Gino Zazzetta is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has held roles at Fusco Financial Associates and non-variable insurance firms since 2016. Zazzetta also serves as a board member for the Linwood Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools, and supports municipal and public finance through a unique affiliation with a municipal advisor.

Julianne Russell is a financial advisor at Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses with 15 years of industry experience. Her prior roles include positions at JP Morgan Chase Bank and PNC Investments. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm-approved tools, providing advisory services without individual security recommendations as part of standalone plans.

Jason Goeller is a financial advisor with Wells Fargo Clearing in Hunt Valley, MD, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Zirretta is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Paul Applegate is a financial advisor with Edward Jones in Aberdeen, MD, holding a Series 66 designation and one year of industry experience. He previously worked for the Town of Elkton for 15 years. Outside of advising, he owns and manages a rental property in North East, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

James Jacobson is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is a partner in the Jacobson Family General Partnership, an investment-related business based in Baltimore. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through various advisory and brokerage platforms.

Matthew Snyder is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Andrew Porter is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he has worked at Academy Financial, Inc., Seasons Pizza, and Peak Exterior Remodeling, and has experience in education roles at Towson University, Century High School, and Sykesville Middle School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with research support and various portfolio management options.

Sherie Harrison is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She previously worked at Merrill for 19 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning using structured discovery conversations and firm-approved planning tools.

Erik Keller is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010. Outside of his advisory role, Keller owns Keller Financial Services, LLC, and acts as an expert witness. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent professionals, utilizing a variety of portfolio management approaches and proprietary model strategies.

Alvin Anton is a financial advisor with LPL Financial in Hunt Valley, MD, holding Series 63 and Series 65 credentials and possessing nine years of industry experience. He has previously worked at HighTower Securities, LLC, and has served at Summit Investment Advisors, Inc. since 2017. Outside of his advisory work, he is the owner of Anton Racing LLC, a business unrelated to investment advisory services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Conor Guillott is a financial advisor at LPL Financial with a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2024, he worked at Lincoln Financial Advisors Corp and Equitable Advisors, among other firms. He has held various roles across financial services and other sectors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including model portfolios and consulting services, supported by in-house and third-party research.

Jane Benjes is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and previously worked at Clearwater Management, Inc. from 2015 to 2017. Jane also has experience at Towson University between 2013 and 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nasser Ali is a financial advisor at Osaic Wealth, Inc. with 30 years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Lincoln Financial Advisors and Lincoln Financial Securities Corporation. He also serves as an investment trustee for two family trusts and is the Director of Investment Management at Heritage Financial Consultants. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and multiple platforms. The firm offers integrated brokerage and advisory services using firm-provided asset allocation tools and third-party manager access, supporting a broad range of investment strategies.

Jessica Burd is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation. She has been with Morgan Stanley since 2023 and previously worked for eight years at Beef Brother Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Andrew Piet is a financial advisor at Merrill with 15 years of industry experience. He previously worked at Wells Fargo Bank NA and Wells Fargo Clearing from 2017 to 2022, and BB&T Investment Services, Inc. from 2016 to 2017. Outside of his advisory role, he serves as Treasurer and Board Member for the Reisterstown Kiwanis Foundation, a charitable organization focused on child welfare. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lachezara Docheva is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. She joined Merrill in 2017, bringing a dedication to individualized financial planning and client-focused wealth management strategies. Lachezara works with clients to develop flexible financial approaches tailored to their unique goals, providing access to investment insights from Merrill and the integrated banking and lending solutions of Bank of America. Originally from Bulgaria, Lachezara earned a Bachelor's degree in Finance from the University of National and World Economy in Sofia. She relocated to the United States in 2012 and has been with Bank of America Corporation for over a decade. Her professional credentials include Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA), supported by an accredited certificate from the College for Financial Planning. Lachezara's expertise covers areas such as college education planning, family wealth management, retirement income, tax minimization, and portfolio management. Beyond her professional role, Lachezara actively participates in community volunteer work and charity events. She enjoys outdoor activities including biking, camping, hiking, ice skating, swimming, and table tennis. Fluent in both Bulgarian and English, she combines her financial knowledge with a personal philosophy focused on uncovering what matters most to clients to help them confidently pursue their financial objectives.

John Shea is a financial advisor at LPL Financial in Baltimore, MD, holding a Series 66 designation with five years of industry experience. He has worked at LPL Financial since 2018, with a brief period of unemployment and time as a homemaker prior to that. Shea is involved with Cobblestone Wealth Management, LLC, and Row Home Financial, entities associated with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios and research from both internal and third-party sources.

Erik Moran is a financial advisor with Merrill in Towson, MD, holding Series 63 and Series 65 designations and 33 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, Moran serves as a committee member for St. James Church, assisting with advisor selection and endowment performance monitoring. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Mitcherling Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Morgan Stanley in various roles since 2009, including Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.