Joseph Ledesma is a Senior Financial Advisor with Merrill Lynch Wealth Management and Co-Founder of the Ledesma McNaughton Group. Since joining Merrill in 2007, he has worked closely with clients and their families to address their short- and long-term financial needs, focusing on building and preserving wealth through customized, goal-based strategies. His expertise includes servicing small business and corporate retirement plans, structuring individualized asset allocations, and incorporating socially responsible and values-based investing approaches. With nearly 27 years of experience, Joseph and his team support affluent multi-generational families, physicians, executives, young professionals, and business owners. Their services encompass retirement income planning, executive equity compensation diversification, business owner succession and growth strategies, estate and legacy planning, and coordinated work with clients’ CPAs and attorneys. Joseph holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Joseph earned a Bachelor of Science degree in Economics from the University of Arizona after initially attending Oregon State University, where he was a member of the baseball team that participated in the 2005 College World Series. He resides in Phoenix with his wife and two daughters. Outside of work, he stays active by coaching his children’s sports, practicing yoga, biking, golfing, and traveling. Joseph is also involved with the Arizona Hispanic Chamber of Commerce.

Brett Buchferer is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 66 and Series 63 credentials and has been with Charles Schwab & Co., Inc. since 2009, based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside centralized custody and operational support.

Angelica Carbajal is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab, USAA, and JPMorgan Chase. Outside of her advisory role, she participates as a member of the Wayfair Tried and True program and works as an independent contractor for Amazon Flex. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and advisory strategies.

Carl Dice is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Before joining Charles Schwab in 2020, he worked in outdoor services and hospitality and spent nearly two decades at Southern Oregon University. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and multi-asset portfolio strategies supported by in-house research and alternative investment options.

Sabrina Greenwell is a financial advisor at Edward Jones with the Series 66 designation and a total of seven years of industry experience, including prior roles at ESI and an earlier tenure at Edward Jones. She has also spent time as a homemaker prior to returning to the financial industry. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors, with a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard, supported by affiliated mutual funds, trust services, and securities-based lending.

Carson Boyll is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. Prior to joining Cetera, he held roles at LPL Financial and various other companies outside the financial sector. He has attended Arizona State University and worked in education and service positions. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers multiple portfolio management options and a variety of program structures through a large network of independent advisors.

Richard Fawcett is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2000, including a role at Charles Schwab Bank beginning in 2018, and previously worked at optionsXpress, Inc. from 2011 to 2017. Outside of his advisory work, he owns several real estate and property management businesses in the Phoenix area. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining brokerage, custody, and advisory functions within an integrated platform.

Taylor Kaleikau is a Series 66-credentialed financial advisor with nine years of industry experience, currently with Thrivent Investment Management in Phoenix, AZ. He has worked at Thrivent and its affiliates since 2016, with a brief period at Commerce Bank from 2017 to 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and planning on various financial topics, delivered as one-time or ongoing engagements, while keeping planning and managed-account services separate.

Nicholas Bradley is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB since 2020. Prior to joining Schwab, he was employed at Office Depot and attended ColorDAO State University. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Brian Godwin is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, where he currently applies his expertise in financial planning. He previously served as a Director and Retirement Planner at Fidelity Investments from 2022 to 2026. Prior to that, Brian worked as an Investment Consultant at Vanguard from 2020 to 2022 and as a Financial Advisor at Edward Jones from 2019 to 2020. Brian's professional focus is on helping individuals and families develop financial strategies aligned with their personal goals and priorities. He emphasizes the importance of thoughtful financial planning as a framework for making informed decisions throughout various life events. By understanding each client's unique circumstances, Brian aims to help them navigate financial complexities and concentrate on their priorities. Outside of his professional work, Brian engages in activities such as family outings, fishing, hiking, visiting museums, and attending theater performances.

Holly Rezzonico is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab and Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and supports implementation through affiliated investment-management entities.

Stuart Johnson is a financial advisor at Cetera with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Cetera since 2019. Prior to that, he spent 17 years at Foresters Financial Service. Johnson also serves as treasurer and secretary on the board of directors for a homeowners association, managing the budget and participating in community decision-making. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through a large network of independent advisors and provides access to multiple investment strategies and custodial arrangements.

Charles Butler is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Edward Jones since 2008. He also teaches finance and management courses as an associate professor at Western International University in Phoenix. Outside of finance, Butler performs as a musician and singer in a classic rock band. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets through a nationwide network of advisors and branch offices.

David Upin is a financial advisor at RBC Capital Markets with 42 years of industry experience. He has held positions at RBC Capital Markets since 2012 and previously worked at City National Bank from 2017 to 2025. He holds the Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies based on client risk profiles, utilizing both in-house and third-party investment managers.

Tao Lin is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. Before joining LPL Enterprise in 2025, Tao worked at Amazon, Globe Life Liberty National, Iqvia, and Ipsos. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers and insurance products through its affiliated entities.

Brian Ginter is a financial advisor with Thrivent Investment Management based in Phoenix, AZ. He holds a Series 66 designation and has 18 years of industry experience, working with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and analysis covering various topics, including retirement, estate, and tax planning, with the option to combine planning services with managed accounts under a consolidated billing program called WealthPlan.

Lindsay Morganstein is a financial advisor at Merrill with Series 65 and Series 66 credentials and 10 years of industry experience. She has previously worked at Ameriprise, Anacapa Advisors, and Wise World Investment Planning, among other firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marcela Plasencia Renteria is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, Bank of America, Merrill, and Securian Financial Services among other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. Their advisory process combines quantitative screening and qualitative research, incorporating ESG eligibility and utilizing affiliates for implementation and portfolio services.

Daniel Baus is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 20 years of industry experience. He has been with Charles Schwab since 2007. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage services with a multi-asset portfolio approach and access to alternative investments.

Justin Topper is a financial advisor with LPL Financial based in Phoenix, AZ. He holds the Series 66 designation and has been in the industry since 2025. Prior to joining LPL Financial and Southwest Wealth Advisory Group, he worked in various roles including at Arizona State University, Ace Industrial Supply, First Watch, and Handlebar. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.