Craig Attanasio is a CFP® with 35 years of industry experience currently affiliated with Cetera in Orange, CA. He has served in roles at Ameriestate Legal Plan, Inc., and Sound Financial Services since 2011. Outside of his advisory work, he owns a tax preparation and bookkeeping practice and acts as an independent agent for a legal plan provider specializing in wills and trusts. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, managing over $256 billion in assets with more than 10,000 advisors.

Dennis Kotoff is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Prudential Equity Group, LLC from 2000 to 2003. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets with over 14,000 financial advisors.

Alyssa Yu is a financial advisor at Morgan Stanley in Brea, CA, holding a Series 66 credential with six years of industry experience. Her prior work includes roles at EnGenius Technologies, Inc., Macy’s, and Spigen Inc. Alyssa has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and research-driven investment insights in its advisory process.

Heather Jacobsen is a financial advisor with LPL Financial in Santa Ana, CA, holding a Series 66 credential and seven years of industry experience. Her prior work includes positions at National Planning Corporation and Meritage Wealth Management. Outside of advising, she performs tax preparation and accounting services with Hoffski Pisano & Co and is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Haneul Lee is a financial advisor at J.P. Morgan Securities with one year of industry experience. Lee holds the Series 66 designation and has previously worked at MassMutual Life Insurance Company and Lenox Advisors. Outside of finance, Lee has been involved with the Community Literature Initiative. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. Their approach combines quantitative and qualitative research to offer written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

He Fu is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Quest Capital Strategies. Outside of his advisory role, he is an officer and investor in Y-NUT Inc., a company engaged in selling goods on Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a combination of quantitative and qualitative research.

Michelle Garcia is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and has worked at SchoolsFirst Federal Credit Union since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party managers, and institutional platforms.

Karina Carpio is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. She has been with Wells Fargo Clearing since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among their investment offerings.

Hayim Clein is a financial advisor at OSAIC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC Wealth, Inc. since 2017. Clein has also been involved with Liberty Capital Management, Incorporated since 2014 and briefly worked at California State University, Fullerton. Outside of his advisory roles, he operates a sole proprietorship focused on marketing and selling insurance products and serves as a financial strategist supporting client account access and financial planning tools. OSAIC Wealth serves a diverse client base including retail investors, institutional clients, retirement plan sponsors, and charities. The firm offers a range of brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and multiple program options, supported by a broad affiliate network and private-equity ownership.

Brandon Gattis is a Financial Consultant at Fidelity Investments, a position he has held since 2013. He has been working in the Financial Services industry for 24 years, with prior roles including Investments Consultant at Fidelity Investments from 2011 to 2013 and Investment Counselor at T. Rowe Price Associates, Inc. from 2002 to 2011. He holds a California Insurance License. Throughout his career, Brandon has focused on helping local families plan for their financial futures by educating clients on their finances and identifying areas for improvement. He emphasizes a client-centered approach by listening closely to what is most important to them. Outside of his professional life, Brandon enjoys spending time with his wife and three children. His personal interests include art, parenthood, skiing, soccer, swimming, and traveling.

Samantha Briers is a financial advisor at Ameriprise in Tustin, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise in 2022, she worked at Kingston University of London and Huntington Beach High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Ruben Valdez is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and 12 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, Merrill, and JP Morgan. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad planning menu using proprietary research and tools, with a focus on tailored recommendations across various financial planning areas.

Jamie Brown is a financial advisor with Raymond James Financial, holding Series 66 and Series 63 licenses and bringing two years of industry experience. Prior to joining Raymond James Financial Services Advisors, Inc., Jamie worked with New York Life Insurance Company and other firms. Jamie’s background also includes experience at Colorado State University - Global Campus. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses advanced analytical tools to support client goals, with notable services in municipal and public finance as well as SIMPLE IRA Employer Advisory & Consulting Services.

Michelle Chung Hui Lai is a CFP® credentialed financial advisor with 15 years of industry experience. She has been with J.P. Morgan Securities since 2016 and previously worked at Cetera. Michelle is based in Diamond Bar, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Jonathan Kimmes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Morgan Stanley DW Inc. from 2003 to 2004. Outside of his advisory role, he serves as a board member of the Peninsula Home Owners Association and has made guest appearances on a home improvement television show. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a broad range of brokerage and advisory solutions and manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Ronald Owen is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has three years of industry experience, including prior roles at Merrill Edge and Northwestern Mutual. Before entering the financial industry, he served seven years in the U.S. Navy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities through unique regulatory registrations.

Rene Licon Jr. is a CFP® professional with 32 years of industry experience. He is currently with LPL Financial and previously worked at SCF Investment Advisors, SCF Securities, Financial Telesis Inc., and had an earlier tenure at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.

Nauman Lakhany is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2020, following previous roles at Wells Fargo Clearing and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and may include ESG criteria, with implementation support from affiliated investment-management entities.

Lauren Hawkins is a financial advisor at Thrivent Investment Management with two years of industry experience and holds a Series 66 designation. She previously worked at Rohm & Rohm CPA and has ten years of experience with Hawkins Family. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning on various topics and allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping these services separate.

Thomas Schiada is a Vice President Private Wealth Management Advisor at Fidelity Investments, where he has worked since 2005. In his current role, he helps families develop personalized wealth strategies focused on growth, preservation, and transfer of wealth. He coordinates a team of specialists, including an Investment Manager, an Advanced Planner, and a Trust Officer, to deliver comprehensive wealth planning services. Thomas has extensive experience in private wealth management, having progressed through positions at Fidelity Investments from Financial Consultant to Vice President over nearly two decades. He holds a California Insurance License which supports his advisory capabilities. Outside of his professional work, Thomas has personal interests that include baseball, golf, music, social events with friends, parenthood, and traveling.