Kelly Bolton is a Senior Financial Advisor and the founder of Bolton and Associates Wealth Management with Merrill. She holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. Kelly is a Managing Director with extensive expertise in investment and asset management, working to help families, businesses, and foundations achieve financial well-being while preserving and growing their wealth. Her practice is committed to providing attentive and consistent care to clients with simplicity and transparency. Kelly graduated from the University of Alabama System with a bachelor's degree. Throughout her career, she has received various recognitions, including the David Brady Award from Merrill in 2002. She has been named to Forbes' "Best-In-State Wealth Advisor" list from 2018 through 2026 and has been recognized on Forbes' "Top Women Wealth Advisors Best-in-State" list from 2022 through 2026. Additionally, Bolton and Associates has been awarded Forbes' "Best-in-State Wealth Management Team" list from 2023 through 2026. Kelly is also a recipient of SHOOK Research and Working Mother magazine's "Top Wealth Advisor Moms" list for several years. Outside of her professional responsibilities, Kelly is involved in her community through organizations such as the Community Foundation of Memphis, March of Dimes, Poplar Pike Arts Foundation, and Regional One Medical Center.

Wendy Adkins is a Series 66-licensed financial advisor with Edward Jones in Rockwall, TX, where she has worked since 2011. She has 12 years of industry experience. Outside of her advisory role, she serves as president and secretary of a construction company run by her husband, contributing administrative support on weekends. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs. The firm manages approximately $1.01 trillion in assets and has a large national network of financial advisors and branch offices.

Brett Maikowski is a financial professional at Cetera with nine years of industry experience. He holds a Series 66 designation and has been associated with Cetera and related entities since 2017. Outside of his advisory role, Maikowski serves as president of the Downtown Rockwall Association, a nonprofit organization focused on supporting and promoting downtown Rockwall. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a nationwide network of over 10,000 advisors, managing more than $256 billion in assets.

Deonna Osborn is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has worked at several firms including Cetera and Summit Brokerage Services and is involved in tax preparation and accounting through Fulfer and Associates, Inc. Additionally, she owns a business called Writing the Dream. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, with a broad range of investment strategies and institutional platforms.

Cole Cammack is a financial advisor at RBC Capital Markets in Dallas, TX, holding a Series 66 designation with less than one year of industry experience. His previous roles include positions at City National Bank, Lifeblue, Inc, and CrateBind, LLC. Outside of his advisory work, he is the sole proprietor of CGC Creative, a business focused on client communications and project management. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients from individual investors to institutions and offers various advisory programs tailored to clients’ risk profiles. The firm employs a combination of in-house and third-party managers to implement diversified investment strategies with options for tax management and responsible investing.

Andrew Noone is a financial advisor at Morgan Stanley in Dallas, TX, holding a Series 66 designation with 22 years of industry experience. He previously worked at UBS Financial Services for 15 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Seth Panter is a financial advisor at Edward Jones in Rockwall, TX, with one year of industry experience. He holds a Series 66 designation and previously worked at GMR Protection Resources and L3 Technologies. Outside of his advisory role, he is the owner and operator of OneWay Woodworks LLC, a woodworking business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a nationwide network of financial advisors and branch offices.

Jaxon Malaby is a financial advisor with Equitable Advisors in Dallas, TX, holding Series 63 and Series 65 licenses and bringing two years of industry experience. His prior roles include positions at Wells Fargo and involvement with the Spears School of Business. Outside of finance, he has experience in media and entrepreneurship, including work with O'Colly Media Group and ownership of SubPar Disc Golf, LLC. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs primarily through a network of Investment Adviser Representatives and third-party program sponsors.

Teresa Drummond is a financial advisor with Merrill in Dallas, TX, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Christopher Moyer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 16 years of industry experience. Prior to joining LPL Financial in 2024, he worked at PFS Investments, Inc. and Primerica Financial Services. Outside of his advisory role, he is involved as a sales associate with LegalShield. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and various advisory platforms.

Christopher Conway is a financial advisor with J.P. Morgan Securities in Dallas, TX, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments, Bank of America Merrill Edge, and Thomson Reuters. Outside of finance, he has been involved with Richmond Landscaping & Associates and Rudy's Barbecue and Country Store. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary framework. The firm integrates quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Fred Chandler is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in the financial services industry. Beginning his career as a trader with Fidelity Investments, Fred joined Merrill Lynch in 2001, working alongside his father, a financial advisor with 38 years of experience. This mentorship has deeply influenced Fred's approach to wealth management, where he focuses on strategies tailored to family wealth management, legacy planning, liquidity management, retirement income, and portfolio management services. Fred holds a Bachelor's Degree in Business Administration from the University of Arkansas and is a member of the Kappa Sigma fraternity. He has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Fred emphasizes a client-centered philosophy, aiming to provide personalized wealth management strategies aligned with clients’ goals and market conditions. Outside of his professional role, he is involved in community volunteer activities and enjoys fishing, golfing, hunting, and tennis. Fred resides in Dallas, Texas, with his wife and two daughters.

David Evans is a CFP® with 39 years of industry experience, currently serving at Cetera since 2023 and previously with Cetera Wealth Services, LLC since 2013. He holds a Series 63 registration and operates out of Dallas, TX. In addition to his advisory work, he sells life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform serving over 10,000 advisors and roughly 800,000 clients.

Stephen Tosha is a Senior Financial Advisor with Merrill Lynch Wealth Management. He serves a diverse client base that includes individuals, couples, small business owners, corporate executives, families, non-profits, foundations, and members of the LGBTQ community. His expertise spans family wealth management strategies, retirement planning, philanthropic planning, portfolio management, and values-based investing. Stephen is also qualified as a Portfolio Manager and incorporates personalized strategies that may include individual securities, Merrill model portfolios, and third-party investment approaches. Stephen brings a comprehensive background in corporate finance, investments, and business development. Prior to joining Merrill Lynch in 2016, he held senior roles at Morgan Stanley and led investment governance for a Dallas-based non-profit organization. He began his career at Verizon, where he gained experience in finance, treasury, sales, and operations over a 30-year tenure, ultimately retiring as a senior executive. His client advisory process emphasizes deep understanding of client values, scenario planning, and customized portfolio construction aligned with global macroeconomic trends. Stephen holds a Bachelor's Degree from the University of Phoenix and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is engaged with the Dallas Resource Center and supports the Dallas Resource Center LGBTQ Low Income Senior Housing Project. Outside of work, Stephen enjoys cooking, music, running, writing, yoga, and spending time with his family.

Mark Agnew is a CFP® professional with 12 years of experience in the financial services industry. He is currently with J.P. Morgan Securities in Dallas, TX, and has held prior roles at Ayco/Goldman Sachs, United Capital Financial Advisers, Personal Capital, and The AYCO Company. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework to its recommendations.

Emily Lin is a financial advisor at Morgan Stanley with three years of industry experience. She previously worked at RBC Capital Markets for four years and has background experience outside finance with Foh Furniture LLC. Lin holds a Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Michael Charne is a financial advisor with Wells Fargo Clearing in Dallas, TX, holding a Series 66 designation and 17 years of industry experience. He previously worked at Bank of America and Merrill from 2010 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services based on an IPS-driven process grounded in modern portfolio theory. The firm’s offerings include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.

Gary Owens is a financial advisor at UBS Financial Services with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Bank of America and Merrill. Owens serves as an advisory board member for Dallas Contemporary, a nonprofit art museum in Dallas focused on exhibitions and educational programs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor investment plans.

Michael Huston is a financial advisor with Raymond James & Associates in Dallas, TX, holding Series 63 and Series 65 credentials and 54 years of industry experience. He has been with Raymond James since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he serves as a professor with the Texas State Board of Public Accountancy. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser network.

Estela Rodriguez Rangel is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at Nationwide Investment Services Inc. and Fidelity Brokerage Services LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprised of mutual funds, ETFs, and ETPs.