Corey Pang is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management, with over two decades of experience serving corporate executives, entrepreneurs, and high-net-worth families. He specializes in providing strategic and personalized wealth management guidance, leveraging the extensive resources of Merrill Lynch to address complex investment and wealth-planning needs. Throughout his career, Corey has focused on delivering disciplined and client-centered advice that supports thoughtful financial decision-making. His expertise includes college education planning, executive compensation, family wealth management strategies, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. Corey holds a High School Diploma from Galileo Academy of Science and Technology and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He actively participates in community organizations such as the Asian American Business Council and the Asian Leadership Network. Corey is also fluent in English, Chinese, Yue (Cantonese), and Mandarin.

Nicholas Knudsen is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked previously at Prudential Insurance Company of America, Target Corporation, and AAA Insurance. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Jeffrey Bowden is a financial advisor at Charles Schwab in San Francisco, CA, with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and TD Ameritrade. Prior to his financial services career, he held various roles in hospitality and food service businesses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Timothy Baughman is a financial advisor with Merrill in San Rafael, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm integrates strategic and tactical asset allocation with tax-aware strategies and supports various investment restrictions and cash management options.

Steven Sun is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with UBS since 2010 and has also worked with UBS International Inc. since 2006. He serves as a Board of Trustee member for The Stevenson School, a selective coeducational PK-12 boarding and day school. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Michelle Wendling is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Andrew Hughes is a Financial Advisor currently working with Merrill Lynch Wealth Management. He specializes in helping high-net-worth individuals and families develop personalized financial strategies designed to grow, preserve, and deploy wealth thoughtfully. Andrew's role involves providing strategic advice on managing complex situations including concentrated stock positions, equity compensation, liquidity events, and planning for retirement and legacy. Andrew earned a B.A. in Mathematics from the University of California, Berkeley, with studies concentrating on Economics and Finance. He began his relationship with Merrill Lynch Wealth Management during a college internship. Prior to his current role, Andrew gained experience at Willis Towers Watson advising on executive compensation and equity incentive plans, and at Levi Strauss & Co., managing executive compensation and global incentive programs. He holds Series 7, 65, and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. In addition to his professional work, Andrew is involved with community organizations through volunteer efforts. His personal interests include adventure sports, camping, chess, football, hiking, reading, skiing, and spending time with his family.

Frank Lavin II is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2024. Prior to joining OSAIC, he worked with Securities America Advisors and Securities America, Inc. for six years. He is also an owner and partner of Columbus Advisors, a California general partnership. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm utilizes a variety of proprietary tools and third-party solutions to construct diversified portfolios and offers integrated brokerage, advisory, and financial planning services.

Jessica Marguet is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Morgan Stanley since 2019 and a brief tenure at the Santa Barbara Polo and Racquet Club. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include financial planning and estate planning strategies.

Aidan Oates is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at Merrill Lynch Venture Services and Winslow Technology Group LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Maria Cristela De La Cruz is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies that take into account clients' full financial pictures and changing market conditions. Maria provides access to investment insights from Merrill as well as banking and lending solutions through Bank of America to support her clients’ goals. Maria holds the Personal Investment Advisor (PIA) designation and earned her bachelor's degree from Universidad del Sagrado Corazon. She emphasizes a client-centered approach, working closely one-on-one to create customized financial strategies aimed at pursuing long-term objectives. In addition, Maria participates in community service activities, supporting local organizations through volunteer work.

Lang Huang is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 license and eight years of industry experience. Prior to joining Morgan Stanley in 2018, Huang worked at Bank of America from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Gabrielle Soto is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 credential. Soto joined UBS in 2025 and has prior work experience outside the financial industry, including several years at Starbucks. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services across multiple products and platforms.

Jason Whitehead is a financial advisor with Wells Fargo Clearing in San Francisco, CA. He holds Series 65 and Series 63 designations and has two years of industry experience, including roles at Wells Fargo Bank and Pretium. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Catherine Blake is a financial advisor at Merrill with Series 63 and Series 65 licenses and 35 years of industry experience. She has worked at Merrill since 1983 and has been with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elia Malick is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Republic Bank and First Republic Securities Company, LLC. She is based in San Francisco, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Salvatore Azzolino is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019, and previously held positions at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2013 to 2019. He holds a Series 66 designation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Thomas Higgins is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 66 licenses and four years of industry experience. His background includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as prior employment at Seltzer Shelter and Loards Ice Cream and Candy. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Priya Aggarwal is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation with 23 years of industry experience. She has been with UBS since 2004. Outside of her advisory role, she is involved with 11 Tours, an organization connecting high school students to college students, where she serves as an officer and part-owner, and she is the proprietor of Rita & Hers, a consumer goods business focused on omega-rich seed blends and potentially teas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining wealth management with institutional trading capabilities and proprietary research to tailor financial plans and portfolio management.

Nathan Nguyen is a financial advisor at Stifel with two years of industry experience. He holds a Series 66 designation and previously worked at the George Washington University Office of Undergraduate Admissions and the United States House of Representatives. Outside of finance, he is a Senior Certified Instructor at Martial Arts America, where he teaches martial arts to children and adults. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.