Daniel Grover is a Certified Financial Planner® with 30 years of industry experience, currently serving at UBS Financial Services since 2021. His prior roles include positions at First Republic Investment Management and Wingspan Insurance Group. He is a member of the board of directors for Lafayette Partners in Education, a nonprofit supporting local public schools. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and model-based asset allocations.

Abhijit Talathi is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Fremont Bank, Marina Landing Family Dentistry, and Cisco Systems Inc. Outside of his advisory role, he is involved with a dental practice as outside employment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tina Fletcher is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 certifications and has 45 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its advisory services.

Judith Feuer is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, she worked at Robert Half International from 2015 to 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Chung Yan Joanne Lo is a Financial Advisor with Merrill Lynch Wealth Management, specializing in connecting all aspects of clients’ financial lives to help prioritize and pursue their most important goals. With 15 years of experience, Joanne provides unique financial strategies and guidance focused on retirement and legacy planning, tax-efficient asset allocation, and maximizing equity compensation strategies. She works closely with clients to develop personalized plans that address college education planning, executive compensation, personal retirement planning, portfolio management, and retirement income. Joanne holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned an Accredited Certificate from Hong Kong Shue Yan University. Fluent in English, Chinese, and Cantonese, she is committed to delivering culturally aware financial guidance tailored to the needs of clients from diverse backgrounds. Outside of her professional work, Joanne enjoys hiking, rock climbing, skiing, and spending time with her family.

John Rohan is a CFP® with 40 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes insurance-related investment options alongside traditional products.

Eliza Nuffer is a financial advisor with UBS Financial Services, holding a Series 66 designation and four years of industry experience. She has worked at UBS since 2023 and previously spent time at Infinity Financial Services and Golden Gate University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Clinton Greene is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Merrill for 10 years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides proprietary research and capital markets services.

Kevin Phillips is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, bringing 13 years of industry experience. He has worked with Morgan Stanley since 2013 and has been part of Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools and investment models as part of its financial planning process.

Colin Le Coque is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Blue Ocean Capital and was involved with Friday Night Lights Youth Flag Football. He also has a background that includes education and community-related roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and modeling tools, managing approximately $2.74 trillion in client assets.

Taylor Richardson is a financial advisor at Merrill with 19 years of industry experience. He has held his current role since 2010 and holds a Series 66 designation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Zhang is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting clients with various aspects of their financial lives, including retirement planning, tax reduction strategies, wealth growth and preservation, and establishing reliable income plans throughout their life. Philip emphasizes building trusted, respectful relationships and delivers clear, professional advice through a thoughtful, proven approach centered on goals-based wealth management. Philip's approach focuses on starting with what matters most to each client, tailoring plans to individual personalities and situations, and optimizing the use of the client's resources. His expertise encompasses equity compensation services, family wealth management strategies, personal retirement planning, portfolio management, women and wealth, and retirement income. Philip holds a Bachelor's Degree from the University of California at Davis and professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of work, he is involved in community activities, including coaching his son's Little League baseball team, and has interests in baseball, basketball, boxing, golfing, skiing, spending time with his family, traveling, and woodworking.

Alejandro Segura is a financial advisor with Charles Schwab in Berkeley, CA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, and State Farm. He has been with Charles Schwab and Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and a centralized operational structure.

John Asher is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at UBS Financial Services for 11 years. Outside of his advisory role, he serves as a committee member of the WCPC Foundation, which supports scholarship and special projects at Walnut Creek Presbyterian Church, and is a board member of The Lowell Berry Foundation, a nonprofit focused on community, educational, and humanitarian efforts. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in assets. The firm employs structured planning processes and broad investment services, including access to various advisory programs and institutional resources.

Shahan Avakian is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and its affiliated entities for 25 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jeffrey Stark is a financial advisor with LPL Financial in Lafayette, CA, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He has worked at LPL Financial since 2009 and previously was with Associated Securities Corp. and Associated Planners Investment Advisory Inc. from 1997 to 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs supported by a large network of advisors and employs both proprietary and third-party strategies.

Lawrence Fleming is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Sean Mckenna is a financial advisor at Morgan Stanley with 33 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves on the board of Flying Resort Ranches in Salmon, Idaho, where he also holds a Vice President role related to license approvals. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing a structured planning process supported by firm-approved tools and methodologies.

Angelique Seitz is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and previously worked at First Republic Securities Company and First Republic Investment Management. She is currently based in Walnut Creek, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling in its advisory process.

Joshua Puckett is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. His prior roles include positions at Voya Retirement Advisors, Prudential Insurance Company of America, Bank of America, and Merrill Lynch Pierce, Fenner & Smith. Outside of his advisory work, he is a partner at Keen Eye Consultants LLC, where he assists with content production. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.