Andrew Waldbaum is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2014. Waldbaum serves as a board member for the Rutgers University Advisory Board for their Los Angeles Customer Experience Certificate Program. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Justin Demko is a financial advisor at UBS Financial Services in Los Angeles, holding a Series 66 credential with 26 years of industry experience. He has been with UBS since 2013. Outside of his advisory work, Mr. Demko is involved in agricultural and aviation businesses, including managing avocado cultivation and aircraft ownership. He also serves on the board of Angel Flight West, a medical charity that provides air transportation for those in need. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

George Burby is a CFP® and holds a Series 66 license with 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Pasadena, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Susan Min is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Gold Coast Securities, Inc. for 20 years before joining Cetera Investment Services LLC and Cetera Wealth Services, LLC. Outside of her advisory role, she is also involved as an insurance agent selling fixed insurance products and provides insurance services through WealthNet Insurance & Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, supporting diverse investment strategies.

Owen Galipeau is a financial advisor with LPL Financial in Simi Valley, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, NA. He is associated with investment products and services offered through LPL Financial at Ventura County Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by research and model portfolios from internal and third-party sources.

Natalie Staples is a CFP®-certified financial advisor with 23 years of industry experience, currently practicing at J.P. Morgan Securities LLC. She has worked at J.P. Morgan since 2018 and previously held positions at UBS Financial Services and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity market registrations.

Aaron Nosler is a financial advisor with Thrivent Investment Management in Glendale, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Thrivent Financial and its investment management division since 2016. Outside of his advisory role, Nosler is the creator and owner of The Kilo Company, which imports honey from Europe, Canada, and Latin America for sale to retailers. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, focusing on ongoing or one-time planning engagements rather than institutional portfolio management.

David Sosa is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as president of the Kensington Place Homeowners Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Davit Kesabyan is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and Bank of America since 2015. He also has a teaching role at the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Parinaz Toohidlou is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank N.A. since 2023. Outside of her advisory role, she has experience as a caregiver with IHSS, providing assisted living support. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services.

Kristopher Behrens is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and Series 66 designations and five years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Bank of America for six years and held positions at 1st Century Bank and City National Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm integrates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Tracie Thompson is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she serves as a trustee for The Cameron S. Thompson Foundation, overseeing fundraising and scholarship processes, and is a board member and program chair for The Palos Verdes Chapter of The Links, Inc., a community organization focused on education and humanitarian efforts. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Alexandar Ruzich is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors since the late 1980s and early 1990s. Outside of advisory services, he is involved in business activities related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and select discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Melissa Delahoussaye is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she holds ownership interests in Film L.A. Inc. and the Santa Clarita Film Office, entities involved in sourcing homes for film shoots in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support client planning.

Diana Fusco is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Mark Gordon is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and delivers its program on a non-discretionary basis.

Jacob Sands is a financial advisor at Morgan Stanley in Beverly Hills, CA, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at OUTFRONT Media, Kidder Matthews, and EP Wealth Advisors. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, including tailored financial planning utilizing structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Iris Lee is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering services such as financial planning, investment consulting, and institutional fiduciary solutions.

Philip Imhoff is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1995 and has prior experience with Beverly Hills Unified School District and Entertainment Partners/Central Casting. Outside of his advisory role, he serves as the volunteer membership committee chairman for the Canoga Park/Westhills Chamber of Commerce and is a part owner of Talk Peace Farm, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and implements models via BNY Mellon Advisors, using a tiered wrap fee structure rather than fixed fees.

Jenice Carter is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and previously worked at Citibank, NA and Citigroup Global Markets from 2013 to 2025. Outside of her advisory role, she is a California Notary. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.