Kanad Tiwari is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a member of The Greene, Metcalfe, Cole, and Associates Team since 2007 and initially started his career at Merrill in 2001 as an intern. In his current role, Kanad serves as a key point of contact for business development, client relations, and trade activities related to client portfolios. He also supports The Greene, Metcalfe, Cole, and Associates Team with their syndicate portfolios. Kanad holds an Accredited Certificate from George Mason University and maintains the designation of Personal Investment Advisor (PIA). Outside of his professional responsibilities, he is engaged in charitable and nonprofit organizations including the US India Security Forum and Pratham USA. Kanad lives in Washington, DC with his wife, Seema, and they share interests in traveling, playing tennis, snowboarding, and spending time with their families. He is also active in his homeowners association in Reston, VA.

Christopher Claps is a financial advisor with Merrill in Leesburg, VA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Merrill since 2017 and previously spent three years with Archer Distributors, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joe Bartosic is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he partners with clients to develop customized financial plans tailored to their specific goals and needs. He has been with Fidelity Investments since 2019, progressing through several roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before becoming Vice President. His experience encompasses various aspects of financial consulting and client relationship management. Joe emphasizes the importance of having a sound financial plan as a key element in preparing for the future.

Sarah Cammiso is a Wealth Management Advisor and the senior partner of The Cammiso Group at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1993 and has gained over 35 years of experience in the financial services industry. Sarah has worked with hundreds of families, helping them pursue their financial goals by creating customized investment strategies aligned with their immediate priorities and long-term aspirations. She holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor® (CPFA®), Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sarah earned her Bachelor of Business Administration from The College of William & Mary and studied internationally at the Rossall School in Lancashire, England. She has also served on the faculty of Merrill Lynch University in Princeton, New Jersey for fifteen years and has been a frequent lecturer on retirement planning, wealth management, professional money management, and portfolio diversification. Sarah lives in Vienna, Virginia, with her husband, Marty. She is involved with the Church of the Holy Comforter.

Michael Reyes is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works with entrepreneurs, professionals, corporate executives, business owners, and government employees. His practice encompasses areas such as wealth accumulation, capital preservation, income planning, family and legacy planning, and retirement income. Michael also provides corporate and executive services and has experience with initial public offerings, mergers and acquisitions, concentrated stock positions, and credit and lending solutions. He is a founding member of the RLH Group and focuses on understanding the unique financial ambitions and responsibilities of his clients. Michael offers tailored wealth strategies and succession planning services, working closely with clients and their families to address both anticipated and unforeseen financial circumstances. Michael holds a Bachelor's Degree from George Washington University and several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved in organizations such as the Association of Corporate Growth - National Capital Region and the Tower Club of Tysons. Michael is also active in community groups including AALEAD, Alexandria Chamber of Commerce, HBI-DC, The Women Center, and Warrior Ethos. He lives in the Washington Metropolitan area with his wife and two children and enjoys basketball, golfing, running, soccer, and spending time with his family.

John Aras is a financial advisor with RBC Capital Markets in Vienna, VA, holding Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked for UBS Financial Services for 11 years before joining RBC in 2025. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a range of in-house and third-party investment managers and tailored portfolio strategies.

Gabriel Short is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Merrell and Virginia Tech, among others. Outside of his financial advisory role, he works as an independent food courier for Uber Eats. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and utilizes a combination of discretionary and non-discretionary asset management strategies.

Esther Tobbin is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and portfolio management services to individuals and families at various life stages. Esther's approach involves collaborating with clients to define their financial goals and adapt strategies as their needs evolve. She focuses on areas such as family wealth management, retirement planning, philanthropic planning, portfolio management, special needs planning, and tax minimization. With over 10 years of experience in the financial services industry, Esther combines her professional expertise with sincere care in client relationships. She began her career in financial management and operations at Tobinco Pharmaceuticals in Ghana and later worked at Navy Federal Credit Union in the United States, providing financial counseling. Prior to joining Merrill Lynch, she was a financial advisor at the Global Advisor Group at LPL Financial. Esther earned a Bachelor's Degree in Banking and Finance from the University of Ghana and an MBA in Finance from George Mason University. She holds the Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Outside of her professional role, she is involved in the Washington D.C. chapter of the Women's Caucus for Art and enjoys activities such as cooking, dancing, music, photography, running, sewing, singing, traveling, watching movies, and writing.

William Wallace is a financial advisor with Primerica Advisors in Ashburn, VA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of home security and automation products, as well as loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

Joseph Mundie is a financial advisor with RBC Capital Markets in Vienna, VA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at RBC Capital Markets since 2009 and also has experience with City National Bank beginning in 2019. Mundie serves on the finance committee of a homeowners' association, attending meetings to oversee operating and capital budgets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers and implementing strategies based on client risk profiles.

James Wehr is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 45 years of industry experience. He has worked with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2001. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various investment programs tailored to client goals.

Andres Trujillo is a financial advisor with Cetera and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Bank of America and Merrill. Outside of his advisory work, he is involved in selling supplemental preventative health benefits through LLH Healthcare. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients, offering a variety of portfolio management and financial planning services through a large nationwide network of independent advisors.

Karl Loehle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works alongside his team to serve a select group of high net worth individuals and families. Their focus is on planning and managing all aspects of clients’ financial lives, including banking services, credit and mortgage provision through Bank of America, and investment and portfolio management. Karl and his advisory group collaborate with clients to develop and manage personalized strategic wealth management plans aimed at providing financial confidence and helping clients live well within their means. Karl’s areas of expertise include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. He holds the following professional designations: Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Karl maintains FINRA Series 7 and Series 66 registrations as well as life, accident, sickness, and variable products insurance licenses. He earned a Bachelor's Degree in Business Management and Entrepreneurship from The University of Alabama and also attended Drexel University. Originally from Virginia, Karl currently resides in Gainesville. He enjoys Alabama football, traveling, music, and spending time outdoors. His personal interests include adventure sports, billiards, fishing, football, golfing, hunting, reading, and family activities. Karl is open to connecting with individuals and families seeking a family-oriented financial services team, those preparing for retirement or recent business sale, clients navigating market volatility, or individuals looking to incorporate new inheritances into their financial plans.

Thomas Stichter is a Financial Consultant currently employed with Fidelity Investments. He has been serving in this role since 2025, following a position as an Investment Consultant at the same firm from 2024 to 2025. Prior to joining Fidelity, Thomas accumulated experience as an Investment Associate at Halite Partner in 2018 and as an Investment Analyst at Cambridge Associates from 2014 to 2018. In his professional capacity, Thomas focuses on building strong, long-term relationships with clients by understanding their priorities and helping them make confident financial decisions. His background includes various roles concentrating on investment analysis and consulting, contributing to his expertise in the financial services sector. Outside of his professional activities, Thomas enjoys engaging in golf, hiking, reading, skiing, and surfing.

Ryan Shane is a Planning Consultant at Fidelity Investments, a position he has held since 2024. In this role, he collaborates closely with clients to develop financial plans that align with their individual priorities, values, and long-term objectives. Ryan employs a team-based approach to provide comprehensive guidance and customized strategies. Prior to his current role, Ryan served as a Financial Representative at Fidelity Investments in 2024 and worked as a Junior Financial Consultant at Tristate Financial Advisors in 2023. These experiences have contributed to his expertise in financial planning and client advisory services. Outside of his professional work, Ryan has personal interests in cars, golf, outdoor adventures, snowboarding, tennis, and traveling.

Christopher Walmsley Jr. is a financial advisor at LPL Enterprise with five years of industry experience. He holds the Series 66 designation and has worked at firms including Prudential Insurance Company of America and Pruco Securities, LLC. Walmsley is currently conducting business under the DBA Estia Focused Financial through LPL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs. The firm combines advisory programs with brokerage and insurance products through an integrated platform.

Scott Mann is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Prior to joining LPL in 2025, he worked at Raymond James & Associates, Wells Fargo Clearing, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement consulting, and brokerage services, supported by research and technology solutions.

John Santmyer III is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, BB&T Securities, and BB&T Investments. Outside of his advisory work, he serves as a basketball lead trainer for the Catoctin Basketball Club in Purcellville, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Daniel Shannon is a financial advisor with Morgan Stanley in McLean, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm‑approved tools and models.

Deborah Okim is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. Prior to joining Raymond James in 2023, she spent 19 years at Edward Jones. She serves as a trustee for a 401(k) plan affiliated with her firm and is an officer and vice president of Okim Wealth Management LLC, which provides financial planning and client wealth management services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes non-discretionary planning and analytical tools tailored to client goals and maintains specialized services such as municipal advisory support and SIMPLE IRA Employer Advisory & Consulting Services.