Luiz Fontes is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds a Series 66 designation and has been with UBS since 2007, including roles at UBS International and UBS AG. Outside of his advisory work, he is a co-owner of A&F Properties LLC, a real estate investment company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Samantha Bussiere is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at E*Trade Securities, HarborOne, Santander Securities, and Santander Bank. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers its services directly to individuals as well as through Corporate Financial Planning agreements.

John Farrall is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and previously worked for PNC Private Bank for 14 years. Farrall also operates Farrall Wealth, a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Cedro is a financial advisor at Morgan Stanley with 34 years of industry experience. He has held positions at Morgan Stanley & Co. LLC from 2007 to 2009 and has been with Morgan Stanley Smith Barney since 2009. He holds the Series 63 and Series 66 designations and is based in Tampa, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs including tailored financial planning supported by structured processes and firm-approved tools.

Mary Chivers is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. She has been with Merrill since 2006. Outside of her advisory role, she dedicates time weekly to bookkeeping for a family-owned business specializing in interferometers. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Joseph Snider is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. His work history includes multiple engagements at Morgan Stanley and the University of Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through structured planning tools and a broad range of retail and institutional offerings.

Diane Finn is a financial advisor with Equitable Advisors in Tampa, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Equitable Advisors since 2006, including its predecessor Axa Advisors, LLC, where she worked for 14 years. Equitable Advisors serves a broad client base, including individuals, pensions, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing clients’ risk tolerance and matching them to program models or discretionary managers, often utilizing third-party asset managers and LPL-sponsored advisory programs.

John Stauffer is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 credential with one year of industry experience. His prior roles include positions at The Edison and Vip Rips, as well as experience in education at Florida State University and T.R. Robinson High School IB. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.

Martyn Ballestero II is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with 15 years of industry experience. His prior roles include positions at New York Life Insurance Co, HD Vest Insurance Agency, HD Vest Advisory Services, and Investment Professionals, Inc. He has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools.

Michael Campoamor is a financial advisor with Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and having 27 years of industry experience. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his financial career, he has a 25% ownership interest in a recreational hunting property through C&M Ranch LLC. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning services that include retirement, education, risk, and wealth-transfer planning, as well as specialized areas such as business-owner transition and special-needs planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding how to implement them.

Mark Scaglione is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He worked at UBS Financial Services for 31 years before joining Stifel Nicolaus & Co. Inc., where he has been since 2019. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Douglas Horner is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with J.P. Morgan Securities since 2017, following prior roles at Harwood Advisory Firm, Strategic Advisers, Inc., and Fidelity Brokerage Services. Based in Tampa, FL, Horner provides financial advisory services within a large institutional firm. J.P. Morgan Securities LLC offers institutional consulting to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. As part of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Cameron Sode is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Ameriprise, and service in the U.S. Navy. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and models, and managing approximately $2.74 trillion in client assets.

Raul Lopez Morales is a CFP® with 18 years of industry experience, currently serving as an advisor at OSAIC since 2018. Prior to this, he worked at Signator Investors Inc for 11 years. In addition to his advisory role, he provides tax advice and preparation as an enrolled agent through separate business activities. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, retirement consulting, and managed account solutions through a large network of affiliated advisers and multiple platforms. The firm employs advanced asset-allocation tools and supports various investment options across discretionary and non-discretionary accounts.

Joan Martinez is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 license and has previously worked at Morgan Stanley and Capital One Bank. Outside of her advisory work, Martinez operates AMR Solutions Specialist LLC, a biomedical equipment repair consulting service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to serve its clients.

Alvin Owens is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers plans that utilize structured discovery and firm-approved tools to model financial outcomes.

Luke Drummond is a financial advisor with Cetera and holds Series 63 and Series 66 licenses. He has one year of industry experience, including prior roles at Morgan Stanley and Generations Tax and Wealth Management LLC. Outside of finance, he spent two years with the United Shores Professional Baseball League. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment programs and manages over $256 billion in assets.

Gary Kleinman is a financial advisor with Raymond James & Associates in Tampa, FL, holding a Series 63 credential and over 43 years of industry experience. He has been with Raymond James for 25 years and concurrently serves as Treasurer at Hancor Promotions Inc., a role he has held for more than two decades. Additionally, he acts as trustee for a personal family trust, managing investments on behalf of his daughter. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering non-discretionary financial planning and investment consulting supported by various portfolio management styles and affiliated research.

Christie Roberts is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She joined Merrill Lynch in July 2012 after 28 years at Smith Barney Harris Upham and the Cappello Group. Christie and her team focus on advising clients in investment management, retirement planning, and college savings, primarily serving families and generational wealth. Their investment expertise includes equity and fixed income securities, both taxable and tax-exempt. Additionally, they provide assistance with liability management, including securities-based lending and home financing products offered through Bank of America, N.A. Christie was born and raised in Tampa, Florida, and earned her Bachelor's Degree in Psychology from the University of South Florida in 1983. She holds FINRA Series 7, 63, and 3 registrations, licenses in Variable, Life & Health Insurance, and the designations of Chartered Retirement Planning Counselor™ (CRPC™) and Certified Plan Fiduciary Advisor® (CPFA®). Outside her professional role, Christie has served on the Board of Directors of the University Club of Tampa as a former President and has been a Board of Trustees member for Tampa Preparatory School.

John Few is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets. Few serves on the board and finance committee of the Hillsborough County Bar Foundation. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates a range of investment programs and strategies within its service model.