Nicholas Chopey is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at AXA Advisors LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm’s approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, utilizing both proprietary and third-party solutions.

Joseph Mandile is a financial advisor at Ameriprise with 38 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to his current role, he worked at Ameriprise Financial Services, Inc. for 31 years. Outside of advising, he is involved in a business ownership role related to office lease and management. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm delivers non-discretionary, research-driven recommendations that integrate tax-efficient withdrawal strategies and Social Security options, supported by algorithmic tools and oversight committees.

Robert Jaffe is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Royal Alliance for 15 years and RBC Capital Markets for 9 years. Outside of his advisory role, he is involved in fixed insurance sales through two LLCs. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach that emphasizes model-based asset allocation, portfolio optimization, and the use of multiple management strategies and platforms.

John Ulrich is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm focuses on tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and analytics.

Nicholas Thierry is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Merrill Lynch for five years. He has had diverse employment history including roles outside finance such as with Flexwork Sports. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm's process includes centralized due diligence combining quantitative and qualitative research, and it maintains broader derivatives and commodities capabilities compared to many institutional advisory programs.

Bellaria Jimenez is a CFP® with 30 years of industry experience, currently affiliated with Mass Mutual Investors Services since 2017. She has worked with Metropolitan Life Insurance, MetLife Securities, and Massachusetts Mutual Life Insurance Company. Outside of her advisory role, she co-owns a homesteader farm stand selling agricultural goods and farm crafts. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved analytical tools.

Michael Emerson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with LPL Financial since 2013 and has worked as an Independent Sales Agent since 1999. His other business activities include acting as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes and investment approaches.

Douglas Niosi is a financial advisor at Osaic Wealth with 26 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Royal Alliance Associates and John Hancock Financial Services. Outside of his advisory role, he serves as a referee for youth travel soccer games. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with tools like risk-tolerance questionnaires and portfolio optimization, offering a variety of advisory and brokerage services through a large multi-advisor platform.

Peter Piccinini is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He worked at Stifel for 10 years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with account management conducted primarily by its investment adviser representatives using various strategies and tools.

Charles Tepper is a financial advisor at RBC Capital Markets with 28 years of industry experience. He has held his current position since 2011 and holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing a mix of in-house and third-party investment managers tailored to each client’s risk profile.

Geoffrey Dietzel is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 36 years of industry experience. He has worked at Brunswick Financial Group LLC since 2003 and was previously associated with Pruco Securities, LLC from 2003 to 2024. He is involved with The Garback Agency as an associate producer and serves as director and owner of Brunswick Financial Group, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Ian Ruderman is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory work, Ruderman is involved in several ventures including ownership of a whisky event company, participation as a partner in a distillery, and serving as president of a college alumni board. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools to analyze client goals and provides ongoing, collaborative financial planning engagements.

Michael Iervoline is a financial advisor with J.P. Morgan Securities in Fair Haven, NJ, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2019 and previously with Merrill Edge and Merrill from 2016 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program structure.

Stephen Blazejewski is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 designations and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at Axa Advisors. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers advice through a network of Investment Adviser Representatives and offers a range of firm-offered and third-party investment programs.

Richard Hausler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Cohen is a financial advisor with J.P. Morgan Securities in Metuchen, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo, spanning nearly a decade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program. The firm’s process combines quantitative and qualitative research with a forward-looking approach to capital market assumptions.

William Gambardella is a CFA® charterholder with 23 years of industry experience. He has been with Morgan Stanley since 2016 and currently works at Morgan Stanley Private Bank, N.A. in Red Bank, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm employs a structured financial planning process and manages approximately $2.74 trillion in client assets.

Sean Roche is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 29 years of industry experience. His prior roles include positions at Fulton Financial Advisors, Raymond James Financial Services, Santander Bank, Wells Fargo Clearing, PNC Wealth Management, and Banc of America Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a focus on flexible investment strategies implemented by a large network of investment adviser representatives.

Vivek Sharma is a financial advisor at Equitable Advisors with seven years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and operated his own firm, Nascap Investors. Outside of his advisory role, he is an independent agent involved in the sales and service of fixed insurance products and operates under the DBA Equity Wealth Solutions. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models and third-party asset managers to tailor investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Haley Cortese is a Financial Advisor at Merrill Lynch Wealth Management who provides clients with personalized financial planning and strategy development. With professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), she works to empower individuals, families, and business owners to navigate life's financial decisions with confidence. Haley focuses on a range of client needs such as education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, tax minimization, and retirement income. Drawing from her background and approach as a financial coach, she collaborates with clients to create tailored, comprehensive financial roadmaps guided by transparency and integrity. She holds a Bachelor's Degree from the University of Rhode Island. Outside of her professional career, Haley enjoys fishing, photography, pickleball, soccer, spending time with her family, and watching movies.