Area with his wife, daughter, and two chocolate Labradors. Outside of work, he enjoys golfing, running, swimming, and has an interest in classic cars.

Nathan Hurty is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 credential and 17 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2013, and previously at Advanced Equities, Inc. and Edward Jones. Outside of his advisory role, he is the sole proprietor of a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Michael Rossi is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Francisco, CA, holding a Series 66 designation with 11 years of industry experience. He also serves as Chief Operating Officer at Elevon Wealth Management, a role he has held alongside his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutions. The firm utilizes tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Bryan Matheney is a financial advisor with J.P. Morgan Securities in Berkeley, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also maintains a role at JPMorgan Chase Bank. Outside of advisory work, he has limited involvement in a few family real estate ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, supporting recommendations that may include ESG considerations.