Jessica Huang is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and has previously worked at First Republic Investment Management and Wells Fargo Advisors. Huang is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Troy Beck is a financial advisor with Thrivent Investment Management in San Jose, CA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at Thrivent Financial for Lutherans since 2013 and Thrivent Investment Management since 2012. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering broad financial planning without portfolio management for institutional clients. The firm combines goal-based analyses with managed-account programs under its WealthPlan option, maintaining planning and investment services as separate offerings.

Aiyun Zong is a financial advisor at Charles Schwab with 28 years of industry experience. She holds a Series 63 designation and has been with Charles Schwab and Charles Schwab Bank since 1997 and 2005, respectively. Outside of her advisory role, she is a co-owner of a property management company in Elk Grove, California. Charles Schwab serves a large base of primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Yan Yan Yu is a financial advisor at Merrill with 20 years of industry experience and a Series 66 credential. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edman Wong is a financial advisor at Merrill with Series 65 and Series 63 licenses and one year of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank and has a background that includes roles at Multnomah County and Portland State University. Outside of finance, he was involved with K Town Korean BBQ Inc. for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sophia Szeto is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019, previously spending four years with the Ray Barri Agency at Allstate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides a planning process that uses structured discovery and firm-approved tools without individual security recommendations as part of standalone financial plans.

Magdalen Yum is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds the Series 63 designation and has been with UBS since 2016. Yum serves on the board of The Dui Hua Foundation, a nonprofit focused on rights advocacy through dialogue. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management using proprietary research and model-based asset allocations.

Grant James is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo since 2018, following a brief tenure at Randstad USA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data sources.

Andrew Fotu is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career at Bank of America Consumer and Business Banking, bringing a client-focused approach grounded in integrity and availability. Andrew emphasizes a personalized, planning-based strategy to help clients pursue their financial goals while considering their life priorities and aspirations. Andrew's expertise includes executive compensation, family wealth management strategies, managing new wealth, and portfolio management services. He analyzes clients' wealth structures to identify weaknesses and develops customized investment strategies using both internal and external research as well as Merrill's open investment platform. He collaborates closely with clients' CPAs and estate attorneys to implement tax minimization and estate planning strategies. He holds a Bachelor's Degree from the University of Waikato and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Andrew participates in community volunteer activities and enjoys basketball, hiking, skiing, spending time with his family, and traveling.

Rick Haro is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dana Mumford is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Stifel since 2009. Based in San Jose, CA, she holds a Series 66 license and has spent the majority of her career with Stifel Nicolaus & Co., Inc. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, focusing on forward-looking market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Paul Clark is a CFP® professional with 29 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors, LLC from 2013 to 2016. Clark holds Series 63 and Series 66 licenses and is based in Gilroy, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Melissa Whitney is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Chase Bank and J.P. Morgan Securities for 13 years. Outside of her advisory role, she is a silent partner and investor in Longfellow Wines LLC, a winery based in Oakland, CA. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models developed by its Global Investment Committee.

Issa Kaleh is a financial advisor with J.P. Morgan Securities in Burlingame, CA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Merrill, Bank of America, Wells Fargo, and Northwestern Mutual Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Diego Contreras is Vice President and Financial Consultant. He partners with families and individuals to assist them in navigating wealth planning decisions, emphasizing attention to detail, integrity, and dedication. Diego's professional experience includes roles as a Financial Consultant at Fidelity Investments from 2019 to 2025, a Senior Financial Consultant at TD Ameritrade from 2018 to 2019, and a Financial Consultant at TD Ameritrade from 2017 to 2018. He holds a California Insurance License.

Pagnchaktra Sun is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Citibank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Michael Evans is a financial advisor with Charles Schwab in Los Altos, CA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at Charles Schwab since 1999 and at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wealth advisory, managed-account, and financial planning services through a combination of non-discretionary and discretionary investment solutions. The firm is notable for its scale, integrated service model, and multi-asset investment guidance supported by dedicated research and alternative investment programs.

Ethan Santikul is a financial advisor at RBC Capital Markets with one year of industry experience. He holds the Series 66 designation and has previously worked at Neuberger Berman and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies through a mix of in-house and third-party managers, with integrated capital markets and affiliated asset management capabilities.

David Zhou is a Financial Consultant currently working at Fidelity since 2021. He has prior experience as a Vice President Market Manager at Merrill Lynch from 2011 to 2020. His background in financial services includes advisory and management roles, which he utilizes to support his clients effectively. David holds a California Insurance License. He is interested in investing and financial planning and aims to share this knowledge with his clients to assist them. Outside of his professional work, David enjoys snowboarding, swimming, and traveling.

Stephon Briganti Ortiz is a financial advisor at Osaic Wealth, Inc. with three years of industry experience. He holds the Series 66 designation and has prior experience with firms including JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, N.A., and Merrill. Outside of his advisory role, he serves as durable power of attorney for his mother, managing her legal, medical, and financial decisions as needed. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, offering a range of portfolio management options that include stocks, bonds, mutual funds, ETFs, and alternative investments.