John Thomas is a financial advisor at Raymond James & Associates with one year of industry experience. He holds Series 63 and Series 65 licenses and began his career at Raymond James following his education at Elizabethtown College. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of financial planning and investment consulting services, emphasizing tailored, non-discretionary advice supported by extensive research and multiple portfolio management styles.

Benjamin Greenstein is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His background includes roles at Dow Jones and various positions in retail and education prior to joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carty Giffin is a financial advisor with Ameriprise in Newtown, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Board of Directors for the Eagleton Farms Homeowners Association. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendations delivered through a centralized consulting team.

Michael Farquharson is a CFP® with 28 years of experience in the financial services industry. He is currently a financial consultant with LPL Financial and has held previous positions at M&T Securities, Santander Securities, and Citizens Securities. Outside of advisory work, he is the owner and landlord of a commercial property leased to an interior design company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individual investors, retirement plans, banks, trust companies, and institutions with a range of financial planning and investment management solutions.

David Dominici is a financial advisor with Cetera and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 41 years of industry experience and previously worked at Ameriprise Financial Services and Signator Investors, among other firms. Outside of his advisory role, he serves as treasurer for a religious organization and is involved in training baseball and softball players through a performance coaching business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program structures and custodial relationships.

Jennifer Davis is a Series 66-licensed financial advisor at Merrill with 19 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Leonard is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held positions at Amboy Bank and several other companies in various roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Wisniewski is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 credential and has been with Merrill since 2005. Outside of his advisory role, he runs ice hockey clinics and serves as head coach of a hockey team through Ice Land Arena, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Dmitriy Myasnikov is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Revak is a Series 66–licensed financial advisor with Edward Jones in Yardley, PA, where he has worked since 2015. He has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Christian Schaeffer is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Flynn is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.

Sofya Ziskina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch Pierce Fenner and Smith since 2011. Outside of her advisory role, she serves as Treasurer and a board member for a homeowners association in Princeton, NJ, and is an officer involved in bookkeeping for a family-owned S corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cole Mohrman is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked in a variety of roles outside finance, including positions at Spa Hearth and Home and South Jersey Turf Consultants. Mohrman also spent seven years at Rowan College of South Jersey Cumberland. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal and third-party investment management approaches and supports a range of account types including pension plans, corporations, and charitable organizations.

Robert Kroner Jr. is a financial advisor at Merrill with 31 years of industry experience. He has been with Merrill since 1984 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ayushkumar Patel is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Bank of America, Annpurna LLC, and Equitable Advisors, LLC. Outside of finance, he has experience managing a 7-Eleven franchise and operating Party Perfect Rentals. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, and organizations.

Angie Bowers is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Outside of her advisory role, she works part-time as a waitress and food runner at a restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Faughnan is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caitlin Tshudy is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Moody is a financial advisor with Merrill who holds Series 63 and Series 65 registrations and has 39 years of industry experience. His career includes roles at Bank of America, Merrill, Citigroup Global Markets, PNC Wealth Management, and J.J.B. Hilliard, W.L. Lyons, LLC. He also serves as a power of attorney for a family member in a fiduciary capacity. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.