Nicholas Costanza is a CFA® charterholder with seven years of industry experience, currently affiliated with LPL Enterprise. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing Services, and The Ayco Company. In addition to his financial advisory work, he serves with the Suffolk County Police Department. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutions, offering both advisory and brokerage services through an integrated platform that combines model portfolios, third-party asset management, and a range of financial products.

Jason Schwartz is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Equitable Advisors since 2006, following a concurrent tenure at Axa Advisors, LLC. Outside of his advisory role, Schwartz serves on the board of directors for Engineers Country Club and is managing partner of Premier Consulting Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, tailoring services through a client intake process and offering both advisory and brokerage channels to implement client recommendations.

Howard Shuldiner is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He worked at Pruco Securities, LLC from 1995 to 2024 before joining LPL Enterprise. Outside of his advisory role, Shuldiner offers defensive driving classes to clients at a discount through 500 Drive Inc and acts as a commercial property and casualty insurance agent for Simon Paston and Sons Agency. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutions, offering financial planning, advisory services, model portfolio programs, and access to brokerage and insurance products. The firm combines adviser programs with active sales of financial products and emphasizes co-investment and referral relationships with third-party managers and custodians.

Richard Pino Jr. is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for over two decades at American Portfolios Financial Services, Inc. He is also a partner in a CPA firm, Manzi, Pino & Co., and owns an insurance advisory business, Manzi Pino Advisory Services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, employing asset-allocation tools, risk-tolerance assessments, and access to third-party managers to manage portfolios across multiple asset classes.

Luca Saponieri is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their values and develop tailored strategies to help them achieve their financial goals. Luca provides access to Merrill's global investing resources as well as the credit, lending, and banking services of Bank of America. His areas of focus include Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Tax Minimization, and Retirement Income. Luca holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Chaminade High School and obtained a Bachelor's Degree from George Washington University.

Tony Roberts is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 29 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory work, he is an insurance agent selling life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop written recommendations tailored to clients' goals.

Daniel Mazzola is a financial advisor at OSAIC with 58 years of industry experience. He previously worked for American Portfolios Financial Services, Inc. for 21 years and has been affiliated with Guardian Life Insurance Company since 1957. OSAIC serves a diverse range of retail and institutional clients, offering brokerage and investment advisory services, financial planning, and access to multiple third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and efficient-frontier analysis to construct portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Gaurang Parikh is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 42 years of industry experience, including a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. Parikh is also the managing member of G.P. Advisors LLC, an entity involved in property and casualty insurance and related investment activities. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to charitable organizations and corporations, offering advisory and brokerage services supported by a broad platform that includes model portfolios, third-party asset management, and access to insurance products.

Tyrone Taylor is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at NYLIFE Securities LLC and New York Life Insurance Company. Prior to his financial services career, he spent six years at MSKCC and ten years at Brooklyn College. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery tools and modeling techniques to support client financial plans.

Frank Albano is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, Albano is also a musician who devotes time monthly to organizing and planning music events. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet specific net-worth criteria, utilizing proprietary research and tools to develop customized recommendations.

Andrea Toto Walshe is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Luke Meyers is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. His career includes roles at Edward Jones and AllianceBernstein, as well as a position with the Madison Square Garden Company. Outside of advisory work, he is also an independent agent involved in outside fixed insurance sales. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, tailoring services based on client goals, risk tolerance, and time horizon.

Jeffrey Lewis is a CFP® and ChFC® with 35 years of industry experience. He is currently with Cetera and has held advisory roles at Planning Financial Futures, Inc. since 1995 and North Ridge Securities Corp. from 2014 to 2019. He is also the owner and CEO of CFP4Hire.com, a platform offering on-demand educational webinars focused on major life changes and financial planning. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to a multi-manager platform featuring both affiliated and third-party managers.

Steven Strzelecki is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2016 and at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a board member for 3DATX Corporation, an automotive and transportation business, and manages Strzelecki Partners LLC, a real estate investment firm. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that span from retirement planning to relationships with investment companies and private funds.

David Samouhi is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, as well as employed at JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, he is involved in private equity real estate through ownership and partnership in commercial property investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Marc Bongiorno is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His career includes 17 years at Royal Alliance Associates, Inc., and over two decades with Asset & Financial Planning, Ltd. He also provides tax and accounting services through his ownership of Metropolitan Capital Tax & Wealth Management, where he focuses on tax reduction and insurance strategies to support financial planning. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, managed accounts, and third-party solutions to construct diversified portfolios.

Stacey Siegel is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 66 license and has worked at Charles Schwab since 2023, following prior roles at Captrust and The Burton Awards. Outside of her advisory role, she serves as a trustee for the Incorporated Village of East Hills and the Old Westbury Hebrew Congregation, and coordinates events for a local women’s professional networking group. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through a comprehensive wealth advisory program that combines non-discretionary and discretionary investment management, brokerage, custody, and financial planning services. The firm is notable for its large client base, integrated structure, and multi-asset strategic portfolio approach.

Kevin St Jean is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, TD Private Client Wealth LLC, and TD Bank N.A. He is also a notary public. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and specialized programs supported by extensive research and technology.

Karen Hubbard is a Series 66 licensed financial advisor with 18 years of industry experience. She has worked at Wells Fargo Advisors since 2019 and previously held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu, including specialized services such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

James Ng is a CFP® with 22 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities since 2012. He holds a Series 66 license and is based in Garden City, NY. Outside of his advisory role, he is involved in real estate development and investment, holding ownership and board positions in several real estate and construction ventures. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence. The firm applies an ESG eligibility framework and is registered for a range of trading activities, offering customized, non-discretionary advice through a select group of Wealth Advisors.