Michael Maggi is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with Raymond James Financial Services Advisors, Atlantic Union Bank, and Union Bank and Trust since 2015. Maggi serves as a Vice President and Senior Financial Consultant at Atlantic Union Bank and Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary consulting using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Logan Saufley is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Capitol Securities Management, Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank NA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Andrew Nixon is a financial advisor with Merrill in Richmond, VA, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill and Bank of America since 2018 and was previously with BB&T from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, and institutional clients.

Julie Adkins is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Merrill for 29 years before joining Raymond James in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Brock Van Selow is a financial advisor at UBS Financial Services in Richmond, VA, with 12 years of industry experience. He holds the Series 66 designation and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Norman Gee Jr. is a financial advisor at Morgan Stanley in Richmond, VA, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at Bank of America and Merrill from 2017 to 2020. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Financial Advisors and Estate Planning Strategies Group.

Lori Maass is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC and Prodigious, LLC during her career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm uses research and analytics alongside diversification principles and modern portfolio theory to evaluate investment options.

Jennifer Farley is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at Northwestern Mutual, Bloom, LLC, Securian Financial Services, and VAM Partners. She is also involved with Virginia Asset Management, where she provides operational support. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services across multiple program structures and custodial relationships.

Jonathan Heck is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Richmond, VA. His prior experience includes roles at Mutual of Omaha Insurance Company and Mutual of Omaha Investor Services, as well as multiple positions within Wells Fargo entities dating back to 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Declan O'Connell is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes roles at Merrill from 2001 to 2017 and SunTrust Advisory Services from 2017 to 2019. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering detailed recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary advice through a centralized consulting team.

Elise Borghi is a financial advisor at Raymond James & Associates with two years of industry experience. She holds a Series 66 designation and previously worked at RBC Wealth Management and Wealthspire Advisors. Outside of her advisory role, Borghi volunteers as an election official for the King William Election Office. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide client base, including individuals, institutional clients, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles supported by affiliated research and advisers.

Joel Martin is a financial advisor with Merrill in Richmond, VA, holding a Series 66 designation and eight years of industry experience. He has worked at Bank of America, N.A. since 2001, including his current role at Merrill since 2018. Martin serves as a board member for the Lewis Ginter Botanical Garden, a charitable organization offering educational programs to the community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Anne Mcquail is a Series 66 credentialed financial advisor with 10 years of industry experience. She has been with Wells Fargo Advisors since 2024 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC from 2014 to 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu that includes cash-flow, retirement, education, risk, wealth-transfer, and niche planning services, using Wells Fargo research and tools to develop tailored recommendations.

Blake Mason is a financial advisor at Equitable Advisors in Richmond, VA, holding a Series 66 designation with four years of industry experience. Prior to joining Equitable Advisors in 2022, he spent time at the University of Mary Washington and Patrick Henry High School. Equitable Advisors serves individual clients across various wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a range of advisory models implemented through third-party managers and LPL-sponsored programs, focusing on personalized risk assessment and tailored investment solutions.

Ronald Gilmore is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Services and managing his own investment-related S Corporation focused on expense management. He has been with Cetera and its affiliates since 2020. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program structures and custodial relationships.

Traci Smith is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2025. In this role, she serves as a primary point of contact for clients, providing personalized service tailored to individual needs and preferences. When deeper wealth planning is necessary, she facilitates discussions with a Wealth Management Advisor to ensure comprehensive support. Traci has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2020, including Planning Consultant, Relationship Manager, and Financial Representative. Prior to her tenure at Fidelity, she gained experience at several firms, including Edward Jones, GE Financial, Central Fidelity Securities, James Mitchell, Branch Cabell, and JMC. Outside of her professional responsibilities, Traci enjoys board games, family activities, music, reading, and traveling.

Matthew Sirpis is a financial advisor at OSAIC with 23 years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors for 24 years. Outside of his advisory role, he is involved in life settlements and insurance, including disability, long-term care, and various types of annuities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Maryanne Diggs is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She previously worked at Ameriprise Financial Services from 2015 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s offerings include investment policy statement preparation, performance reporting, participant education, and a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Pamela Senfield is a Series 66-registered financial advisor with Ameriprise in Ashland, VA, and has three years of industry experience. Before joining Ameriprise in 2022, she worked at The Carmel School and the Perian Spring Foundation Inc. Senfield is also the owner of Quest to Be Your Best, providing life, career, and wellness coaching, and works as an independent contractor with Mindstrong Fitness, focusing on health and fitness coaching. Ameriprise is an institutional firm that offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations, supplemented by a broad range of advisory, brokerage, and insurance solutions.

Harley Moore is a financial advisor with Cetera who holds a Series 66 credential and has 10 years of industry experience. He has worked at Cetera since 2023 and has been a financial advisor at Virginia Asset Management since 2015. Additionally, he sells life, health, disability, fixed annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers.