Adam Knott is a financial advisor at LPL Financial based in San Francisco, CA, with 20 years of industry experience. He previously worked at Citigroup Global Markets for 17 years and has been affiliated with both LPL Financial and BMO Harris Bank since 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Margaret Reid is a CFA® charterholder and financial advisor with 9 years of industry experience. She is currently with LPL Financial and also maintains a role at BMO Harris Bank. Her prior experience includes positions at Citigroup and MUFG Union Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Khalid Bashir is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services LLC and Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Angel Chavez is a financial advisor with Morgan Stanley in San Francisco, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Chavez is involved in a non-investment-related outside business based in San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured tools and models, managing approximately $2.74 trillion in client assets.

Cristiana Da Silva is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The program focuses on non‑discretionary written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Arben Arifi is a financial advisor at J.P. Morgan Securities in San Francisco, CA, with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and JP Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Claudia Correa is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and economic modeling.

John Ritchie is a CFP® with 27 years of industry experience, currently advising clients at Ameriprise in San Francisco. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Shriber is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at LPL Financial, Resolute Investment Distributors, Resolute Investment Services, and American Beacon Advisors. He is a member of the finance committee at École Notre Dame des Victoires in San Francisco. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Candice Soutas is a financial advisor with Wells Fargo Clearing in San Francisco, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its investment approach.

Yun Doreen Ge is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan in various capacities since 2011. Outside of her advisory role, she is involved as a passive investor in several LLCs that manage rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework.

Christopher Vetrano is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Francisco, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at Raymond James and its affiliated firms since 2016 and was previously with Wells Fargo Clearing. Outside of advisory roles, he is involved with Elevon Wealth Management in an operations capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and employs analytical tools such as risk profiling and modeling to guide client recommendations.

Monica Ambrose is a financial advisor at Wells Fargo Clearing with one year of industry experience. She holds the Series 66 designation and has prior work experience at Athleta from 2017 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Anthony Dadci is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 66 licenses and 9 years of industry experience. His work history includes roles at Bank of America, Wells Fargo Clearing Services, and Wells Fargo Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Marquez Parnell is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including First Republic Bank and Wells Fargo Bank. Outside of finance, he owns and operates Fudgel LLC, a company that decorates clothing locally in the Bay Area. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Keith Woodland is a financial advisor with Morgan Stanley Wealth Management in San Francisco, holding Series 63 and Series 65 designations and having 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Outside of his advisory work, he is a sole proprietor involved in rental property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning solutions that utilize firm-approved tools and methodologies, serving clients both directly and through corporate financial planning agreements.

Peter Nestor is a financial advisor at Morgan Stanley with seven years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to that, he worked at Marcus & Millichap and TalentRocket, and he also has experience from Santa Clara University. Outside of his advisory role, he is involved in a recreational customer service business. Morgan Stanley Wealth Management offers a wide array of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides various investment and planning services through a large network of advisors.

Jason Lammert is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. since 2025. Outside of his advisory work, Mr. Lammert is involved in youth sports coaching, serving as an assistant swim coach at Miramonte High School, and he is the CEO of a private tutoring company focused on middle and high school students. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering financial planning and wealth management services supported by firm-approved planning tools and a structured discovery process.

Louis Mc Cabe is a financial advisor at UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior work includes roles at Goldman Sachs & Co. LLC and PricewaterhouseCoopers LLP. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Michael Meniktas is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves on the board of directors for Hog Island Oyster Company, an oyster farming and oyster bar business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services supported by proprietary research and tailored investment strategies.