David Kuzma is a financial advisor with Cambridge Investment Research Advisors who holds Series 65 and Series 63 licenses and has 11 years of industry experience. He has been with Cambridge Investment Research since 2015. Outside of his advisory role, he serves on the board of the Catholic Business Network of Montgomery County and the Maryland chapter of the Exit Planning Exchange, and he is involved in authoring and educational activities related to finance through his private ventures. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates thousands of financial professionals, managing a multi-billion dollar asset base and offering a range of discretionary and non-discretionary management solutions across multiple platforms.

Katharine Leithead is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. She also has a long tenure with Bank of America, N.A. beginning in 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Traci Richmond is a financial advisor with Raymond James Financial in Bethesda, MD, holding a Series 66 designation and 20 years of industry experience. Her career includes prior roles at Wells Fargo Clearing and ownership of Women Who Rock LLC from 2016 to 2023. She is also the owner of The Meakem Group, LLC, a non-variable insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools, supporting clients through advisory programs and partnerships such as with the Society for Human Resource Management.

Lauren Finikiotis is a Series 66-licensed financial advisor with five years of industry experience, currently with J.P. Morgan Securities in Washington, DC. Her work history includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021, along with earlier positions at the College of William & Mary and the University of Pittsburgh. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, supported by specialized affiliates.

Jeanette Barrett is Vice President and Executive Planning Consultant at Fidelity Investments, where she has worked since 2006. She has held roles of increasing responsibility including Vice President Financial Planning Consultant before her current position. With nineteen years of experience working with high-net-worth families, Jeanette specializes in integrating workplace benefits into comprehensive wealth plans. She prioritizes client engagement and education, ensuring clients understand and participate in the creation of their financial strategies. Jeanette holds an Arkansas Insurance License. Outside of work, she enjoys concerts, family activities, fitness, football, social events with friends, and traveling.

Hugh Mclaughlin III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various capacities within Morgan Stanley and its affiliates since 1995. His current roles include positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and research-driven investment insights.

Michael Mann is a CFP®-certified financial advisor with nine years of industry experience, currently associated with Raymond James Financial. He has previously worked at R.W. Baird & Co. and maintains a role at Gentian Financial, Inc., where he is involved in financial planning, investment research, and internal operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through advisory programs and institutional consulting.

Lawrence Raigrodski is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked with Avantax firms for over two decades before joining Cetera in 2025. Outside of advisory work, he is a certified public accountant and operates a tax preparation and accounting practice. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies.

Mary Mathias is a CFP® professional with 40 years of experience in the financial industry. She is currently with RBC Capital Markets and has previously worked at City National Bank and Ferris, Baker Watts, LLC. Outside of her advisory role, she occasionally rents beach properties to friends and family. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, incorporating options for tax management, rebalancing, and responsible investing.

Adele Kates is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has previously worked at firms including D.A. Davidson & Co., MissionSquare Retirement, and Manning & Napier Investor Services. Prior to her financial services career, she held roles with the U.S. House of Representatives and Monroe County Office of Probation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Tracy Mc Crory is a financial advisor at RBC Capital Markets with a Series 66 designation and two years of industry experience. Prior to joining RBC Capital Markets, Mc Crory worked at a private family office and Fairway Insurance Agency. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Hayley Glantz is a financial advisor with Raymond James & Associates in Chevy Chase, MD, holding a Series 66 credential and four years of industry experience. Her work history includes roles at Raymond James Financial Services, Inc., Agency One, and The Capital Grille. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Irene Tata is a financial advisor with Ameriprise in Rockville, MD, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Outside of her advisory role, she serves as an agent named in health care directives and as a standby trustee and executor. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Charles Wojcik is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation. He has been with Morgan Stanley since 2026. Prior to this, he held various roles including positions at Windes and involvement with educational institutions such as Loyola Marymount University and Northern Virginia Community College. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, emphasizing tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and integrates diverse investment strategies and offerings as part of its services.

Daniel Yeakel is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 65 licenses. In addition to his advisory role, he provides CPA services including tax, accounting, and non-attest services through Yeakel & Associates and operates a marketing business focused on precision contest and sweepstakes participation. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through more than 10,000 advisors.

Philip Doyle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves a diverse clientele that includes corporate executives, business owners, and multi-generational families. His approach prioritizes a service-first model with a careful consideration of risk, fees, and taxes to enhance the client experience. Engagements typically begin with a client’s cash flow analysis, enabling his team to assess factors such as single stock concentration, liability management, and health care costs. Philip's areas of expertise encompass corporate executive services, executive and equity compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, philanthropic planning, tax minimization, and retirement income. He is part of Merrill Lynch's Corporate Advisory Services Group, which focuses on integrating customized wealth management strategies for corporate insiders and high net-worth families. Philip holds a Bachelor's Degree from the University of South Carolina and an international diploma from Gonzaga College High School. He has earned professional designations including Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA).

Denis Mc Groddy is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade, Inc., and Scottsdale Securities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized custody and operational infrastructure.

Donald Irwin IV is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2002. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process that combines quantitative and qualitative research.

Raymond Hasser is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing more than 40 years of experience serving client families. Since beginning his wealth management career in 1982, he has worked closely with a diverse clientele, often across multiple generations. His background as a police officer and Military Police in the Army informs a disciplined and thoughtful approach to financial advising, emphasizing goals-based strategies tailored to clients' individual concerns and aspirations. Ray focuses on helping clients navigate areas such as college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income. He emphasizes a personalized, boutique-like experience by meeting clients in their homes and coordinating proactively with their CPAs and attorneys to align tax and estate planning strategies. His appreciation of behavioral finance shapes his customization of portfolios to align with clients’ comfort levels regarding risk. Ray holds a Personal Investment Advisor (PIA) designation and earned high school diplomas from Ohio University and Wright State University. Outside of his professional role, he enjoys biking, reading, traveling, woodworking, and yoga. He is proud of his family, including his wife Sue and their five grown children.

Tracy Hoben Shelkin is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. She is licensed with the Series 63 and Series 66 designations. Outside of her advisory work, she serves as a representative payee for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering various financial aspects and integrates advisory services with other financial product sales and referral channels.