Michael Natale III is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2007, previously associated with AXA Advisors LLC. Beyond his advisory role, he is involved in outside insurance activities. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes various third-party advisory models and provides ERISA fiduciary services while not sponsoring its own wrap fee program.

Stephen Kamnitsis is a financial advisor with LPL Financial in Warren, NJ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He worked previously at National Planning Corporation for 11 years before joining LPL Financial in 2017. Outside of his advisory role, he is a partner and CFO at Adelphi Financial LLC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Maria Christodoulou is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies to meet the diverse financial goals of her clients. Her approach focuses on full understanding of clients' financial priorities and leveraging resources from Merrill and Bank of America to offer comprehensive investment and banking solutions. With more than 30 years of experience in the financial services industry, Maria works closely with high-net-worth individuals and families. She develops customized investment strategies and financial plans that encompass asset allocation, retirement income, tax minimization, and estate planning. Her areas of expertise include education planning, family wealth management, legacy planning, socially responsible and ESG investing, as well as retirement and small business strategies. Maria holds a Bachelor's Degree from Rutgers and the Personal Investment Advisor (PIA) designation. She is multilingual, fluent in French, Greek, and English. Dedicated to community involvement, Maria mentors youth and participates with organizations such as Habitat for Humanity. In her personal time, she enjoys gardening, painting, and writing.

Janine Mccoy is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates advanced modeling tools.

Gwendolyn Garibaldi is a financial advisor with Morgan Stanley Wealth Management in Morristown, NJ. She holds a Series 66 designation and has 17 years of industry experience, including prior roles at UBS Financial Services. She has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial and estate planning services. The firm employs structured planning tools and investment modeling to support its advisory process.

Paul Devera is a financial advisor with Cetera, holding a Series 66 designation and 27 years of industry experience. He has been with Cetera since 2006 and also operates Devera And Co., which he founded in 1994. In addition to his advisory work, he owns and operates a CPA business focused on tax preparation, planning, and consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Zachary Scott is a CFP® professional with 12 years of industry experience, currently serving at Osaic Wealth since 2022. His prior roles include positions at Securian Capital of the Chesapeake, Minnesota Life Insurance Company, Securian Financial Services Inc., Kestra Financial Services, Inc., and Brotman Financial Group. He is also president of Castellan Financial Group, LLC, a financial planning firm. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs such as comprehensive financial planning and advisor-managed portfolios. The firm employs a model-based investment approach with various portfolio management options and is notable for its large scale and recent consolidation activities.

Lawrence Solomayer is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Merrill, Avantax, and Cetera Wealth Services. Outside of his financial career, he assists customers at Grape Expectations, a wine-making school. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by proprietary research and tools. Their services include specialized planning areas such as business-owner transitions and special-needs analysis.

Tyler Smith is a financial advisor with Charles Schwab in Morristown, NJ, holding a Series 66 designation and five years of industry experience. His prior positions include roles at Bank of America Corp./Merrill Lynch and American Income Life, as well as two years working at Richard Stockton College of New Jersey, and six years at Anthony's Pizzeria & Grill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

John Perrette is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been associated with Jpmorgan Chase Bank, N.A. since 1998. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, supporting an ESG eligibility framework and broader derivatives and commodities capabilities.

Pierce Hyldahl is a financial advisor with Equitable Advisors in Annandale, NJ, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Robert Half and Ramapo College of New Jersey. He has been involved with the YMCA for six years. Equitable Advisors serves individuals ranging from non-high-net-worth to high-net-worth clients, as well as pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Josephine Scheurer is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and a structured planning process.

Mary Ellen Rund is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as secretary of Progic35 Productions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Kyle O'Bryan is a Financial Consultant at Fidelity Investments, where he partners with clients to develop and implement financial strategies focused on efficiency, income generation, and comprehensive wealth planning. He applies his understanding of capital markets, risk management, and long-term client relationships to create tailored investment plans. Kyle has been with Fidelity Investments since 2018, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. Prior to joining Fidelity, he worked as a Financial Professional at AXA Advisors in 2018. Outside of his professional work, Kyle's interests include fitness, golf, running, skiing, and traveling.

Vincent Pace is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 12 years with Metlife Securities Incorporated. Outside of his advisory role, he is also an agent with Vincent Pace/TVP LLC, engaging in insurance brokerage across individual and group life, health, property, and casualty lines. Mass Mutual Investors Services, LLC is an SEC-registered investment adviser and broker-dealer subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented financial planning using firm-approved analytical tools and a range of investment and educational programs.

James Silvester is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2022 and previously held roles at Ryan O'Shurak State Farm and Green Power Energy. Outside of advisory work, Silvester is engaged in outside insurance sales as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced analytical tools and also delivers event-driven planning services such as divorce and estate-settlement planning.

Gregory Yaksta is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2021, following prior roles at Wells Fargo Clearing Services LLC, PNC Investments, and Aeon Funds. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering combined advisory, brokerage, custody, and cash-sweep services. The firm’s model features primarily non-discretionary client relationships supplemented by access to discretionary separately managed accounts and a multi-asset investment approach with centralized operational support.

Pai Su Kang is a CFP® with 28 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2022. Prior to this, Kang held roles at Hornor, Townsend & Kent, Inc., Penn Mutual Life Insurance Company, and Equity Services, Inc. Outside of advisory work, Kang is president of American Financial Alliance, Inc., which specializes in qualified plan design and administration as well as employee benefit programs. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through a large network of financial professionals. The firm offers multiple account platforms and proprietary model strategies under the Founders Gate Capital brand.

Cheng Ji is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, Cheng worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Jnz Capital. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through its network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a range of non-securities products and services.

James Schubert is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and advisory services through its expansive platform.