Kristen Herard is a financial advisor with Morgan Stanley in McLean, VA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Nathan Hellman is a financial advisor at Charles Schwab with 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and was previously employed at TD Ameritrade and Scottrade. He holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with multi-asset model portfolios and alternative investment programs.

Miye Wire is a financial advisor at OSAIC with 36 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2024, she has operated Miyewire, LLC since 1990, serving as president and managing partner. Outside of advisory work, she also sells life, long-term care, and disability insurance and serves as a notary. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and access to third-party managers to construct diversified portfolios.

Jason Richards is a financial advisor with LPL Financial in Ashburn, VA, holding the CFP® designation and Series 63 and 66 licenses. He has 28 years of industry experience and has been with LPL Financial since 2009. Richards also engages in insurance brokerage activities involving term and fixed life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios and research from multiple sources.

Jill Spiegelberg is a financial advisor with Wells Fargo Clearing, holding Series 66, Series 65, and Series 63 designations and 20 years of industry experience. Her prior roles include positions at Bank of America, Merrill, CiTIGROUP, and Morgan Stanley. She serves as Vice President of a BNI networking chapter, where she tracks goals and mentors members. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources with diversification principles and modern portfolio theory, offering both brokerage and advisory solutions.

Ronald Moriarty is a financial advisor with LPL Financial in Tysons, VA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, Fidelity, Wells Fargo, and PNC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting, utilizing technologies such as machine learning and providing both discretionary and non-discretionary management options.

Jordan Johnson is a financial advisor at Edelman Financial Engines based in Fairfax, VA, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Charles Schwab & Co., TIAA-CREF, Fisher Investments, and several other firms. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice, with a focus on diversified model portfolios and long-term investment orientation.

Peter Nguyen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been developing financial strategies for individuals, their families, and their businesses since 2018. He focuses on areas such as executive compensation, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. Before joining Merrill Lynch Wealth Management, Peter spent over two decades on the trading floors of global investment banks including Morgan Stanley, Merrill, and Credit Suisse. From 2004 to 2015, he served as a Managing Director leading teams that advised institutional investors in fixed income derivatives sales and trading. Peter holds a bachelor's degree in Systems Engineering from the University of Virginia and an MBA from Cornell University. He also holds the Personal Investment Advisor (PIA) designation. A native Virginian, Peter returned to the Washington D.C. metropolitan area to raise his family and pursue his work advising individual investors. He serves as a Board Member for the Northern Piedmont Community Foundation and the Thomas Jefferson Partnership Fund. His personal interests include billiards, fishing, golfing, painting, rock climbing, skiing, soccer, surfing, table tennis, and tennis.

Ernest Massenberg III is a CFP® with 25 years of industry experience, currently serving at OSAIC since 2024. He previously worked at Woodbury Financial Services Inc. for four years and Lincoln Financial Advisors Corporation for eleven years. Outside of his advisory work, he is a keyboardist in the Deja Gruv band. OSAIC Wealth, Inc. serves a wide range of clients, including individual investors, pension plans, corporations, and nonprofits, through a large network of financial advisers and multiple advisory platforms. The firm employs firm-provided asset-allocation tools and offers integrated brokerage and advisory services, unified managed accounts, and access to third-party money managers.

Kaitlin Day is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and bringing 12 years of industry experience. She has worked with Morgan Stanley since 2013 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she coaches middle school girls in lacrosse and serves as a contracted youth lacrosse coach with Next Level Lacrosse in Bethesda, MD. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Fatima Masroor is a financial advisor at Merrill with a Series 66 designation and four years of experience at the firm. Her prior work history includes roles at Bank of America, N.A., PNC Bank, Giant Foods, and George Mason University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaclyn Hackett is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Merrill and Bank of America since 2016, following earlier roles at Ameriprise and Avantax Advisory Services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Howard is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 credentials and possessing 21 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and New York Life Insurance Company. LPL Enterprise serves a diverse clientele, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by an integrated platform combining investment advisory programs with other financial products.

Robert Feisee is a CFP® professional with 25 years of industry experience. He is currently with Cambridge Investment Research Advisors and has been with the Cambridge group since 2017. Prior to this, he spent eight years at National Planning Corporation and practices law through Insight Law, PLLC. He is also involved in a marketing business, L35, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a range of portfolio management strategies and platform options.

George Stone is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its process.

Alfred Keyser is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2009, including its predecessor entities, as well as at Charles Schwab and Charles Schwab Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by both in-house and third-party research.

Richard Morrison is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving affluent clients through personalized and responsive wealth planning. As a Senior Vice President and CFP®, he specializes in designing, implementing, and managing equity and debt portfolios tailored to individual financial goals. His expertise includes college education planning, corporate benefits, executive compensation, family wealth management strategies, and retirement income planning. With many years of experience advising corporate executives and decision-makers, Richard provides comprehensive recommendations on securities selection, succession planning for private and public companies, and working capital management. He holds a Bachelor's Degree from Old Dominion University and a High School Diploma from Groveton. Richard maintains professional designations as a CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor. Committed to community involvement, Richard volunteers with organizations such as First Tee - NoVA, Kent's Foundation for Child Life, and Reston Little League, also participating in coaching activities. His personal interests include adventure sports, baseball, billiards, boating, cooking, fishing, golfing, scuba diving, spending time with family, and watching movies.

Serena Dupuy serves as a Senior Resident Director at Merrill, where she leads a nine-person team focused on delivering tailored financial solutions to clients with complex financial lives. In her role, she advises clients on asset and liability management as well as trust and estate planning strategies. Additionally, Serena manages an office of ten advisors who provide comprehensive advisory services to their clients. With extensive experience working closely with ultra-high net worth individuals, families, and business owners across the United States, Serena concentrates on areas including corporate executive services, executive compensation, family wealth management, legacy planning, liquidity management, philanthropic planning, portfolio management, and tax minimization. Her approach embraces a broad range of strategies such as investment and risk management, concentrated stock strategies, credit and lending services, insurance, family office access, private banking, and alternative investments. She collaborates with attorneys, CPAs, valuation experts, and real estate specialists to create integrated and customized plans addressing the complexities of wealth management. Serena holds a Bachelor’s Degree from Western New Mexico University, a certificate from New York University’s Accredited Certificate Program, and an MBA from the University of Chicago. She holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional responsibilities, Serena lives in Scottsdale, Arizona with her wife and three daughters and is actively involved in community organizations such as the City of Scottsdale Planning Commission, Scottsdale ARTS AG2 (Young Professionals), Scottsdale Museum of Contemporary Art, and Scottsdale Prevention Institute. Her personal interests include boating, cooking, horseback riding, reading, spending time with family, traveling, and practicing yoga.

William Councill is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His previous roles include positions at Cetera, Anchor Financial Group, OneAmerica Securities, and MML Investors Services. Councill also owns Councill Wealth Management and serves as a soccer coach in Franklin, VA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides multiple investment implementation platforms with tailored strategies ranging from discretionary to non-discretionary management, incorporating both proprietary and third-party models.

Terence Gross is a Financial Consultant at Fidelity Investments, a position he has held since 2024. Prior to this role, he worked as a Wealth Planning Associate at RBC Wealth Management from 2020 to 2023 and participated in the Advisor Development Program as a banker at JPMorgan Chase from 2019 to 2020. Before entering the financial services industry, Terence spent 10 years serving in the U.S. Coast Guard. He collaborates closely with clients to develop comprehensive financial plans and customized investment strategies aimed at growing and protecting their wealth. His process involves exploring clients' present and future financial goals through a disciplined and collaborative approach. Terence's personal interests include cars, fitness, golf, military service, parenthood, and soccer.