Tiffany Thorne is a financial advisor with Primerica Advisors in Miami, FL, holding Series 65 and Series 63 credentials and bringing 29 years of industry experience. She has worked with Primerica since 1996 and serves as a pastor at Kingdom Life Ministries. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates through a large network of advisors and uses model-based investment strategies managed by third parties.

Maribeth Bates is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. She has previously worked at Lincoln Financial Advisors, Merrill, and Bank of America, and has been with Morgan Stanley since 2020. Bates serves as a board member for the Exit Planning Institute Ft. Lauderdale Chapter, overseeing membership and organizing events for professionals focused on business exit strategies. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing firm-approved tools and methodologies to develop tailored financial plans.

Abraham Capote is a financial advisor at Merrill in Miami, FL, holding a Series 66 designation with two years of industry experience. He has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wayne Anderman is a CFP®-certified financial advisor with 37 years of industry experience. He currently serves at Cetera and previously worked for Avantax entities for over 15 years and Anchor Capital Resources for more than two decades. He is also a member of the Forbes Business Council, where he contributes articles and newsletters. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large nationwide network of independent advisors. It serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a variety of portfolio management and financial planning services with multiple program options and affiliations.

Jeremy Arian is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he began his career in 2017. He focuses on developing tailored financial strategies to help a select group of high-net-worth individuals and families pursue their short- and long-term goals. Jeremy leverages investment insights from Merrill and access to banking services through Bank of America, working closely with clients' other trusted advisors in a collaborative and consultative manner. His expertise includes corporate executive services, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Additionally, he works with businesses of various sizes, specializing in benefits packages such as deferred compensation, equity compensation, 401(k), 403(b), and pension plans, as well as assisting businesses in accessing liquidity through lending products. Jeremy graduated Magna Cum Laude from Florida International University's Landon Undergraduate School of Business with dual majors in Finance and International Business. He holds professional designations including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Born and raised in Miami, Florida, Jeremy is of Argentinian descent and is fluent in both English and Spanish. Outside of his professional work, Jeremy is involved in his local community and volunteers with charitable organizations such as Feeding America and Habitat for Humanity. His personal interests include biking, cooking, hiking, photography, reading, spending time with his family, and watching movies.

James Goulet is a Series 66-licensed financial advisor with Raymond James & Associates, based in Fort Lauderdale, FL. He has 13 years of industry experience and has been with Raymond James & Co since 2014. Raymond James & Associates is a large broker-dealer and registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research.

David Treece is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera Advisors LLC since 2013, transitioning to Cetera in 2024. Outside of advisory work, he is involved in multiple nonprofit initiatives supporting LGBTQ+ older adults and aging-related services, and he is the author of a series of financial planning guides. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management options, supported by a large nationwide network of independent advisors.

Karina Vaz Ivkovic is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC for 13 years before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a variety of capital markets services.

Suzy Hsieh is an Investment Solutions Representative III at Fidelity Investments, where she works directly with clients to understand their financial situations and co-create personalized plans to help achieve their financial goals. She has been with Fidelity Investments since 2021. Her professional experience includes roles as a Financial Professional at Prudential from 2020 to 2021, a Banker at PNC Bank from 2019 to 2020, and a Financial Advisor at CUSO Financial from 2016 to 2018. This range of experience has provided her with a broad understanding of financial services and client relationship management. Outside of her professional work, Suzy enjoys activities such as hiking, traveling, and exploring different cuisines.

Andrea Zuluaga is a financial advisor with UBS Financial Services in Miami Springs, FL, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. She has been with UBS International since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Robert Rucky is a CFP®-designated financial advisor with Edward Jones, based in Miami, FL, and has 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, manages approximately $1.01 trillion in assets, and operates a nationwide network of more than 23,700 financial advisors.

John Fearnow is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. Prior to Merrill, he worked at UBS Financial Services Inc. for four years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Wroblewski is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera Advisors LLC since 2017. Outside of his advisory role, he is involved in mortgage services as a loan originator and volunteers in tax preparation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, operating through a large network of independent advisors.

Julian Lopera is a Wealth Management Advisor with over 14 years of experience in the financial services industry, all spent with Merrill and Bank of America in various roles. He has worked extensively with families as a Relationship Manager, gaining insight into the complex needs of individual clients to provide customized financial solutions. Julian draws on his experience in business banking and strong professional relationships within Bank of America and Merrill Lynch to support the comprehensive financial needs of his high net worth clients. His investment philosophy emphasizes wealth preservation combined with consistent growth, aiming for intergenerational wealth transfer. Julian collaborates with clients to identify key life goals and develops tailored life plans that incorporate a wide range of investment strategies, including equities, fixed income, alternative investments, options, and ETFs. As a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis, utilizing Merrill's model portfolios and third-party strategies to pursue clients' financial objectives. Additionally, he can provide access to banking, credit, and lending services through Bank of America. Julian holds a Bachelor of Science degree from the University of Florida and maintains Series 7 and 66 FINRA registrations. He is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Fluent in Spanish and proficient in Portuguese, Julian is involved in his community through Big Brothers Big Sisters of Greater Miami. He resides in the Brickell area of Miami and spends his free time traveling and competing in triathlons.

Aubrey Middleton Jr. is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 65 and Series 63 credentials and bringing 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1999. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-driven investment strategies supported by third-party asset managers and custodial services.

Justin Burdo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and a one-year period at UBS Financial Services. Outside of his advisory role, he has a minority ownership interest in GBJB LLC, an investment-related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Hamasa Osmani is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2020, she worked at Merrill for two years and has held roles in both financial services and other sectors. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Lyubov Rozman is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. She has worked with various divisions of JPMorgan Chase since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Maria Schnirman is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping entrepreneurs and high-net-worth individuals navigate their financial journeys. With more than two decades of experience, she focuses on developing customized financial plans grounded in clients’ values and goals, guiding them toward financial progress and wealth preservation. Maria’s expertise encompasses a broad range of areas including college education planning, legacy planning, liquidity management, retirement income, tax minimization, and strategies tailored for women and small businesses. Fluent in English and Spanish, Maria holds a bachelor’s degree in Finance and International Business from Universidad Sergio Arboleda. She holds the Personal Investment Advisor (PIA) designation and emphasizes a collaborative management style, prioritizing long-term relationships through client education, credit strategies, asset allocation, and personalized financial planning. Maria is committed to simplifying investment complexities by connecting clients with seasoned professionals and providing access to lending and banking services through Bank of America. Beyond her professional role, Maria is actively involved in community projects and is a member of the Hispanic Chamber of Commerce NY. Her personal interests include baseball, fishing, football, hiking, painting, running, skiing, soccer, tennis, and traveling.

Amanda Murphy is a financial advisor at Merrill with 16 years of industry experience. She holds Series 65 and Series 63 credentials and previously worked at JPMorgan Chase Bank and JPMorgan Securities for over 15 years. Murphy serves on several charitable boards, including Miami City Ballet and the Foundation for New Education Initiatives, where she contributes to community and educational causes in Miami. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.