Shari Winkelman is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary capital market assumptions and research to tailor plans aligned with clients’ goals and risk tolerances.

Andrew Heird is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth planning, liquidity management, managing new wealth, and personal retirement planning. Since entering the financial services industry in 2017, Andrew has dedicated his work to connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Andrew holds a bachelor's degree in Business, Organizations, and Society from Franklin and Marshall College, class of 2016. He has earned the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ certification from the College for Financial Planning. His professional designations also include Personal Investment Advisor (PIA). Based in York, Pennsylvania, Andrew lives with his wife, son, and dog. Outside of his professional role, he enjoys boating, fishing, football, golfing, hiking, hunting, scuba diving, and skiing.

James Rong is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes positions at William Blair, Maximus, and Giant Food. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Heather Sommerfield is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise since 2009, including six years with Ameriprise Financial Services, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Ameriprise Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Tyler Marner is an advisor at Merrill with Series 66 and Series 63 designations. He has prior experience at Bank of America, JPMorgan Chase Bank, T. Rowe Price, Fed Ex, and other organizations. Outside of finance, he is involved with Anarchy Gym. Merrill provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jennifer Astasauskas Glatz is a financial advisor with Morgan Stanley Wealth Management, holding Series 66 and Series 63 licenses and bringing five years of industry experience. She previously worked at Merrill for 22 years and Bank of America Investment Services, Inc. for 25 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Mary Bosley is a financial advisor at Robert W. Baird & Co. with eight years of industry experience. She has been with Robert W. Baird since 2017 and previously worked at Canusa Corporation for 15 years. Outside of her advisory role, she serves as treasurer for the Campus Cabana Swim Club in Towson, MD. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which provides tailored consulting and portfolio services to individuals, families, pensions, corporations, and institutional clients through a combination of in-house and third-party managers.

Todd Liddick is a financial advisor at LPL Enterprise with three years of industry experience. Prior to joining LPL Enterprise, he worked for eight years with the Maryland State Government and eleven years with the Maryland State Police. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform combining advisory programs and brokerage channels.

Robert Scott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, he is co-owner of Storm Front Farm, which breeds, raises, and trains horses for fox hunting, and serves on the investment committee of the Elkridge Harford Hunt Club, a private fox hunting organization. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jason Bell is a CFP® professional with 18 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously spent over 15 years with Northwestern Mutual in various roles. Outside of advisory work, he serves as CEO of an LLC linked to Terrapin Ridge Partners and works as a broker vetting insurance carriers for client risk management. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and public entities. The firm offers tailored, primarily non-discretionary advisory services and supports specialized programs such as SIMPLE IRA employer consulting and municipal finance through its extensive affiliate network.

Gabrielle Rullo is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has worked at Merrill since 2022 and previously held positions at Bank of America, N.A., The Federal Savings Bank, and Stevenson University. Outside of finance, she has been involved with Glyndon Grill since 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm operates within Bank of America’s broader corporate platform, enabling access to a wide variety of financial products and services.

Paul Mercer is a Series 66 licensed financial advisor with Merrill in Hunt Valley, MD, and has nine years of industry experience. He has worked at Merrill since 2017 and previously was employed at Guitar Center Inc from 2013 to 2017. Outside of his financial advisory role, Mercer owns an independent audio engineering business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries with model-based and discretionary investment strategies.

Michael Sommerfield is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2009. He is also the owner and president of Zabby Inc., a business related to his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research-driven recommendations with a variety of advisory, brokerage, and insurance solutions through its institutional platform.

Samantha Yingling is a financial advisor at Robert Baird & Co. with one year of industry experience. Prior to joining Baird in 2022, she worked at Homewood General Contractors, Inc. for five years and at The Law Office of Cynthia Hitt Kent for two years. She holds the Series 66 designation. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay services.

Gregory Gann is a financial advisor with LPL Financial in Baltimore, MD, holding Series 66 and Series 63 credentials with 31 years of industry experience. He has been with LPL Financial since 2005. In addition to his advisory role, he is a licensed attorney in Maryland and is involved in mediation and litigation support services, as well as freelance writing for Proactive Advisor Magazine. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Elisha Comfort is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 credential and has been with Morgan Stanley for ten years. Outside of her advisory role, she is involved with Heavy Seas Alehouse, a business she has been associated with for over a decade. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Rachel Lesnick is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 designations and having 42 years of industry experience. She has been with Merrill since 2008. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sung Kun Park is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, and First Financial Group. Prior to his career in finance, he worked in the food service industry and held a long-term position at Moem Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Patrick Gibbons is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. Prior to joining LPL in 2019, he worked for Northwestern Mutual in various capacities from 2003 to 2019. He serves as finance committee chairperson for Emory Church and is involved with nonprofit boards including the Construction Finance Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and technology-enhanced strategies.

Beth Pharr is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and possessing 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.