Charles Herbison is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has worked previously at PNC Wealth Management and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting, with over $671 billion in assets under management and more than 14,000 advisors.

Vincent Minutillo is a financial advisor with Merrill in Bridgewater, NJ, holding a Series 63 designation and 38 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2017 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Runa Kutty is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in a goals-based approach to wealth management, working closely with clients to understand their family dynamics, financial situations, and priorities. Using this foundation, she develops personalized, flexible financial strategies that adapt to evolving client needs and market conditions. Runa leverages the extensive global resources of Bank of America to support her clients in areas such as college education planning, executive compensation, family wealth management, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and tax minimization. Runa holds a Bachelor's Degree from Columbia International University and earned her MBA from Duke University, The Fuqua School of Business, with concentrations in Investment Finance and Corporate Finance. She is also a Personal Investment Advisor (PIA) and is fluent in English and Spanish. Beyond her professional work, Runa serves on the board of Friends of Runa Simi, a non-profit organization, and supports charities focused on art, education, and community development.

Kellen Hardy is a CFP® with five years of experience advising clients at Mass Mutual Investors Services. He holds the Series 66 designation and has worked at MML Investors Services, LLC and MassMutual Life Insurance Co since 2021. In addition to his advisory role, Hardy is an independent insurance agent specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and supports event-driven planning such as estate settlement and employer-sponsored programs.

George Rinehart is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Equitable Advisors LLC and Kemper Sports. Outside of his financial career, he has experience working at Seton Hall University and in the hospitality sector. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced software tools, along with specialized programs such as divorce planning and employer-sponsored planning services.

Mohamad Halabi is a Wealth Management Advisor with Merrill Lynch Wealth Management, a position he has held since 2007. He specializes in creating customized financial strategies tailored to individuals, families, and businesses, focusing on portfolio analysis, investment management, corporate retirement plans, and retirement planning utilizing various account types such as 401(k)s, IRAs, Roth IRAs, and others. His practice also addresses small business needs, estate planning, life insurance, liability management, real estate financing through Bank of America, and college planning strategies including ESAs and 529 plans. Mohamad partners with industry professionals to ensure precise and effective financial solutions for his clients. Mohamad holds a Bachelor's Degree from Rutgers University and is a CERTIFIED FINANCIAL PLANNER™ professional, certified by the Certified Financial Planner Board of Standards Inc. He also holds the Personal Investment Advisor (PIA) designation and maintains his NMLS license (#781031). Fluent in English and Arabic, Mohamad's client focus includes investment consulting for defined contribution and defined benefit plans, legacy planning, liquidity management, managing new wealth, and retirement income strategies. Residing in Somerset County, New Jersey, Mohamad is the brother of four sisters and married in 2020. He dedicates time to community involvement through volunteer work and balances his professional life with personal interests such as biking, bowling, chess, hiking, photography, running, traveling, watching movies, and spending time with family.

Giovanna Pagano Decker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. She has worked at Wells Fargo Clearing since 2016, with additional experience at HSBC Securities and LPL Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Lee Quenault is a financial advisor at UBS Financial Services with 38 years of industry experience. He has been with UBS since 2012 and holds a Series 63 designation. Outside of his advisory role, he oversees design and sales direction for Quenault LLC, an online retailer specializing in custom platform tennis and pickleball covers. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and provides access to proprietary research, discretionary portfolio management, and a range of capital markets and fiduciary services.

Brett Bernstein is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America, Merrill, Acutis Diagnostics, and Rutgers Business School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients.

Jack Conway is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including Mutual of America Financial Group and JPMorgan Chase Bank. His background also includes a role at Georgetown Day School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Timothy McGowan is a Financial Advisor at Merrill Lynch Wealth Management and a registered Financial Advisor dedicated to helping clients navigate today's financial landscape. He specializes in education planning, legacy planning, managing new wealth, and retirement income. Timothy provides personalized advice, investment guidance, and financial planning to assist individuals and families in working toward their short- and long-term financial goals. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and earned a Bachelor's Degree from James Madison University. Timothy values building lasting relationships and takes the time to understand each client's unique situation, providing ongoing collaboration and disciplined planning to help clients make informed financial decisions. Outside of his professional work, Timothy participates in community efforts such as America's Grow-A-Row to help feed the hungry. His personal interests include baseball, basketball, cooking, football, golfing, ice hockey, photography, traveling, volleyball, and watching movies.

David Madee is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, Series 65, and Series 66 licenses. He has 47 years of industry experience, including 18 years at Cantella & Co., Inc. and has been with Cambridge since 2022. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Hemal Parikh is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at MassMutual Life Insurance Company since 2016 and previously spent 14 years with Metlife Financial Services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, goal-based advice using proprietary software tools.

Therese Miller is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she is an author affiliated with Milky's Way. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, supported by extensive research and a broad product platform.

Christian Brogan is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. His prior positions include roles at Equitable Advisors, LLC, Equitable, TPS Financial, and the University of Delaware. Outside of finance, he was involved with Bonds Tavern for five years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm primarily employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Jin An is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining Wells Fargo Clearing in 2017, Jin worked at Wells Fargo Bank, N.A. since 2016 and spent eight years at BSI Construction. Outside of advising, Jin co-owns two wholesale businesses with a spouse, BB Communications LLC and Dovo Designes LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Hasnain Mir is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of The Mir Group. Since launching his Merrill career in 2005, Hasnain has developed integrated financial strategies and portfolios primarily for business owners, focusing on defined benefit and defined contribution plans. He works closely with plan sponsors, their families, and employees to provide education on plan specifics and investment choices. Hasnain also facilitates clients’ access to banking services including cash management, debt consolidation, and lending solutions through Bank of America, N.A. Hasnain’s client base includes self-made entrepreneurs, medical and legal professionals, corporate executives, and multi-generational families across New Jersey and 15 additional states. His expertise covers a range of financial planning areas such as college education planning, divorce transition planning, liquidity management, retirement income, and small business strategies. He holds a Personal Investment Advisor (PIA) designation and completed an Accredited Certificate Program at Middlesex County. Outside of his professional role, Hasnain is an avid golfer, cyclist, and fitness enthusiast residing in Somerset, New Jersey with his wife. He and The Mir Group engage in pro bono work and support various charitable organizations as part of their commitment to giving back to the community.

Debra Shipps is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Merrill since 2012. Outside of her advisory role, she serves as the Fundraising Chair for Boy Scouts Pack 140 and is the Mayor of Knowlton Township, New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ronald Kovac is a CFP® and ChFC® credentialed financial advisor with 39 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority and integrating planning with managed-account programs under a consolidated billing option.

Ryan Kubie is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He previously worked at Lord Abbett Distributor, LLC for 25 years. Kubie has ownership interests in two investment-related private companies, Marquis Wealth Advisors and Halliday Legacy Group LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with other financial product offerings through a large network of advisors.