Seema Khetawat is a Private Wealth Advisor at Merrill Private Wealth Management. She collaborates with clients to manage and grow their wealth through personalized financial strategies. Her professional background, credentials, and community involvement details are not provided.

David Novick is a CFP® and ChFC® with 29 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2019. He previously worked at The Investment Center Inc and Prometheus Capital Management Corp and has been an adjunct instructor of finance at New York University since 2007. Novick serves on the finance committee of the Shir Ami Synagogue Men's Club and is involved in various educational and community organizations. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers tailored investment strategies through multiple platform arrangements and combines proprietary and third-party model solutions.

James Mcgoldrick is a financial advisor with Mass Mutual Investors Services in Horsham, PA, holding CFP® and ChFC® designations and over 35 years of industry experience. He has been with MML Investors Services since 1991 and Massachusetts Mutual Life Insurance Company since 1989. In addition to his advisory role, he is involved in servicing equity indexed annuity contracts and life and health insurance sales, and he is a member of multiple LLCs related to his advisory and insurance activities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative, annual planning engagements without discretionary investment authority.

Andrew Werkheiser is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Bank of America. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Michael Black is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo entities since 2013, including Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joshua Surkin is a Financial Advisor with Merrill Lynch Wealth Management and a member of The Schell Group, which collectively brings over 100 years of experience in wealth management and financial planning. Since joining Merrill Lynch in 2022, Joshua focuses on delivering personalized wealth management strategies tailored to clients’ long-term goals. He works closely with clients to understand their financial needs and aspirations, adopting a client-first approach that emphasizes collaboration and education throughout the financial journey. Joshua’s areas of expertise include college education planning, institutional and corporate benefit services, retirement income strategies, and managing new wealth, among others. He is committed to helping clients and their families, including younger generations, comprehend the wealth management process and the dynamics of financial markets. His approach involves guiding clients with personalized financial strategies designed to preserve and grow wealth while navigating changing market conditions. Joshua holds a Bachelor's Degree from the Pennsylvania State University System and carries the Personal Investment Advisor (PIA) designation. Beyond his professional role, he participates in community volunteer work aligned with Merrill’s tradition of community engagement. His personal interests include adventure sports, basketball, cooking, football, ice hockey, racquetball, and skiing.

Natali Sanchez is a financial advisor at Merrill with Series 66 and Series 63 licenses and two years of industry experience. Her prior roles include positions at Bank of America, The Vanguard Group, JP Morgan Chase Bank, J.P. Morgan Securities, and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ryan Evans is a CFP® with 14 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at TEN22 Private Wealth, P.C., Commonwealth Financial Network, and Northwestern Mutual. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers comprehensive financial planning and investment management services delivered through independent professionals, utilizing proprietary and third-party strategies across various platform arrangements.

Thomas Gillespie is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2010 and also operates Gillespie & Associates, an accounting firm where he works as a CPA. Additionally, he is involved in management and ownership roles at Panchpa Inc and PanchMedia, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers advice through Investment Adviser Representatives using various program models and third-party asset managers, covering a range of investment products and ERISA fiduciary services.

Anthony Antoniello is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Voya Financial Advisors. Outside of his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Sean Campbell is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2016. Outside of his advisory role, he serves as an independent contractor officiating Division I men's college basketball games through the Men's Basketball Alliance. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Michael Rosenberg is a CFP® professional with nine years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors, LLC for one year. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Louis Derito Jr. is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked extensively with Avantax Advisory Services and Avantax Insurance Agency. He is also involved in tax preparation and accounting through McKay Derito & Co., a business he has been associated with since 1981. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Vincent Notarianni is a financial advisor with Ameriprise in Hamilton, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service tailored for clients nearing or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to provide personalized, non-discretionary recommendations primarily for clients with substantial investable assets.

Scott Wiese is a financial advisor with LPL Financial, holding CFP® certification and Series 63 and 65 licenses, and has 34 years of industry experience. His prior experience includes roles at Ocean First Bank and Invest Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and various portfolio strategies.

Marc Pelerin is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked at LPL Financial since 2025 and serves concurrently as a public school teacher at Cinnaminson Middle School. Outside of finance, he operates Train with Marc, LLC, providing online running coaching and writing training plans for distance runners. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, supported by research and multiple portfolio management strategies.

Eric Hoover is a financial advisor at Fidelity with a Series 66 designation and 13 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, with oversight of sub-advisers and focus on conflict-of-interest management.

Lorraine Rosado is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 63 designation and 21 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm employs a structured financial planning process supported by various analytical tools and manages approximately $2.74 trillion in client assets.

Nicholas Maciolek is a Financial Advisor with Merrill Lynch Wealth Management, where he is a member of the SM Group. He began his career with Merrill in 2014 in the Merrill Edge Advisory Center, obtaining the necessary securities licenses and assisting clients in achieving their financial goals for four years before transitioning to Merrill Lynch Wealth Management in 2018. Nicholas holds the Chartered Financial Analyst (CFA®) designation, the Chartered SRI Counselor™ (CSRIC®) designation, and the Personal Investment Advisor (PIA) credential. He earned bachelor's degrees in Mathematics and Economics from Rutgers University. His expertise encompasses areas such as personal retirement planning, portfolio management services, socially responsible and ESG investing, college education planning, legacy planning, and managing new wealth. Outside of his professional responsibilities, Nicholas resides in Hamilton, New Jersey with his bernedoodle, The Dude. He values spending time with family and friends and is an enthusiast of sports, supporting the Philadelphia Eagles and other Philadelphia-area teams.

Daniel Delaney Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at SESAC and was involved with Music City Media. Outside of finance, he performs as a musician, playing saxophone and other instruments in local bands and has been part of a Bruce Springsteen tribute band. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing tax-aware withdrawal strategies. The firm’s approach integrates proprietary research and third-party data, providing clients with customized advice within a structured investment framework.