William Jones is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Michael Hensler is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials, with 19 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He is based in Cincinnati, OH. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers financial planning, third-party asset manager access, and insurance product sales through affiliated entities.

John Carnes is a financial advisor at Morgan Stanley with 20 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he worked at Citigroup Global Markets from 2006 to 2009. Outside of his advisory work, he is a partner at Prestwicke Partners, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Marc Laureano is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms including PNC Investments and Capital Analysts. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio management strategies and custody arrangements.

Kristi Mcclure is a financial advisor at Morgan Stanley in Cincinnati, OH, with 32 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 33 years before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Trevor Hammonds is a Financial Advisor and a member of The Clinkenbeard Group at Merrill Lynch Wealth Management. In his role, he works with families to simplify, organize, and efficiently manage their wealth through personalized financial strategies. He collaborates with clients to ensure their financial plans align with their goals and provides access to a broad range of resources including general investing, retirement planning, and small business solutions. Trevor holds a Bachelor's Degree from the University of Kentucky and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach centers on providing clarity and conviction to his clients' financial planning, aiming to meet their specific needs through ongoing advice and guidance.

Philip Ochs V is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has prior work experience at New York University and in the craft brewery sector, including roles at Streetside Brewery and Rhinegeist Brewery. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Minseok Kwon is a Series 66-credentialed financial advisor with Raymond James & Associates, based in Cincinnati, OH. He has one year of industry experience and previously worked at Grandview Peak Capital and served in the Republic of Korea Marine Corps. Prior to his financial career, he was involved with The Ohio State University in various capacities, including student athlete support and the College of Engineering. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Michael Brandy is a Series 66-licensed financial advisor with Equitable Advisors in Cincinnati, Ohio. He has two years of industry experience and previously worked at the University of Kentucky and Art Daniel's Pool Company. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs primarily through Investment Adviser Representatives and third-party managers.

Brent Gross is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Advisors and Morgan Stanley. Gross also has experience as an owner and landlord of rental property. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a wide range of advisory and brokerage services.

Jaden Kopser is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with one year of industry experience. His prior roles include positions at the Federal Home Loan Bank of Cincinnati and Morgan Stanley Private Bank, N.A. He has also been involved with University of Kentucky Campus Recreation and Augean Stables. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and firm-approved planning tools but does not provide individual security recommendations as part of standalone planning.

Phillip Brann is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. He is based in Cincinnati, OH. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process using structured discovery and firm-approved tools.

Andrew Cullen is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including U.S. Bancorp Investments, Fidelity Investments, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jacob Mason is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management and retirement planning. He works closely with clients to develop strategies tailored to their short-, mid-, and long-term financial goals, providing support across general investing, retirement planning, and saving for unexpected events. Jacob also offers access to Bank of America specialists for additional financial services such as banking, credit, home financing, and small business solutions.\n\nWith expertise in areas including employee benefits planning, executive compensation, liquidity management, and tax minimization, Jacob assists clients in managing new wealth, personal retirement planning, and portfolio management. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Grand Valley State University.\n\nOutside of his professional work, Jacob enjoys baseball, fishing, football, and golfing.

James Sebastian is a financial advisor with Primerica Advisors in Cincinnati, Ohio, holding a Series 63 designation and bringing 30 years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 1996 and has served on the Butler County Board of Elections since 2016. Outside of his advisory role, he is involved in raising and selling feeder calves. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with approximately 3,987 advisors and utilizes model-delivery strategies managed by unaffiliated asset managers.

John Hill is a Series 66-licensed financial advisor at LPL Enterprise with four years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach typically involves model-driven portfolios and access to third-party asset managers and wrap programs.

Julie King is a financial advisor with Raymond James Financial in Hamilton, Ohio, holding a Series 66 credential and 18 years of industry experience. Her prior work includes roles at UBS Financial Services, Morgan Stanley, and Citigroup Global Markets. She is also an associate at Yellow Cardinal Brokerage Services, where she works as a brokerage and compliance administrator supporting Raymond James advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports various advisory programs, including municipal and public-finance services.

David Mack is a financial advisor with Equitable Advisors in Batavia, OH, holding a Series 66 credential and eight years of industry experience. He previously worked at Axa Advisors, LLC, and spent sixteen years at Clermont Distributing before joining Equitable Advisors in 2018. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes personalized client assessments and utilizes a range of third-party advisory models and products to deliver tailored investment solutions.

Tatjana Cumic is a financial advisor with Thrivent Investment Management in Cincinnati, OH, holding a Series 66 designation and bringing five years of industry experience. She has worked with Thrivent since 2020 and previously held roles at Express Employment Professionals and the University of Montenegro. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive financial planning across a range of topics without portfolio management for institutional clients. The firm combines goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan.”

Charles Futel Jr. is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 43 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he serves as an elder at Renew Community Church and owns a business named Rich Habits. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale, delivering advisory services through financial advisors who utilize model-based investment strategies managed by third-party asset managers.