Geoffrey Roberts is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Express Financial Advisors Inc. for 24 years before joining Ameriprise in 2020. Outside of his advisory role, he serves as president and a board member of the Charlotte International Cricket Club. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves high-net-worth clients and delivers its services through a centralized consulting team in partnership with financial advisors.

Stephen Collie is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Bank of America, N.A. and Merrill for the past 15 years. Outside of his advisory role, he serves as a director on the Pass Perfect Executive Advisory Board and is active on a committee for Classroom Central, a nonprofit supporting teachers in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions, implementing trading, account administration, and custody support.

Carol Guidry is a financial advisor at UBS Financial Services with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Truist Advisory Services and Truist Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Peyton Godbey is a financial advisor at Merrill with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Merrill, he worked at Equitable Advisors and Bank of America, N.A. He also coaches a girls soccer team at the Charlotte Soccer Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Christian Coyle is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to joining Merrill, he worked at Invictus Capital Partners and has a background that includes roles in the solar energy sector and accounts payable. Outside of his advisory role, he serves as a consultant for Veritas Capital, LLC, a company specializing in distressed real estate properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Jacob Betz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Trinity Wealth Securities, Florida Financial Advisors, and Tristate Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Philip Fuller is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63, Series 65, and Series 66 licenses and 24 years of industry experience. He worked at Merrill Lynch, Pierce, Fenner & Smith from 2013 to 2019 before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Ekstrom is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Merrill and Bank of America since 2020, following positions at Fifth Third Bank, Oneamerica Securities, and American United Life. Outside of his advisory role, he is a general partner and managing member of Lil & Clem Sales, LLC, assisting with administrative duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carmen Hall is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with three years of industry experience. Prior to joining Ameriprise, she worked in various roles across different industries, including positions at Rover, Smiling Moose, and Hop and Barrel Brewing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Christie Keenan is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and bringing 22 years of industry experience. She has worked at J.P. Morgan Securities and affiliated entities since 2010. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Steve Boland is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 designation with seven years at Merrill and four years of prior experience at Duke University. He serves as an officer for CYPGives, Inc., a charitable organization that fundraises for local nonprofits in Charlotte, and is a board member of The Charlotte ETA Group, which supports acquisition entrepreneurs and business development in the Charlotte area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Grace Cassada is a financial advisor at Edward Jones in Charlotte, NC, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2026, she was involved in event planning with Monarch Event Planning and worked at Aqua Wave Express Car Wash. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets and offers a variety of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Caroline Acosta is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

David Ferguson is a financial advisor with MassMutual Investors Services in Charlotte, NC. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked at MML Investors Services Inc. since 2010 and at MassMutual Life Insurance Company since 2009. In addition to his advisory role, he acts as an agent for individual and group life insurance and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and a collaborative annual planning process.

Stephanie Titus is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 credential with 16 years of experience at Merrill and a total of 4 years in the industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Baran is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to his current role, he worked at Wells Fargo Investment Institute, Inc. and Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers both brokerage and advisory solutions.

Alexian Gomberg is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. He has worked with LPL Financial since 2014 and joined the LPL Enterprise team in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios and research from internal and third-party sources.

Rachel Ramm is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. Her prior roles include positions at Citigroup and Energy Impact Partners. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Steven Dellinger is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 65 and Series 63 designations and previously worked for Wells Fargo Securities for 22 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Lincoln Steelman is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America N.A. prior to joining UBS in 2020. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets solutions.