Michelle Moore is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked concurrently at the Los Angeles School District since 1998. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Quenten Kirby is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds the Series 66 designation and has been with Raymond James in various capacities since 2019. Outside of finance, he works as an actor, appearing in television and film productions, primarily in independent projects. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and in-house research.

Gerard Wei Zhang is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies tailored to meet their short-, mid-, and long-term goals. He offers guidance in areas ranging from investing and retirement planning to managing unforeseen financial needs. Additionally, Gerard provides clients access to Bank of America specialists for banking, credit, home financing, and small business solutions. Gerard holds professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Retirement Income Certified Professional (RICP). He earned a Master's degree from the University of Aberdeen and a Bachelor's degree from the Shanghai Institute of Urban Construction. Gerard is a member of multiple professional organizations such as the CFP Board, Professional Engineers Ontario (PEO), The American College of Financial Services Alumni, The University of Aberdeen Alumni Relations, and Tongji University Alumni. Fluent in English and Chinese, Gerard is dedicated to providing personalized financial advice to help clients define and pursue their financial goals, adapting strategies as clients' situations evolve.

Christine Pando is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been in the financial services industry since 1998, beginning her career as a Financial Advisor with Banc of America Investment Service, Inc. Over the years, Christine has built a wealth management practice focused on helping clients pursue their short- and long-term financial goals through personalized strategies tailored to their individual needs. Christine specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, and retirement income. She holds a Bachelor's Degree in Communications from the University of Southern California, earned in 1994. Christine has also attained professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist™ (CRPS™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her professional work, Christine is engaged in community involvement, following the Merrill tradition of volunteering with local organizations. She lives in Pasadena with her husband, Rafael, and their two children. Her personal interests include baseball, cooking, dancing, fishing, music, spending time with family, and traveling.

Jonathan Tanaka is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Tanaka is involved in iPhone app development and serves as an executive producer for a film project. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Susan Knox is a financial advisor with Mass Mutual Investors Services in Pasadena, CA, holding Series 63 and Series 65 licenses and with 30 years of industry experience. She has worked at MassMutual Life Insurance Company and Mass Mutual Investors Services since 2018, and previously at The Prudential Insurance Company of America and Pruco Securities LLC from 2015 to 2018. Outside of her advisory work, she is involved in the online sales of consumer goods through Kukana Ana LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide written recommendations in collaborative annual engagements.

Edson Arroyo is a financial advisor with Merrill in La Verne, CA, holding Series 63 and Series 65 designations and 11 years of industry experience. His career includes roles at Bank of America, Merrill, Unionbanc Investment Services, MUFG Union Bank, and Wells Fargo. Outside of his advisory work, he serves as a consultant and independent contractor managing the accounting and bookkeeping functions for a small landscape design company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gilbert Fung is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes over two decades at Merrill and five years at Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal teams and third-party managers.

Katie Pan is a Wealth Management Advisor at Merrill Lynch Wealth Management, having joined the firm in 2010 after 14 years in the financial services and accounting industry. She has served as the Resident Director of the Merrill Lynch Wealth Management Arcadia office from 2014 to 2016. Katie focuses on managing portfolios tailored to each high net-worth client's risk tolerance, time horizon, and liquidity needs. She advises family foundations, medical doctors, business owners, and high net-worth clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. Katie offers a comprehensive range of services including portfolio development, foundation management, retirement and education planning, liability management, asset preservation, and sophisticated strategies related to concentrated stock positions and company stock options. She holds multiple professional designations including Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), and Chartered Retirement Plans Specialist™ (CRPS™). Katie earned both her Bachelor of Business Administration and Master of Taxation degrees from Baylor University. Katie is a native of China and is fluent in English and Chinese. She has been involved with professional organizations such as the Peking University Alumni Association and the Wenzhou University Alumni Association. Outside her professional work, Katie's interests include interior decorating, knitting and crocheting, pickleball, spending time with her family, swimming, traveling, watching movies, and practicing yoga.

Damian Flanigan is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at Ameriprise Financial Services LLC for one year and is also the CEO of ultraHealth Agency, a business involved in managing residential properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a non-discretionary approach, drawing on a range of portfolio management styles and affiliated research.

Antonio Gonzalez is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and four years of industry experience. He has been associated with Bank of America and Merrill since 2010. Outside of his advisory role, Gonzalez is a sole owner and co-owner of family rental property businesses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Robert Blethen II is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining UBS in 2020, he worked at Axa-Advisors and Northwestern Mutual. Outside of his advisory role, he owns and develops products for a retail clothing brand and has experience coaching high school JV and varsity midfield soccer players. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances.

Adrian Montecinos is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously served five years in the U.S. Navy. Outside of his advisory role, he is president of the Swordsmens Gridiron Club and serves on the advisory board of the Orange County Navy League. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ruitong Wang is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities, Wang held roles at JPMorgan Chase Bank, American International Group, and China Minsheng Banking Corp., Ltd. Wang also attended the University of Southern California from 2021 to 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage and investment management capabilities, combining large institutional operations with multiple market-facing registrations.

Sunita Foley is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Raymond James since 2009. Foley is also the owner of a support company, FoleyKefals Investment Services Inc. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory program.

Carlos Rojas Jr. is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds the Series 66 designation and has been with JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Alejandro Medina Kennedy is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at J.P. Morgan Securities LLC and JPMC BANK NA (Southwest). J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Hai Dao is a Financial Consultant currently working at Fidelity since 2024. Prior to this role, he served as a Financial Solutions Advisor at Merrill Lynch from 2017 to 2024. He holds a California Insurance License. His professional approach involves understanding the unique financial situations and goals of individuals and families to develop tailored strategies that align with their objectives. Outside of his professional responsibilities, Hai Dao has personal interests in food, football, golf, singing, and traveling.

Martha Moran is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds the Series 66 designation and has been with JPMorgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with affiliated brokerage, distribution, and investment management services.

Edgar Jovel is a Series 66-registered financial advisor with J.P. Morgan Securities, bringing 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized manager due diligence and applies an ESG eligibility framework in its recommendations.