Patrick Mc Cann Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. His background includes roles at MML Investors Services, LLC and MassMutual Life Insurance Co, as well as entrepreneurial experience in the food and hospitality sectors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, goal-oriented planning supported by firm-approved analytical tools.

Robert Budakian is a CFA® charterholder with 32 years of industry experience and has been with Stifel since 2015. He holds Series 63 and Series 65 licenses and is based in Greenville, Delaware. Outside of his advisory role, he serves as a board member for KAU Little League, contributing to youth sports in his local community. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group to provide clients with capital market and asset allocation guidance.

Steven Schriver serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2022. In his work, he focuses on collaborative financial planning, emphasizing its importance as a foundational aspect of his clients' financial well-being. Prior to joining Fidelity Investments, Steven was a Wealth Client Partner at Citizens Securities Inc. for ten years, from 2012 to 2022. His experience in these roles centers on comprehensive financial consulting and partnership with clients. Outside of his professional responsibilities, Steven enjoys a range of personal interests including baseball, concerts, family activities, fitness, music, and traveling.

Arta Vitolo is a CFP®-credentialed financial advisor at Wells Fargo Advisors with 38 years of industry experience. She has worked within various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, covering diverse planning areas such as retirement, education, business-owner transition, and special-needs analysis.

Steven Lucas is a CFP® professional with 20 years of industry experience, currently affiliated with Edward Jones since 2006. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved with SL Rentals LLC, a rental property business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Joseph Carr is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 28 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously employed by MetLife Securities Inc. from 2015 to 2017. Carr also serves as a trustee and insurance agent outside his advisory role. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved tools, with optional implementation through separate brokerage or insurance arrangements.

Michael Marciano is a CFP® and ChFC® credentialed advisor with 39 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009. Outside of his advisory role, he serves as a finance committee member for St. Davids Golf Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of portfolio strategies and multiple custody platforms.

Kyle Mallach is a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He has been with Merrill since 2001 and focuses on portfolio construction, comprehensive wealth management strategies, estate planning, and offers insurance services alongside lending and banking solutions through Bank of America. As a Senior Portfolio Manager, Kyle manages personalized or defined strategies on a discretionary basis and works with a diverse range of clients, including investors, business owners, executives, non-profits, and multigenerational families. Kyle holds a bachelor's degree in finance from Saint Joseph's University's Haub School of Business and also studied at the University of Queensland in Australia. He earned his high school diploma from LaSalle College High School. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Kyle has also served as a member of the La Salle College High School Leadership Council. Residing in the suburban Philadelphia area with his family, Kyle participates in the St. Katherine of Siena community and supports local charities such as CARIE and the Bucks County SPCA. He and his family are involved in promoting local performance arts, yoga, health, and wellness initiatives. Kyle enjoys fishing, hiking, running, traveling, and spending time with his family.

Douglass Tietbohl is a financial advisor with Morgan Stanley in Newtown Square, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2011 and 2015, respectively. Outside of his advisory role, he serves as a successor executor in an estate-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Daniel Butler is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 designations and has 37 years of industry experience. He has been affiliated with Raymond James Financial Services, Inc. since 1997 and has operated Butler Financial, Ltd since 2004. Butler serves on the finance and investment committee of his church and is the author of the book *Financial Stability For Life*. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management across a large advisor network.

Patrick Morocco is a financial advisor with LPL Financial, holding a Series 66 credential and two years of industry experience. His prior work includes roles at Covenant Wealth Strategies and multiple positions at Liberty University. Patrick has also worked in non-financial roles, including at Cinnabon and a golf club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad non-advisory financial services network.

Thomas Roycroft is a financial advisor with Cetera who holds a Series 63 designation and has 34 years of industry experience. He has worked with Cetera and its affiliated entities since 2015 and serves as president of Roycroft Financial, an independent financial business. Cetera Investment Advisers LLC is an SEC-registered firm that delivers a range of portfolio management and financial planning services through a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers multiple program options and investment strategies, managing over $256 billion in assets across more than 10,000 advisors and approximately 800,000 clients.

Arlene Wilson is a financial advisor at Ameriprise with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2011. Outside of her advisory role, she serves on the Board of Directors for the Jewish Federation of Delaware. Ameriprise is a large institutional firm that offers advisory, brokerage, and insurance services, including a retirement-income planning service designed for clients with significant investable assets. The firm employs a centralized consulting team to produce customized, tax-efficient retirement income recommendations, incorporating algorithmic tools and research to support client planning.

Joseph Lewandowski is a financial advisor at Fidelity with 10 years of industry experience. His background includes roles at Merrill and Bank of America, as well as a decade of involvement with Hoffman's Marina. Lewandowski holds a Series 66 designation. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Jason Wood is a Financial Consultant at Fidelity Investments, where he works with clients to identify and prioritize their unique goals. He helps build comprehensive financial plans aimed at allowing clients and their families to strive to achieve their most important objectives. Jason has held roles as a Financial Consultant at Fidelity Investments since 2025, and previously served as an Investment Consultant at the same firm from 2024 to 2025. Prior to that, he worked as a Financial Solutions Advisor at Merrill Edge from 2022 to 2024. Outside of his professional work, Jason has interests in baseball, beach activities, fitness, football, running, and traveling.

Theodore Mack is a CFP® certified financial advisor with 27 years of industry experience, currently serving at Wells Fargo Advisors since 2025. He has held various roles within the Wells Fargo organization since 2009 and has been involved with the Bucks County Youth Center since 1998. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, and specialized services such as business-owner transition and special-needs analysis.

Nicholas Santana is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in media roles at Nexstar Media Inc. and Heartland Media. Edward Jones is a full-service wealth management firm serving a diverse client base that includes individual and institutional investors. The firm offers a range of advisory programs and investment solutions, managing over $1 trillion in assets through a nationwide network of advisors and branch offices.

John Giuffrida is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has held various roles across multiple sectors prior to joining Fidelity, including positions at Chariot Valet and Moe's Original Barbecue. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Dylan Amoroso is a financial advisor with Ameriprise in Tarpon Springs, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he owns and manages 1309 Group, Inc., an investment-related business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic automation, while offering a broad range of advisory, brokerage, and insurance solutions.

Alexandria Halstead is a CFP® with nine years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services LLC. Her prior experience includes roles at LPL Financial LLC, Rev.com, and The Prudential Insurance Company of America. She is also involved in independent insurance brokering focusing on fixed annuities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice centered on dependable income sources and tax-aware withdrawal strategies.