William Coca is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at GTE Financial, Uber, E*TRADE Securities, Cricket Wireless, GC Services, Warner University, and Fort Meade Middle Senior High School. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and modeling tools such as Monte Carlo simulations to support client outcomes.

Kevin Maltezo is a Certified Financial Planner (CFP®) with 32 years of industry experience. He has worked at OSAIC since 2018 and previously spent 25 years at Signator Investors, Inc. He is also president of First Heritage Financial Services, LLC, which conducts securities, investment advisory, and insurance activities. OSAIC Wealth serves a diverse range of clients including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and offers various programs including advisor-managed portfolios, third-party money manager options, and retirement plan consulting.

Gerald Pascal is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes prior roles at Charles Schwab and Voya Financial, and he serves as a lieutenant and executive officer in the U.S. Army National Guard. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services through proprietary research and model-based asset allocations.

Harry Bayard is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 24 years of industry experience. His prior roles include positions at Cetera Advisor Networks, J P Turner & Company Capital Management, Wells Fargo Clearing, and A. G. Edwards & Sons. Bayard operates H.R. Bayard & Associates, LLC, which provides investment-related and non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research purposes.

Michael Ball is a financial advisor at Edward Jones in Apollo Beach, FL, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, he served 20 years in the United States Navy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory and investment management services supported by a large national network of financial advisors and branch offices.

Teon Gunn is a financial advisor at Morgan Stanley in Tampa, FL, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management and E*Trade Securities. Outside of his advisory work, he is the sole proprietor of Her Things LLC, a retail and online store based in Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its financial planning process.

Ann Vakalis is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 65 licenses. She has 40 years of industry experience, including 14 years with Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Manuel Calderon Jr. is a financial advisor with LPL Financial in Riverview, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with LPL Financial since 2015 and previously worked at Invest Financial Corporation from 2007 to 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Cameron Lee is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses and having one year of industry experience. His prior work includes roles with the Tampa Bay Buccaneers and Hillsborough County Parks and Recreation. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Bryan Boesen is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved with Diamond Mudcats, a sports foundation that provides financial assistance to young athletes competing in competitive athletics. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s Secular Return Estimates. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate financial planning agreements.

Ryan Gaum is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 10 years of industry experience. His prior work history includes positions at Merrill, Citigroup, Fidelity Brokerage Services LLC, and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, with services that include tailored financial planning supported by a structured discovery process and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through employer-based financial planning agreements.

Alex Mc Namara is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, his work experience spans a variety of industries, including roles at Purlgata Supply LLC and Total Quality Logistics. Outside of finance, he has been involved with Purlgata Supply LLC, an entrepreneurial venture. Morgan Stanley Wealth Management is an SEC-registered investment adviser offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by firm-approved tools and invests approximately $2.74 trillion in client assets.

Joel Manings is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients since 1991. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and is a Senior Portfolio Manager in the Merrill Investment Advisory Program. In this role, he manages personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His primary responsibilities include portfolio management and assisting clients in planning, structuring, and managing their financial affairs. Joel’s expertise encompasses college education planning, family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. He works with a diverse clientele, including individuals, families, business owners, corporate executives, and retirees. Joel earned a Bachelor’s degree in Business Management and Finance from the University of Tampa and a Master of Business Administration from the University of Florida. He holds additional professional designations as a Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). In addition to his professional work, Joel is actively involved in the community. He serves on the board of the PARC Center for Disabilities in St. Petersburg, Florida, and has participated in various Treasure Island City Government committees. He also contributes to several local charities. Joel resides in Treasure Island with his wife, Vanessa, and their three sons. His personal interests include travel, photography, boating, tennis, reading, and supporting the Tampa Bay Rays baseball team.

Michael Crimmins is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers its services directly and through corporate financial planning agreements.

Paris Manis is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley, he worked at First Command Advisory Services and held multiple positions within the First Command organization. He is also an officer in the Florida National Guard, serving as a Financial Management Officer. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs with client assets totaling approximately $2.74 trillion.

Rollan Degeare is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Sanford C. Bernstein & Co., LLC for 21 years and has been affiliated with Alliance Capital Management LP during his career. Outside of advising, he is involved in a cybersecurity and managed services business for small companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerances.

Luke Carvalho is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2008 in their Plant City, FL office. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, operates under a fiduciary standard, and is notable for its extensive advisor and branch network as well as affiliated capabilities beyond advisory services.

Corey Charles is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Morgan Stanley, he worked at Fisher Investments and has a decade of experience running Quiet Storm Surf Shop. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery conversations and advanced planning tools.

Jackson Berman is a financial advisor at J.P. Morgan Securities with Series 66 registration and four years of industry experience. He has worked at JPMorgan Chase Bank and JPMorgan Securities since 2022, with prior experience including roles at Chatham Financial and several short-term positions in other industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria.

Stephen Sannuto is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding Series 66 and Series 63 licenses and having three years of industry experience. Prior to joining Morgan Stanley, he was self-employed and worked in various roles across multiple industries, including pest control and food service. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools to develop plans, with clients responsible for implementation and updates.