Janet Palomba is a financial advisor with Cetera, holding a Series 63 designation and bringing 29 years of industry experience. Her career includes roles at Cetera Wealth Services, LLC and North Ridge Securities Corp. In addition to advising, she works as an insurance agent, selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse investment management and planning services through a large network of independent advisors and multiple program platforms.

Paul Grant is a financial advisor at Primerica Advisors with two years of industry experience. He holds the Series 63 and Series 65 designations and has worked at PFS Investments Inc. since 2024. Outside of his advisory role, he is involved in sales of home security and automation products as well as mortgage and related home services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Russell Weill is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 39 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Andrew Goodman is a financial advisor at Fidelity with nine years of industry experience. He holds the CFP® and ChFC® designations and has worked at several firms, including Prudential and Ameriprise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Andrea Mancini is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 63 license and 27 years of industry experience. His career includes roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015, as well as prior experience at Citigroup Global Markets starting in 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Nicholas Costanza is a CFA® charterholder with seven years of industry experience. He is currently affiliated with LPL Enterprise and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing Services LLC, and The Ayco Company LP. He also serves with the Suffolk County Police Department. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment approaches and offers financial planning, access to third-party asset managers, and related brokerage and insurance services through a broad network of investment adviser representatives.

Jason Schwartz is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has worked with Equitable Advisors since 2006 and previously with Axa Advisors, LLC. Outside of his advisory role, he serves on the board of directors at Engineers Country Club and is president of JRS Partners Inc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a mix of firm-offered solutions and third-party advisory platforms.

Howard Shuldiner is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining LPL Enterprise in 2024, he spent 29 years at Pruco Securities, LLC. Outside of his advisory work, Shuldiner offers defensive driving classes to clients through 500 DRIVE Inc. and serves as a commercial property and casualty insurance agent at Simon Pastonand Sons Agency. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, alongside access to third-party asset managers and wrap programs.

Richard Pino Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 25 years of industry experience. He previously worked for American Portfolios Financial Services, Inc. for 21 years. Outside of his advisory role, he is a partner in a CPA firm and owns an insurance advisory business. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning and model-based asset allocation strategies. The firm is notable for its scale, complex affiliate network, and infrastructure supporting various investment and retirement planning programs.

Luca Saponieri is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their values and develop tailored strategies to help them achieve their financial goals. Luca provides access to Merrill's global investing resources as well as the credit, lending, and banking services of Bank of America. His areas of focus include Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Tax Minimization, and Retirement Income. Luca holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Chaminade High School and obtained a Bachelor's Degree from George Washington University.

Tony Roberts is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 29 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory work, he is an insurance agent selling life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop written recommendations tailored to clients' goals.

Daniel Mazzola is a financial advisor at Osaic with 58 years of industry experience. His career includes long tenures at American Portfolios Financial Services, Inc. and Guardian Life Insurance Co. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options including unified managed accounts and third-party money manager programs.

Gaurang Parikh is a financial advisor at LPL Enterprise with 42 years of industry experience. He holds a Series 63 designation and has worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1980 until 2024 before joining LPL Enterprise in 2024. He is also the managing member of G.P. Advisors LLC, involved in property and casualty insurance operations. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Tyrone Taylor is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at NYLIFE Securities LLC and New York Life Insurance Company. Prior to his financial services career, he spent six years at MSKCC and ten years at Brooklyn College. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery tools and modeling techniques to support client financial plans.

Frank Albano is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, Albano is also a musician who devotes time monthly to organizing and planning music events. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet specific net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Andrea Toto Walshe is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 42 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to a diverse client base including individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Luke Meyers is a financial advisor at Equitable Advisors with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones and AllianceBernstein. He also has experience as an independent agent involved in outside fixed insurance sales. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and various asset management programs, often using third-party advisory models and providing ERISA fiduciary services to qualified plans.

Jeffrey Lewis is a CFP® and ChFC® with 35 years of industry experience. He is currently with Cetera and has held advisory roles at Planning Financial Futures, Inc. since 1995 and North Ridge Securities Corp. from 2014 to 2019. He is also the owner and CEO of CFP4Hire.com, a platform offering on-demand educational webinars focused on major life changes and financial planning. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to a multi-manager platform featuring both affiliated and third-party managers.

Steven Strzelecki is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2016 and at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a board member for 3DATX Corporation, an automotive and transportation business, and manages Strzelecki Partners LLC, a real estate investment firm. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that span from retirement planning to relationships with investment companies and private funds.

David Samouhi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, he is involved in private equity real estate investments as a partner in Rastegar and owns several rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that incorporates quantitative and qualitative research.