Christopher Perrault is a financial advisor with Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering IPS-driven investment advice and both discretionary and non-discretionary services tailored to plan objectives and risk tolerances. The firm includes insurance-related vehicles and bank deposit sweep options within its investment menus, distinguishing it from many large institutional advisers.

Zachary Daniel is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and no prior industry experience. His background includes roles at MassMutual Life Insurance Company, Goldman Sachs & Co. LLC, Morgan Stanley, and Uber Technologies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and emphasizes event-driven planning programs such as divorce, estate settlement, and employer-sponsored planning.

Christian Cobb is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017, following prior roles at Umpqua Investments and Umpqua Bank. Outside of his advisory work, he is a managing member of a hazelnut farm LLC and serves as trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Alexander Saliba is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2010. He is based in Seattle, WA. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Moss is a financial advisor with Merrill in Seattle, WA, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. He has been with Merrill since 2009 and is also affiliated with Bank of America, N.A., where he has worked since 1991. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Tiffany Shifflette is a financial advisor with Morgan Stanley in Seattle, WA, holding a Series 66 designation and 21 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Antoine Toussaint is a CFP®-certified financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at LPL Financial and Northwestern Mutual in various wealth management and investment roles. Toussaint also serves as an officer of HEAT LLC, a real estate investment entity based in Seattle. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by structured processes and advanced modeling tools.

Chase Endreson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and one year of industry experience. He has worked at Wells Fargo Clearing since 2024 and has been involved with In Aisle Eight LLC and Wells Fargo Bank, N.A. since 2017. Prior to his financial industry roles, he worked at Costco and Boston's Pizza and Sports Bar. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving clients with tailored investment strategies and acting as an ERISA fiduciary when providing investment advice.

Braden Young is a financial advisor at UBS Financial Services in Seattle, WA, holding a Series 66 designation with one year of industry experience. Prior to joining UBS, he worked in various roles including positions at UberEats and DoorDash. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, utilizing proprietary capital market research and model-based allocations to tailor client plans. The firm operates both as a registered broker-dealer and investment adviser, offering a wide range of investment products and capital markets services.

Richard Grunder is a financial advisor with J.P. Morgan Securities in Seattle, WA, holding Series 65 and Series 66 licenses and 24 years of industry experience. He has been with JPMorgan Chase and J.P. Morgan Securities since 2010 and owns a single-family vacation rental property through Four Arkoudes, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Michael Fettig is a financial advisor with J.P. Morgan Securities in Seattle, WA, holding Series 63 and Series 66 registrations and 27 years of industry experience. He has been with J.P. Morgan Securities and JP Morgan Chase Bank since 2018, and previously worked at TD Ameritrade and Scottrade in various roles dating back to 2003. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services, providing asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Kelvin Herbruger is a financial advisor at RBC Capital Markets with three years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining RBC Capital Markets, he worked at D.A. Davidson & Co. and Boston Consulting Group. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with tailored investment strategies and integrates both in-house and third-party investment managers.

Hannah Beierman is a financial advisor with J.P. Morgan Securities in Seattle, WA, holding a Series 66 license and having three years of industry experience. Prior to joining J.P. Morgan Securities, she worked at VALIC Financial Advisors Inc/AGIA. She is also appointed as an agent to sell non-securities insurance products for AGIA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Eric Westberg is a financial advisor at Osaic with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Advisors, Inc. and Kms Financial Services, Inc. In addition to his advisory role, he operates a consulting business offering services to independent financial professionals and is co-owner of ZW Financial LLC, which supports his advisory practice. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing firm-provided asset-allocation tools and automated rebalancing to construct portfolios across various asset classes.

Daniel Rosales is a financial advisor with Mass Mutual Investors Services in Seattle, WA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Northwestern Mutual in various capacities over 12 years before joining Mass Mutual in 2020. Outside of his advisory role, he also works as an insurance broker specializing in life, disability, long-term care, and variable annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring advisory relationships with an emphasis on collaborative, annual financial planning and a range of event-driven planning services.

Michael Chvedov is a financial advisor at J.P. Morgan Securities in Seattle, WA. He holds a Series 66 designation and has been with the firm since 2026. Prior to joining J.P. Morgan Securities, his work experience includes roles in various industries such as hospitality and food service. Outside of his advisory work, he has been involved as a deli worker and provides dog walking services. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset allocation advice and customized performance reporting through a non-discretionary approach. The firm integrates quantitative modeling, centralized due diligence, and an ESG framework within its investment recommendations.

Wan Lok Vanessa Cheung is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 63 designation and has worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. prior to joining Wells Fargo. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions across a large platform of assets and advisors.

Howard Hwa is a Series 66-licensed financial advisor at Morgan Stanley with two years of industry experience. Prior to joining Morgan Stanley, he worked at Monsoon Bellevue and Joey Kitchen. He is also affiliated with the University of Washington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Jennifer Trent is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes positions at Bank of America, Equitable Advisors, Builders Capital, and several real estate firms. Outside of finance, she operates the Jennifer Trent Piano Studio, a business she has managed for over 25 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Paul Frederick is a financial advisor with Wells Fargo Clearing in Kenmore, WA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he serves as co-guardian for his son. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.