Caleb Loftin is a Series 66 licensed advisor at Fidelity with one year of industry experience. Prior to joining Fidelity Investments, he held positions at several companies including Tcc Verizon and Sherwood Midwest Division. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various structures and platforms.

Timothy Donovan Sr. is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with UBS Financial Services since 1991. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing comprehensive support including financial planning, portfolio management, and capital markets activities.

Christopher Smitherman is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH. He holds a Series 63 designation and has 29 years of industry experience, including 21 years with Cambridge Investment Research Advisors. Outside of his advisory role, he serves as a board member for the Ohio Casino Control Commission. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a mix of discretionary and non-discretionary strategies, including proprietary models and third-party managers.

Jacob Robb is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he worked briefly at the Robert Louis Group and served in the United States Army from 2020 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of algorithmic methods and AI in its investment process.

David Bertsch is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. His prior work includes roles at Plante Moran and Kirk's Natural, LLC, as well as experience at Northern Kentucky University. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment products and has a formal advisory role with multiple registered investment companies and fund-of-funds.

Sean Moore is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. His background includes roles at Fidelity Investments and prior work in retail and state revenue departments. Outside of his advisory work, he is involved with Cincinnati Catering as a catering associate. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds and model portfolios.

Michael Finkelstein II is a financial advisor with Fidelity, holding the Series 63 and Series 66 designations and has one year of industry experience. His background includes roles at Fidelity Investments and various positions related to sports performance and education. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

James Roetenberger is a financial advisor with Raymond James & Associates in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 66 years of industry experience. He has been with Raymond James & Associates since 2008. In addition to his advisory role, he serves as trustee and successor trustee for the Nicholas Roetenberger Trust, making investment decisions in that capacity. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Scott Osborne is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he is involved in business ownership through BreakwaterSO, LLC and serves as treasurer and secretary for Instill, LLC, which manages payroll and benefits for his Ameriprise franchise. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, primarily focusing on assets held in Ameriprise Managed Accounts.

Denis Hartman is a financial advisor at Robert Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 designations with 37 years of industry experience. He has been with Robert Baird & Co. since 1998. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Joseph Voight is a financial advisor with Robert W. Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 designations and having five years of industry experience. His prior roles include positions at More Than Money Investment Group LLC and Connect Search LLC, as well as experience in non-financial sectors such as Ziegler Winery. The DDK Group at Robert W. Baird & Co. serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations by providing financial planning, portfolio management, and a range of investment strategies supported by home-office research and technology, including artificial intelligence.

William Feltner is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Paycor for five years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and oversees affiliated and unaffiliated sub-advisers.

Courtney Elfers is a financial advisor at Fidelity with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Investments and its affiliated entities since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic tools in its investment process.

Corey Marty is a CFA® charterholder with 13 years of industry experience. He is currently with Raymond James & Associates and previously worked at RBC Capital Markets. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a wide range of portfolio management styles and affiliated research resources.

Jane Shaffer is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2017. Prior to that, she worked at Simpleshow USA for one year. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, delivering services both directly and through Corporate Financial Planning agreements.

Todd Yawit is a financial advisor at Cambridge Investment Research Advisors with 33 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2009. He holds a Series 63 designation and is based in Cincinnati, OH. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing proprietary models, third-party managers, and multiple custody platforms to tailor strategies to client objectives.

Amanda Paulik is a financial advisor at UBS Financial Services with six years of industry experience. She has worked at UBS since 2019 and previously held roles at Barnes Dennig and PricewaterhouseCoopers LLP. Outside of advisory work, she occasionally assists with a family-owned LLC, Cincy Barn Doors. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, providing a broad platform of investment and capital markets solutions.

Cheo White is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 designations and possessing six years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, US Bancorp Investments, and PNC Bank. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Michael Buten is a Financial Consultant I at Fidelity Investments, where he has worked since 2013 in various roles. His current position reflects his ongoing commitment to partnering with families and individuals to develop long-term investment and retirement plans. Michael's experience includes roles such as Planning Consultant, Investment Management Consultant II, Workplace Planning Consultant, Investment Solutions Representative, and High Opportunity at Fidelity Investments. He holds an Arkansas Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Michael enjoys family activities, fishing, fitness, gardening, golf, and outdoor adventures.

Tim Herrmann is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2007. In this role, he works to educate and empower clients to understand and select financial products and services that align with their wealth planning goals. Prior to his current position, Tim served as a Financial Representative at Fidelity Investments from 1996 to 2006. Tim holds insurance licenses in Arkansas and California. His extensive experience at Fidelity Investments spans over two decades, during which he has focused on supporting clients in their financial planning and investment decisions.