Mark Hopper is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2015, he co-founded the Stoss Hopper & Associates group, focusing on the financial affairs of families and institutions. His role centers on designing and implementing customized wealth management strategies that address clients' priorities and help them achieve their financial goals. Mark's expertise includes family wealth management strategies, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Florida State University. Originally from New York, Mark now resides in Fort Lauderdale, South Florida, with his wife Amy and their son Henry. He is involved with the organization A Prom to Remember, reflecting his community engagement. Outside of work, Mark enjoys spending time with his family, traveling, and golfing.

Yan Binder is a financial advisor with Morgan Stanley in Aventura, Florida, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2019, following a prior role at Wells Fargo Advisors from 2015 to 2019. Outside of his advisory work, he is the sole proprietor and business developer of Yemoh LLC, a retail and online store based in Parkland, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a large network of financial advisors.

Thomas De Marffy Mantuano is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1999. He serves a select group of clients, including individuals and corporations, providing expertise in areas such as investments, estate planning strategies, retirement forecasting and planning, credit and lending through Bank of America, N.A., and tailored financial strategies. Thomas focuses on creating customized financial plans that reflect the unique complexities of clients' lives and help them move toward their envisioned futures. Thomas holds a Bachelor of Arts degree in Religion and Philosophy from St. Olaf College and a high school diploma from Minnehaha Academy in Minneapolis, MN. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, individual and corporate investment strategy, and retirement income. Active in his community, Thomas volunteers with organizations such as Habitat for Humanity, SWWS Booster President, and Wishes and More. He lives in Minneapolis with his wife Sara, their three children—Owen, Gabe, and Wren—and their dog, Mylo.

Carolina Rodriguez is an International Wealth Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2011. With over 20 years of experience in the wealth management industry, Carolina has developed expertise in managing portfolios and structuring customized financial solutions for high-net-worth families and business owners. She employs a Goals-Based Wealth Management approach, tailoring strategies to her clients’ risk tolerance, investment goals, time horizon, and liquidity needs. Prior to joining Merrill Lynch, Carolina worked at BNP Paribas Miami for seven years and at Banque Sudameris Miami and Banco Sudameris Colombia for a combined nine years. Her career began as a trader and treasurer at a bank, roles that provided her with valuable exposure to institutional, multinational corporate, and ultra-high-net-worth client relationships and portfolio management. Carolina leverages the resources of both Merrill Lynch and Bank of America, including specialized teams, to address wealth preservation, estate planning, trusts, insurance, philanthropy, and tax efficiency for both international and domestic clients. Carolina holds a bachelor’s degree in Industrial Engineering from Universidad Javeriana in Colombia and a master’s degree in Economics from Universidad de Los Andes in Colombia. She also holds Series 7, 63, and 65 FINRA registrations and the designation of Personal Investment Advisor (PIA). Outside of her professional work, Carolina is interested in chess, painting, traveling, and yoga.

Eugenio Gandini is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Sacco is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering a range of financial planning, investment consulting, and institutional fiduciary services.

Victoria Soiza Pineyro is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and eight years of industry experience. She has worked at Morgan Stanley since 2017, including five years with Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing approved planning tools and serves clients in both individual and corporate financial planning agreements.

John Flynn is a CFP® professional with 17 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors and Merrill. Outside of his advisory work, he serves as co-trustee for a family education trust and is involved with the finance and investment committees at Christ Church School in Fort Lauderdale, FL. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support client investment decisions.

Pedro Rocha is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Bank of America/Merrill Lynch and Wells Fargo Bank. Outside of his advisory role, Rocha is the owner of PHP Management LLC, a property management business. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset allocation modeling with centralized due diligence.

Marcel Camet is an Investment Consultant at Fidelity Investments, where he collaborates with clients and their families to develop financial plans tailored to their unique goals and needs. He leverages Fidelity's resources and his expertise to create investment strategies aimed at helping clients navigate today's markets with confidence. Marcel has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative and Workplace Planning Consultant III before becoming an Investment Consultant in 2024. Prior to joining Fidelity, he worked at Alternative Investments Incapital from 2018 to 2021. Outside of his professional work, Marcel has interests in art, boating, cooking and baking, music, photography, and traveling.

Sharie Behnam is a financial advisor with Morgan Stanley who holds the Series 63 designation and has 26 years of industry experience. She has been with Morgan Stanley and its affiliates since 2000, including roles at Morgan Stanley Dw Inc., Morgan Stanley & Co., Incorporated, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Manuel Tezanos is a financial advisor at Morgan Stanley with 13 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, and previously at Citibank Na from 2009 to 2019. Outside of his advisory role, he is a BeachBody coach, providing exercise coaching. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Jadel Lavin is a financial advisor at Morgan Stanley in Aventura, FL, holding a Series 66 designation with four years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of his advisory role, Lavin is involved in property management as a partner in an investment property business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

Dean Bahniuk is a financial advisor with RBC Capital Markets in Miami, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining RBC in 2024, he spent nine years at Oppenheimer. He is the owner and operator of Black Marlin Publishing LLC, which holds the publishing rights to his book, The Art of Wealth. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations, offering tailored portfolio management and advisory programs supported by both in-house and third-party investment managers.

Andre Mendes is a Private Wealth Advisor at Merrill Private Wealth Management. He co-founded the Mendes Silva Group and has been with Merrill since 2009. Mr. Mendes began his career in the financial industry in 1994, initially working as a management associate in Treasury and Capital Markets at Citibank, where he held roles in the interbank and institutional foreign investor areas. He later took on responsibilities in product development at Citi Private Bank and served as an advisor to ultra-high net worth families. Mr. Mendes holds a Bachelor's degree in Economics from the Federal University of Minas Gerais (UFMG) in Brazil and a Master's degree in Finance from IBMEC. He also holds the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, international wealth management, liquidity management, and managing new wealth. Outside of his professional work, Andre Mendes has interests in hiking, horseback riding, skiing, and soccer. He communicates in English, Portuguese, and Spanish.

Frederick Hahn is a financial advisor with UBS Financial Services in Miami Beach, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets functions.

Rita Rivas is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2021, following five years at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Veronica Cereceda is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 66 license and 25 years of industry experience. She previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing from 2009 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Anthony Tortoriello is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015, following his start at Morgan Stanley Smith Barney in 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs a structured planning process supported by approved tools and models outcomes using methods such as Monte Carlo simulations.

Ronald Kaufler is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group, LLC. Outside of his advisory role, he owns and manages several investment and holding companies related to real estate and industrial shares, primarily based in Miami and Ecuador. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.