Lance Goulbourne is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2022. Prior to joining the firm, he was employed at BDA Sports International and Strathmore Vanderbilt Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools for modeling outcomes.

Vania Markarian is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 29 years. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools to develop recommendations delivered through meetings and written summaries.

Ronald Valinotti Jr. is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 66 designation and 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a broad range of investment services.

Robert Brunelli is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Garden City, NY. He works with the CDB Wealth Management team, which has been recognized on the Forbes "Best-in-State Wealth Management Teams" list from 2023 to 2026. In his role, he helps individuals and families with comprehensive wealth management by integrating Merrill's investment capabilities and Bank of America's banking and lending resources. Since joining Merrill in 2014, Robert has focused on serving a diverse client base including young families, executives, entrepreneurs, and business owners. He provides expertise in areas such as equity compensation planning, legacy transitions, liquidity and tax planning, portfolio management, and retirement income. His approach is grounded in transparent communication and customized service. Robert holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both a Bachelor's degree and a Master of Business Administration (MBA) from Sacred Heart University. Robert is a member of the American Institute of Certified Public Accountants, Beta Gamma Sigma International Business Honor Society, and is involved with the Kiwanis Club of Garden City. In his personal time, he enjoys baseball, golfing, spending time with his family, and traveling.

Giulia Foderaro is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Park Avenue Securities LLC, and Guardian Life Insurance Company of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to evaluate investment options.

Emily Parker is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 16 years of industry experience. She has worked at Bank of America and Merrill for the past nine years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Frank Frangella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Simi Bridgelal is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities LLC since 2020, as well as at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Nelida Flynn is a financial advisor with Primerica Advisors, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2006. Outside of her advisory role, she owns Adilen Enterprises Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented through established custodians.

Dominick Carano Jr. is a financial advisor with Equitable Advisors holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Equitable Advisors, he held positions at firms including JP Morgan Securities LLC and various construction-related companies. His additional business activities include working with Cost Risk Planners, P&C Sales. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered investment adviser and broker-dealer platform.

Jennifer Kirchner is a financial advisor with Wells Fargo Clearing in Melville, NY, holding a Series 66 designation and 15 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Eschmann is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Raffelina Cipriano is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds a Series 63 designation and has worked with Primerica since 2012. Outside of advising, she serves as Vice President of the Marco Polo Lodge OSDIA in Levittown, NY. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, offering model-based investment strategies supported by third-party managers and custodians.

Peter Pace is a CFP® professional with 35 years of industry experience, currently serving as an advisor at Cetera since 2023. His prior experience includes roles at North Ridge Securities Corp and Guardian Life Insurance Company. He is the managing member of Peter Pace & Company, LLC, which focuses on life and health insurance sales and service, and is also involved with Sands Creek Hunt Club, LLC. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 independent advisors and serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options and access to a broad range of investment programs and third-party managers.

Inderpal Anand is a financial advisor at LPL Financial with 29 years of industry experience. He holds a Series 63 designation and previously worked at Ameriprise and Ameriprise Financial Services, Inc. Anand operates two DBAs related to his LPL practice. LPL Financial serves individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives, offering a range of advisory programs and brokerage services supported by research, model portfolios, and technology-driven investment strategies.

Marianne Minio is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds a Series 63 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-based investment strategies tailored to clients’ goals and risk tolerances.

Amanda Zanfini is a financial advisor with Morgan Stanley in Jericho, NY, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley since 2010, including her current role at Morgan Stanley Private Bank, N.A. since 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Zakia Benzoubeier is a financial advisor with Ameriprise, holding Series 65 and Series 66 designations and bringing 19 years of industry experience. Her prior experience includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Company, and HSBC Securities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary investment research and third-party data to deliver personalized recommendations.

Jerry Legrand is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill since 2000. Outside of finance, he is a freelance photographer specializing in wedding and portrait photography. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Jann Trefny is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has accumulated over 30 years of experience in the financial services industry. Prior to joining Merrill Lynch, he held various positions at Morgan Stanley, UBS Financial Services, Swiss Re Asset Management, and Credit Suisse. Jann earned a Master's degree in Economics from the University of Zurich in Switzerland. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include Divorce Transition Planning, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Legacy Planning, Personal Retirement Planning, Portfolio Management Services, Socially Responsible and ESG Investing, Individual and Corporate Investment Strategy, and Retirement Income. Outside of his professional career, Jann has an athletic background as the Swiss decathlon champion in 1989 and a representative for Switzerland in the World Championships in Tokyo in 1991. He enjoys biking, football, gardening, photography, running, skiing, soccer, spending time with his family, traveling, and watching movies.