Brian Saba is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked in various roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Rozza Company, and within an ecommerce business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Camilo Vilchez is a Certified Financial Planner (CFP®) with 17 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Henry Boyce III is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he serves as vice president of Becca's Closet, a charity providing free prom dresses to high school girls. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining model-based asset allocations and proprietary research to tailor financial plans. The firm offers a broad range of capabilities including fee-based planning, portfolio management, principal trading, and custody services.

Richard Ioli is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. from 2003 to 2017. He serves as a non-compensated board member for Chaminade-Madonna College Preparatory and owns an LLC for private boat use. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning and offering various specialized planning programs.

Michael Knaub is a financial advisor at Wells Fargo Advisors with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he is the owner of MKTGD, LLC, a non-investment related apartment building in Dallastown, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients meeting a net-worth threshold, and advisors use Wells Fargo research and tools to develop recommendations delivered through meetings and written summaries.

Mark Bodkins is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 63 designation and bringing 41 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of advisory work, he manages an investment-related LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, with a financial planning process supported by firm-approved tools and investment research.

Lawrence Kalish is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. He has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2012 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Benjamin Klein is a Wealth Management Advisor and founder of The Klein Wealth Management Group at Merrill Lynch Wealth Management. He leads a team that serves clients across approximately 40 states, focusing on individuals with complex financial situations such as equity partners at law firms, business owners approaching liquidity events, corporate executives, and financially independent women. He and his team specialize in areas including deferred compensation, equity events, partnership distributions, business succession, and multigenerational estate planning strategies. Since joining Merrill Lynch in 2002 after working as a floor trader and market maker at the Chicago Board Options Exchange, Mr. Klein has developed expertise in portfolio management, estate and retirement planning, corporate executive retirement planning strategies, and divorce wealth management. He has been recognized on Barron's "Top 1,500 Financial Advisors" list for 12 consecutive years, Forbes "Best-in-State Wealth Advisors" for eight years, and Forbes "America's Top Wealth Advisors" for six years. He holds professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Exit Planning Advisor (CEPA), Certified Divorce Financial Analyst (CDFA), and Personal Investment Advisor (PIA). Mr. Klein holds a bachelor's degree from the University of Wisconsin–Madison. He is involved with the organization The Ark in Chicago. He resides in Highland Park, Illinois, with his wife and two adult children. His personal interests include golfing, reading, skiing, spending time with family, traveling, and watching movies.

Abel Araujo is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2020 before joining Wells Fargo in 2020. Outside of his advisory role, he is a partial owner of a bar and a barber shop in Fort Lauderdale, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Edward Gomez is a Series 65-credentialed advisor with Primerica Advisors, based in Miami Lakes, FL, with 18 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2008 and previously spent 13 years at John A. Ferguson High School. Outside of his advisory role, he is involved in the sale of investment products and refers clients to home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies created by unaffiliated asset managers and supports trade execution and custodial services through Pershing and BNY Mellon Advisors.

Rhonda Mcniel is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and possessing 45 years of industry experience. Prior to joining Raymond James in 2022, she worked at Oppenheimer for 13 years. She is also a partner in Deer Park Farm New Castle Virginia LLC, a business in which her spouse manages the day-to-day operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a wide range of portfolio management styles and affiliated research.

Carolina Medina is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 license and bringing 10 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2015 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Helen Ayala is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services from 2014 to 2022. Outside of her advisory role, she is a partner in Smoothshift Ventures LLC, involved in automotive, retail, and construction sectors. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers various investment and advisory solutions across retail and institutional markets.

James Buley is a CFP® professional affiliated with LPL Financial, with 35 years of industry experience. He has worked at LPL Financial since 2004 and previously spent seven years at Ameriprise. Buley serves as a trustee for a family trust and is a for-profit board member of Beaver Island Management Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational tools.

Paul Christodoulou is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 credentials and having four years of industry experience. His work history includes roles at PFS Investments Inc., Primerica Financial Services, and SpyroSoft, LLC. Outside of his advisory work, he is an author of a book on fathering a special needs son and operates a YouTube channel called Beyond Limits. Primerica Advisors sponsors a wrap-fee asset management program focused primarily on individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm’s approach centers on model-delivery strategies managed by unaffiliated asset managers and supported by third-party custodians and overlay management.

David Feigelman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with EF Hutton in Massachusetts in 1982 and has been with Merrill's Boca Raton office since 1988. David is a qualified Portfolio Manager and holds the Personal Investment Advisor (PIA) designation. He focuses on understanding each client's unique needs and constructs asset allocation plans that reflect clients' income and growth expectations. These plans are flexible and adjust to changes in the markets and the client's personal circumstances. David builds and manages personalized or defined strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He provides services through the Firm's Investment Advisory Program, managing strategies on a discretionary basis when applicable. David graduated magna cum laude from Boston University with a degree in finance. Outside of his professional work, he enjoys sports such as tennis, basketball, and swimming. He resides in Boca Raton with his wife, Donna, and they have a family home in Stowe, Vermont, where they engage in activities like skiing, hiking, and mountain biking.

Jim Casey is a CFP® with 33 years of industry experience, currently affiliated with LPL Financial in Plantation, FL. He has worked at LPL Financial for a total of 28 years, with a two-year interval at New Century Financial Group. Outside of advisory work, he is involved with Gelbwaks Insurance Agency, providing life, health, disability, and long-term care insurance referrals. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and portfolio management services, incorporating model portfolios, third-party asset management, and institutional platforms.

Nancy Castro is a financial advisor at Morgan Stanley with eight years of industry experience. She has worked previously at Safra National Bank of New York and Bank Hapoalim, B.M. Outside of her advisory role, she owns a rental property business. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools.

Luis Ugalde is a financial advisor with Primerica Advisors in Sunrise, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Primerica Advisors since 2011 and has worked with Primerica Financial Services since 2008. Outside of advisory services, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap fee structure, focusing on curated investment models and ongoing oversight.

Michael Romance is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns and manages rental properties in Greenville, North Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm utilizes structured planning tools and modeling techniques to deliver advisory services, managing approximately $2.74 trillion in client assets.