Stephanie Seng is a financial advisor at Merrill with Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and previously was employed at Jonathan M Davidorf M D Inc. from 2020 to 2021 and spent five years in Hokkaido Prefecture from 2015 to 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

David Krigstein is a financial advisor at UBS Financial Services with Series 63 and Series 65 licenses and 39 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

William Pare is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Securities America Advisors and KGE Wealth Management, where he also has operational responsibilities. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct and manage portfolios across a broad spectrum of investment types.

Kristen Hafner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 18 years of industry experience and has been with Cambridge since 2009. Hafner is the founder of several ventures focused on financial education and divorce planning, including Divorce Moxie and Moxie Bootcamp, and has served as president of the Financial Planning Association Ventura County Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through its network of independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Lincoln Rosenblood Cappe is a financial advisor at J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to his current role, he has worked at JPMorgan Chase Bank and held various positions outside the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Dylan Venuti is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at Sprouts Farmers Market before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Evelyn Vallarta is a financial advisor at Merrill with seven years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill since 2019. Prior to that, she was with Wells Fargo Clearing Services and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katie Barnett is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley and Fidelity Investments. Outside of her advisory role, she manages a rental property business in Venice, California. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with services that include but do not recommend individual securities as part of standalone plans.

Jason Berlinger is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Berlinger serves as a board member of Group Wurx Insurance, Ltd., where he helped establish an insurance program for homeowners to cover sewer line repairs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations as part of its advisory process.

John Angelo is a financial advisor with Ameriprise in Newbury Park, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he subleases office space in Woodland Hills, CA. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide comprehensive, non-discretionary recommendations delivered in partnership with their financial advisors.

Charles Glick is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo entities since 2014, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Talin Kalfayan is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and has worked previously at Western International Securities, Inc. for six years. In addition to her advisory role, she is employed as a legal assistant at Hamrick & Evans, LLP and is a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes both proprietary research and third-party strategies across various asset allocations.

Courtney Sprinkle is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Her prior work includes roles at Charles Schwab, LPL Enterprise, Prudential Advisors, and the UK Department for International Trade. She is also involved in a non-variable insurance agency based in Los Angeles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jaclyn Mercer is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at LPL Financial. Her prior experience includes roles at Flourish Wealth Management Inc., Ellevest, and Summit Wealth Management Group. Mercer holds Series 63, 65, and 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, institutions, and retirement plan participants. The firm offers diverse investment strategies and financial planning services supported by extensive technology and a broad range of affiliated financial products.

Christopher Hofmann is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. He holds the Series 66 designation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Bloch is a financial advisor with LPL Financial in Los Angeles, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at LPL Financial since 2009, following two years at Associated Securities Corp. Bloch is involved in non-variable insurance, including health, dental, vision, long-term care, disability, life, and annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives using a variety of strategies and tools.

Carrie Anderson is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within multiple Wells Fargo entities since 2009. Her career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations, with clients deciding on implementation through brokerage or advisory programs.

Rances Sainz is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory services, utilizing firm-approved planning tools and investment committees to support client strategies.

Parham Rastbaf is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, employing research and analytics to support portfolio diversification and investment selection.

Charles Friedlander is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Outside of his advisory role, he has a 50% ownership interest in Bropak Investments, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.