Stephen November is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute alongside third-party sources.

Gregory Shanaphy is a Senior Vice President-Senior Financial Advisor at Merrill Lynch Wealth Management based in Summit, New Jersey. He also serves as a Portfolio Manager and is a partner in the Hinds Fisher Ahern and Shanaphy Group, a team recognized on the 2026 Forbes Best-in-State Wealth Management Teams list. Greg specializes in family wealth management strategies, institutional investment consulting, retirement planning, portfolio management services, and tax minimization. With nearly 30 years of experience, Greg has supported families, business owners, and executives in navigating complex financial landscapes using a planning-driven approach. His expertise integrates investment management, retirement planning, tax-aware strategies, estate planning, and wealth transfer. Prior to his current role, Greg held senior financial advisory positions at UBS and Merrill Lynch Global Private Client, and has a background as General Counsel in investment banking. Greg holds a Bachelor’s degree from Montclair State University and a Juris Doctorate from Seton Hall University School of Law. He is a Personal Investment Advisor and a Retirement Benefits Consultant and maintains various FINRA securities licenses alongside life and health insurance licenses. Greg is a member of the Montclair State University board of trustees finance committee and the Seton Hall Preparatory Pirate Gridiron Club alumni association and finance committee. He is also involved with The Church of Christ The King. Greg lives in Chatham, New Jersey, with his wife and son.

Gregory Pace is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at LPL Financial, NYLife Securities LLC, Keller North America, and New York Life Insurance Company. He also spent 22 years with Local 825 Operating Engineers. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning using structured discovery and firm-approved tools.

Mina Kerolos is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Mina worked for the Commercial Bank of Dubai and Emirates NBD Bank UAE, accumulating a decade of banking experience. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Jed Goldberg is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with LPL Financial, having joined in 2026, and previously worked at Park Avenue Securities and Guardian Life Insurance Co. from 2019 to 2026, as well as The Ayco Company from 2016 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives.

Terence McMahon is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 designations and bringing 42 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and financial planning solutions.

Samuel Rozenfeld is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and one year of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2023, and is also involved with First Call Tax Advocates Corporation. Outside of his advisory role, he operates as an insurance broker for life and health products through Kandelaki Solutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Diane Lopes is a Series 66 licensed financial advisor at UBS Financial Services with 15 years of industry experience. She has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Joseph Vinciguerra Jr. is a CFA charterholder and Series 63 licensee with 25 years of industry experience. He is currently an advisor at LPL Financial and has previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of his advisory role, he serves as an adjunct lecturer at the College of Staten Island and is employed by Public Service Enterprise Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Stephen Williams is a CFA® charterholder with three years of industry experience. He is currently associated with Wells Fargo Clearing and Wells Fargo Bank, where he has worked since 2022. Prior to that, he held roles at EZ Alternative Ltd. and Chenavari Investment Managers. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, employing research and analytics grounded in diversification principles and modern portfolio theory.

Michael Bonaccorso Sr. is a financial advisor with LPL Financial and holds a Series 63 designation. He has 30 years of industry experience, including prior roles at Cetera, Allied Wealth Partners, and Securian Financial Services. He is a member of Tax Planning Group, LLC, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial products.

John Macones is a financial advisor at Primerica Advisors with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Red Maple Economics LLC and PFS Investments Inc. Outside of his advisory roles, he has experience with entities such as DB-Collaborative, LLC and has a background involving work at Rutgers University New Brunswick. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-based strategies managed by third-party asset managers.

Joseph Bauer serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he develops goals-based financial advisory relationships tailored to each client's unique investment needs. He promotes a systematic approach to planning and investing that aligns with clients' investment goals, risk tolerance, liquidity requirements, and time horizons. Joseph provides access to a wide range of financial services including customized wealth management strategies, retirement planning, college funding, insurance services, and banking services through Bank of America, N.A. He also offers guidance related to concentrated stock positions, company stock options, and alternative investment strategies when appropriate. His work is supported by internal specialists and BofA Global Research. He holds a Bachelor of Science degree in Finance from Seton Hall University, earned in 1995. Since beginning his career in financial services in 1995, he has been with Merrill Lynch Wealth Management since early 2009. Joseph holds multiple FINRA registrations including Series 7, 9, 10, 24, 31, 63, and 65, as well as life and health insurance licenses in New Jersey and Florida. He has earned the Certified Private Wealth Advisor® (CPWA®) designation and is a member of the Investments & Wealth Institute®.

Debra Abbott Walker is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at Citigroup, Equitable Advisors LLC, New York Life Insurance Company, Northwestern Mutual, and AXA Advisors. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and features a multi-manager platform with various program options and custodial relationships.

Matthew Kaiser is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked for over 19 years. He focuses on providing goals-based wealth management to affluent families, accomplished professionals, and successful business owners. Matthew works closely with a team of specialists to offer customized investment advice and portfolio strategies, including concentrated equity and diversified manager selections. He aims to serve as a primary resource for his clients’ comprehensive financial guidance and servicing. Prior to his current role, Matthew held positions in Investment Banking and Compliance at two major Wall Street firms. He earned a Bachelor of Arts in Economics from Providence College and a Master of Business Administration in Finance from the Kenan-Flagler School of Business at the University of North Carolina, where he was awarded the Tiger Fellowship for Finance. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also holds FINRA Series 7 and 66 registrations. Outside of work, Matthew mentors through the Providence College Executive Mentorship Program and volunteers with the St. James Church Men of Charity. He lives in Basking Ridge, NJ, with his wife and three children. His personal interests include coaching youth sports, golfing, running, and skiing.

Orlando Campos Jr. is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Bank of America and Merrill. Campos is based in New York, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm follows an IPS-driven approach grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eric Duskin is a financial advisor with Merrill holding a Series 66 designation and 13 years of industry experience. He previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2009 to 2022 before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Lee is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee and personal representative for a family trust in Vero Beach, Florida. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Palmer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. for a combined total of 21 years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brad Nettune is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he provides customized financial advice and wealth strategies to high-net-worth individuals, families, family offices, pensions, and endowments. His practice emphasizes executive services, including restricted stock sales, 10b5-1 trading plans, and wealth preservation strategies. Brad joined Merrill Lynch in 2015, bringing experience from previous roles at Morgan Stanley, UBS, and as a Managing Director at Bear Stearns. With over 25 years of experience in wealth management, Brad specializes in structuring tax-efficient liquidity strategies and advising on equity compensation to maximize the value of restricted stock and stock options. He also has expertise in trust and estate planning, philanthropic strategies, and intergenerational wealth transfer, assisting clients in aligning their financial goals with their personal values through estate design, charitable giving, and strategic asset allocation. Brad earned his bachelor's degree from Lynchburg College and holds FINRA Series 7 and 63 registrations. He lives in Short Hills, New Jersey, with his four children.