Stephen Kostyk is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Heffler, Radetich & Saitta and Lyneer Staffing Solutions, as well as operating his own business, Kostyk Auto Detailing, LLC, for three years. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized programs such as estate settlement and divorce planning.

Steven Douglas is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked with Avantax Advisory Services and 1st Global Advisors, among others. Douglas serves on the advisory board of the Exchange Club Center for the Prevention of Child Abuse in Chester County and operates an accounting practice under Kristy M. Douglas, CPA. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and consulting services, supporting discretionary and non-discretionary program structures across multiple custodial relationships.

John Braun is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. He is the owner of Performist Athletics, an e-commerce business specializing in clothing design. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations, managing portfolios mainly through Vanguard funds and ETFs.

Nathan Smedley is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL Financial since 2009 and previously spent four years at Merrill. In addition to his advisory work, he serves as a FINRA arbitrator and is an owner and managing partner of several car wash-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, delivered through a large network of investment adviser representatives.

James Unger is a CFP® professional with 37 years of industry experience, currently affiliated with Mass Mutual Investors Services since 2017. His prior roles include positions at Metlife Securities Inc., NewSquare Capital, LLC, and New England Securities. Outside of his advisory work, Unger is a musician who occasionally performs in a paid band and serves as a trustee for a coworker. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools.

Thomas Wagner is a financial advisor at OSAIC with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including JPMorgan Chase Bank and J.P. Morgan Securities. Outside of finance, Wagner has been involved with Simply Bold Cafe. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting various strategies and third-party manager selections.

Ally Feinman is a financial advisor with RBC Capital Markets in Chadds Ford, PA, holding a Series 66 designation and 12 years of industry experience. She has been with RBC Wealth Management since 2014. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm provides a range of advisory programs with customized investment strategies implemented through in-house and third-party managers, supported by RBC’s capital-markets capabilities.

Roger Kent serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1994, bringing his extensive experience to multiple generations of clients nationwide. Before joining Merrill, he worked for four years at J.P. Morgan in its Private Banking Group. Roger provides comprehensive financial planning tailored to individual client needs, addressing retirement, wealth transfer, college savings, business succession, tax minimization, and liability management. He emphasizes establishing a strong financial foundation before examining investments, focusing on preparing clients for both likely and unlikely scenarios. His client base includes physicians, small business owners, retired couples, divorcees, and widows. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Roger earned a Bachelor's Degree in Business Administration with a concentration in Finance from Villanova University. He serves as a board member of the Villanova Blue White Scholarship Foundation and is actively involved in his community as a CYO Basketball Coach and president of Save Unborn Life. Born in Louisville, he resides in Chester Springs with his wife Melissa and their three children. Outside of work, Roger enjoys long distance running, playing basketball, and spending time with his family.

Hunter Shull is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2023. His professional experience also includes positions at Vanguard, where he served as a Relationship Manager from 2018 to 2022, an Account Transition Specialist from 2016 to 2018, and an Operations Associate from 2015 to 2016. As a Certified Financial Planner®, Hunter partners with clients to identify and prepare for various financial goals and needs, supporting them in working towards a better financial future. His expertise centers on financial planning and client relationship management. Outside of his professional work, Hunter has personal interests in cooking and baking, fitness, football, golf, movies, and spending time with pets.

Alexander Mottle is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Mass Mutual Investors Services since 2015. Outside of his advisory role, he is also an agent with Kaufman Financial Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, annual planning engagements supported by firm-approved analytical tools.

James Sterrett Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Throughout his career, James focuses on providing financial advice and wealth management services to his clients. He earned a Bachelor's Degree from the University of Mansfield Pennsylvania and completed a Master of Business Administration (MBA) degree from Drexel University. These academic credentials support his expertise in financial planning and investment management.

Brian Russo is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He previously worked at RBC Capital Markets Corporation for 15 years before joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Matthew Seman is a financial advisor with Vanguard Advisers based in Malvern, PA. He holds a Series 66 designation and has three years of industry experience. His prior roles include work with United Way of Erie County and Pennsylvania State University, as well as entrepreneurial activity with Rizer Fireworks. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and predominantly Vanguard funds, offering a range of customization options and managing a large client base through a combined digital and advisory platform.

Matthew Greco is a financial advisor with Mass Mutual Investors Services based in Newtown Square, PA. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Outside of his advisory work, he is also licensed as a health and group health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Derrick Arnold is a CFP®-certified financial advisor with nine years of industry experience, currently practicing at OSAIC. His prior roles include positions at Royal Alliance Associates, Citizens Securities, CUSO Financial Services, and Citadel FCU. Outside of advisory work, he is involved in insurance sales through Bala Financial Group and assists with tax preparation at Phoenix Tax Consultants. OSAIC serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporations, offering a broad range of brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and supports multiple account structures and third-party strategies.

Keith Ford is a financial advisor with Morgan Stanley in Berwyn, PA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His career includes roles at Morgan Stanley Smith Barney since 2009, Morgan Stanley Private Bank since 2015, Citigroup Global Markets in 2009, and Merrill from 2005 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate financial planning agreements.

Margaret D'agostino is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Walker is a financial advisor at Vanguard Advisers with Series 63 and Series 66 designations and one year of industry experience. He has worked at several organizations, including Infinia Search, Inc. and The Vanguard Group, Inc. Outside of his advisory role, no additional notable activities are indicated. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily invests in Vanguard funds and ETFs, supported by a large-scale digital platform and a team servicing model.

Emil Barretta is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Fidelity, he worked at The Vanguard Group and has experience in diverse roles including military service with the US Army Reserve. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Carleigh Conners is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Versed Experts, as well as teaching positions at Shippensburg University and James Madison University. She is also involved with Limitless Philly. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a broad client base through digital delivery and a large network of advisors.