Miguel Vasquez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and Rutgers University, as well as ownership of Vaspro Realty LLC, a real estate holding company managed by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathan Lepore is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Murley is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and four years of industry experience. Before joining Equitable Advisors in 2023, he worked at The Vanguard Group for two years. Outside of finance, Murley is a Christian public speaker and a volunteer at the Saint John Vianney Center. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Nina Caruso is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and previously worked at the University of North Carolina - Wilmington. Outside of finance, she has a long-term role at Old Navy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Brittany Robinson is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America since 2021, following six years at BGC Financial, L.P. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Grugan is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Equitable Advisors since 2004, following a prior tenure at AXA Advisors. In addition to his advisory role, he is associated with Karr Barth Associates, a private client group offering additional resources and account access for clients. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and various third-party managers to deliver advisory and brokerage solutions.

Michael Dworacek is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rajan Patel is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and previously held positions at Kforce Inc, Adecco NA, Rider University, and Forrest Solutions Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Bruno is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Merrill and Bank of America, he worked at Bloomberg LLC, Sustainalytics, Entelligent, and ISS STOXX. He also consults on AI-generated software, sales consulting, and business strategy for a technology firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, institutions, and charitable organizations.

Jennifer Volchik is a financial advisor with Merrill, holding a Series 66 designation and bringing 22 years of industry experience. She has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Harris Demarco is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Chase. Outside of his advisory role, Demarco is the CEO of Speiik LLC, a digital media company focused on social media content creation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, plans, corporations, and charitable organizations.

Ryan Heese is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2023. His prior experience includes roles at the College of Charleston and Council Rock High School North. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Brendan Biruk is a CFP® with 27 years of experience in the financial industry. He currently serves as a financial advisor at LPL Financial, where he has worked since 2021. Prior to that, he spent 12 years at UBS Financial Services Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, supported by research and technology-driven investment strategies.

Morgan Hayes is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Morgan helps individuals and families make confident financial decisions by creating personalized financial strategies tailored to their unique goals and circumstances. Morgan's approach is designed to alleviate the stress often associated with financial planning, offering guidance in areas such as retirement planning, college education funding, and portfolio management. Morgan's expertise spans college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Morgan is supported by over 30 years of combined wealth management experience from The Barnish Michaels Hayes Group and has access to the resources of Merrill and Bank of America, enabling clients to navigate financial opportunities and challenges. Morgan holds a Bachelor's Degree from the Pennsylvania State University System and holds the Professional Investment Advisor (PIA) designation. Outside of work, Morgan enjoys baseball, basketball, football, golfing, swimming, traveling, watching movies, and spending time with family. Morgan also values community involvement and participates in volunteering with local organizations.

Zachary Lambert is a financial advisor at Equitable Advisors with a Series 66 designation and less than one year of industry experience. Prior to joining Equitable Advisors, he held positions at Grain Craft Bar and Kitchen, Newark Country Club, NY Life, BJ's Restaurant & Brewhouse, the University of Colorado, Zingo's Supermarket, and Cab Calloway School of the Arts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels, and offers tailored services based on client goals, risk tolerance, and time horizon.

Thomas Simcik is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining Raymond James in 2026, he worked for Janney Montgomery Scott in various capacities from 2008 to 2026. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Morse is a financial advisor at Thrivent Investment Management with 32 years of industry experience. He has been with Thrivent since 2002. Outside of his advisory work, he serves as treasurer for the Hit or Miss Hunting Club, managing dues, expenses, and investment of the club’s cash reserves. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning across various topics, combined with managed-account options under a consolidated billing approach, while maintaining separation between planning and portfolio management.

May Lai is a financial advisor with Ameriprise in Bala Cynwyd, PA, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset thresholds, delivering written recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Fernando Romero is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to Merrill, he worked at Bank of America, N.A. and has a background that includes roles at Drive Social Media and Veryable. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Ponzio is a financial advisor at Equitable Advisors with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Penn Investment Advisors, Inc. and Purshe Kaplan Sterling Investments. Ponzio serves as a board member for a nonprofit organization. Equitable Advisors serves a diverse client base including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.