William Mc Kee is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2024, he worked at Lenox Advisors and MassMutual Life Insurance Co. Outside of finance, Mc Kee has been involved in lacrosse club activities, including roles with the Alcatraz Outlaws and Skyline Lacrosse, as well as engagement with the East Bay School for Boys. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary investment models as part of its financial planning process.

Xiang Li is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019 and previously spent six years at First Republic Bank. Li holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Shiting Yu is a CFP® designated financial advisor with three years of industry experience currently working at Ameriprise in San Mateo, CA. Prior to joining Ameriprise in 2026, Yu spent three years at RBC Capital Markets, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Cody Steele is a financial advisor at OSAIC based in San Ramon, CA, holding the Series 66 designation. He has one year of industry experience, including a position at Momentum Value Partners since 2025. Prior to that, he worked in various roles outside the financial industry. OSAIC serves a diverse range of retail and institutional clients through a large network of advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports both discretionary and non-discretionary account management.

Tjindiwati Suttio is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and 23 years of industry experience. She has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools to model financial outcomes.

Elisabeth Dellinger is a financial advisor with Fisher Investments, holding a Series 65 designation and 12 years of industry experience. She has been with Fisher Investments since 2004. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates, and is noted for its centralized investment decision process and diverse client base.

Owen Egermayer is a financial advisor at Charles Schwab & Co., Inc. with one year of industry experience. He previously worked at Equitable Advisors, LLC for two years. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering bundled advisory, brokerage, custody, and cash-sweep services with a mix of non-discretionary and discretionary investment options.

Jonathan Thomas is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo. He is based in San Francisco, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jacqueline Harris is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with two years of industry experience. Her prior work includes roles at AlphaSights and FedEx. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured discovery processes and firm-approved tools.

Jeffrey Minamide is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a board member of the Southern Alameda Buddhist Church. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a disciplined investment process but generally acts in an advisory capacity for retirement accounts unless specifically engaged otherwise.

Sarah Phillips is a financial advisor at Morgan Stanley in Pleasanton, CA, holding a Series 66 designation with 13 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2011 and Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and the Estate Planning Strategies Group.

Nhi Giang is a financial advisor with Morgan Stanley in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Nhi has worked at Morgan Stanley since 2019 and previously held positions at Mex Group Worldwide Limited, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Stephen Witt is a financial advisor with J.P. Morgan Securities in Dublin, CA, holding a Series 63 designation and 40 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Parker Bjorlin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior work includes positions at Morgan Stanley, UBS Financial Services, and JPMorgan Chase Bank. He has been employed with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Ching Ho is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has a background that includes roles at Morgan Stanley Private Bank and HSBC Bank USA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party databases.

Jeffrey Better is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for 41 years. Outside of advising, he serves as a board member for the Omega Foundation, a charitable organization focused on fundraising, and acts as co-trustee for a relatives' living trust. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer customized portfolio management across various investment products.

Gilbert Orozco is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2005, he has developed expertise in legacy planning, personal retirement planning, portfolio management services, and tax minimization. Gilbert’s approach involves working one-on-one with clients to create personalized financial strategies aligned with their long-term goals and adapting to changing market conditions. Gilbert holds a Bachelor of Science in Business Administration from Saint Mary's College of California and carries the Personal Investment Advisor (PIA) professional designation. He brings extensive knowledge of Merrill’s programs and services to his role, supported by over 18 years of experience focused on client service and relationship development. Gilbert resides in Concord with his wife and two daughters. Outside of work, he enjoys camping, cooking, gardening, and spending time with his family.

Lan Zhang is a financial advisor at Charles Schwab with 32 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab since 1993, including a role at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

August Berman is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for nine years. Outside of finance, he operates a personal training business. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs and structured financial planning tools.

Aaron Pence is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and bringing 21 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007 and is also involved with Bartenders Unlimited outside of his financial advisory career. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.