Joseph Pellitteri is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and 58 years of industry experience. He has worked at RBC Capital Markets LLC since 2015 and City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies administered through a combination of in-house and third-party managers, and provides discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Mercedes Nola is a financial advisor at Merrill with 32 years of industry experience. She has been with Merrill since 2007 and holds Series 63 and Series 66 designations. Additionally, she serves as a Co-Trustee for a trust entity based in New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kenneth Mills is a financial advisor with Mass Mutual Investors Services who holds the Series 63 and Series 66 designations and has 13 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities Inc. and New England Securities. Outside of his advisory role, he is also an independent insurance agent specializing in dental, group disability income, fixed annuities, life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning relationships and the use of firm-approved analytical tools.

Frank Garruzzo is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an elected mayor in the Borough of Brielle, New Jersey, and is involved as a partner in a local real estate venture. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and modeling tools, with a focus on advisory services.

Kevin Dolan is a financial advisor with Equitable Advisors, holding a Series 66 designation and 10 years of industry experience. He has worked at several firms, including Axa Advisors and Garden State Securities. Outside of his advisory role, he serves as treasurer for a youth football league. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to match clients with investment solutions based on risk tolerance and individual needs.

Abraham Weiss is a financial advisor with MassMutual Investors Services in Jackson, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he is involved in the insurance brokerage business through Sterling Insurance Concepts Inc., which focuses on life and health insurance sales and ownership. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers customized financial planning using firm-approved software and hosts educational seminars, with planning engagements structured as ongoing, collaborative relationships.

Thomas Musumeci is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 60 years of industry experience. His prior roles include positions at Royal Alliance Associates, Investment Advisors Asset Management, and IAC Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kevin Canning is a financial advisor with Morgan Stanley in Sea Girt, NJ, holding a Series 66 credential and having seven years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and scenario modeling.

Michael Francis is a financial advisor at UBS Financial Services with 15 years of industry experience. He previously worked at Goldman Sachs & Co. for seven years before joining UBS in 2020. He serves as an advisory board member of the Archdiocese of Washington D.C., providing advice on general finance trends. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Douglas Berry is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 17 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, annual financial plans tailored to client goals.

Gerard Bifulco is a financial advisor with Ameriprise, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise and its affiliate since 2010. Outside of his advisory role, he is a self-employed CPA providing tax preparation services and serves as an adjunct professor at St. Peter's University. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Gibbs is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley, Wells Fargo, PNC, and Merrill. His current role at LPL Financial began in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a range of advisory strategies and utilizing technology tools for operational and research support.

Eric Saenz is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he was involved with DJ Johnny's Magic Moments for over a decade and has an interest in marketing through his connection to Zenith Marketing. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

James Costabile Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes 14 years at Ameriprise Financial Services and seven years at LPL Financial LLC. He is also a business owner of Final Turn Racing Stables, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Michael Farinacci Jr. is a financial advisor at Ameriprise Financial Services, LLC with a Series 66 designation and one year of industry experience. Before joining Ameriprise, he held positions in engineering and construction firms and has experience working with Mad Dog Lacrosse, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Anthony Sandomierski is a CFP® and PFS™ with 11 years of industry experience, currently serving as a financial advisor at Cetera. His work history includes roles at Avantax Advisory Services and Avantax Insurance Agency, and he is involved in providing tax and accounting services through Jack Oujo CPA, Inc. He is also a managing partner of SG Realty Group LLC, which manages rental property for his financial and tax services office. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager investment platform with discretionary and non-discretionary management options, enabling advisors to customize portfolios through affiliated and third-party managers.

Jodi Citron is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 17 years of industry experience. She previously worked at Morgan Stanley for seven years and is currently affiliated with The Cutrupi Group, LLC as a Wealth Management Associate and Branch Manager. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

William Tucker is a financial advisor with LPL Enterprise, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at World Investment Advisors, World Investments, Ameritas Investment Company, The Advisors Group, and Wells Fargo Clearing. He is also active as an insurance agent specializing in non-variable insurance and annuities. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, offering financial planning, third-party asset manager access, and a Model Wealth Portfolios wrap program.

Eric Tomsky is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Tomsky holds an advisory position with Armed Forces Brewing Company, a military tribute brewery supporting veteran needs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad range of capital markets and lending products.

Kristian Lydon is a CFP® professional with seven years of industry experience, currently advising through LPL Enterprise. His prior roles include positions at Pruco Securities, Bank of America, Merrill, and Sestito Financial Services. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.