Tyson Jensen is a financial advisor at Fidelity with four years of industry experience and holds a Series 66 designation. He previously worked at Wells Fargo Bank and Wells Fargo Clearing Service before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with a focus on systematic methodologies and long-term asset allocation.

Bruce Chapman is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63, Series 65, and Series 66 licenses and bringing 29 years of industry experience. His career includes 11 years at E*TRADE Securities before joining Wells Fargo Bank and Wells Fargo Clearing Services in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Michael Matthews is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2013. Matthews serves as a board member for the Utah Museum of Contemporary Art, participating in audit and ambassador roles. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan banking and broker-dealer organization.

Paul Patterson is a Senior Financial Advisor with Merrill Lynch Wealth Management and leads as part of the Weiss Patterson Group. He joined Merrill in 2009 and has been with the firm throughout his entire career. Paul manages high net worth client relationships and addresses their cash management and investment needs, considering risk parameters, personal timelines, lifestyle requirements, and long-term goals. He utilizes the firm's resources to connect clients with strategies tailored to their individual needs and draws upon Merrill research through the Chief Investment Office to inform his market outlook and stay updated on evolving market conditions. Additionally, Paul is involved in business development within his team. Paul's expertise encompasses family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. He has been recognized by Forbes on the "Best-in-State Wealth Advisors" lists in 2022 and 2023 as well as the "Best-in-State Next-Generation Wealth Advisors" list in 2022. Paul holds a Bachelor's degree in Finance from The University of Tampa and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Paul values spending time with his family. He lives in Tampa with his wife, Summer, their two sons, and daughter. In his free time, Paul enjoys flying, swimming, and spending time in the mountains of Utah with his family.

Matthew Yocom is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked across multiple Fidelity entities since 2008. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including charitable funds and registered investment companies, and employs systematic methodologies and oversight controls in its portfolio management.

Reese Hulbert is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hulbert owns and manages a sports equipment sales business and conducts speaking engagements focused on overcoming challenges. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Thy Yan is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 credentials and 12 years of industry experience. Yan has worked at Wells Fargo Clearing since 2016 and previously was with Wells Fargo Advisor LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, applying research and analytics based on diversification principles and modern portfolio theory.

Loay Hassan is a financial advisor at Fidelity with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity in 2025, he worked at Alpha Wealth Funds, LLC and Larry H. Miller Used Car Supermarket. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Luke Johnston is a financial advisor at Fidelity with six years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Fidelity Brokerage Services, LLC, Lakanto, Family Dollar Corporate Office, and Hickory. Outside of advising, Johnston is an author involved in editing, marketing, and publishing a novel. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

David Walker is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked in various roles including freelance videography and positions at Door Dash and Vivint. Outside of advisory work, he creates videos for clients as a freelance videographer. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management along with model portfolios constructed through a combination of fundamental research, quantitative analysis, and algorithmic methods.

Randy Joseph is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management in Salt Lake City. He joined Merrill Lynch Wealth Management in 2012 following his work in the equipment leasing and financing industry. Randy holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He and his partners were ranked #1 in Utah on Forbes' 2023 Best-in-State Wealth Management Teams list and Randy individually ranked #3 in Utah on Forbes' 2023 Top Next-Gen Wealth Advisors Best-in-State list. Randy specializes in a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, philanthropic planning, socially responsible and ESG investing, special needs planning strategies, investment strategy, and tax minimization. He also serves as a peer mentor at Merrill Lynch, advising other advisors on best practices. He graduated with a bachelor's degree in Finance and Business Management from the University of Nevada Las Vegas, where he remains active in the Financial Management Association and supports the alumni network. Randy and his wife Eryn reside in Highland, Utah, where they are raising their four sons. Outside of work, Randy coaches youth sports and enjoys outdoor activities such as snowboarding, boating, golf, and pickleball.

Sebastian Riveros is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 credentials and four years of industry experience. His prior experience includes multiple roles at Wells Fargo Bank N.A. and teaching positions at Utah Valley University and Salt Lake Community College. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery to intermediary platforms.

Alexander Wood is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has concurrently worked at Wells Fargo Bank since 2014. Outside of his advisory role, Wood is the sole owner of a rental property management business in Spanish Fork, Utah. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Kylie Aldred is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo firms since 2007, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and serves plan sponsors with customized investment solutions.

Joshua Ward is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity in various capacities since 2010. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Amanda Arcilesi Simmons is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors Inc. She previously worked at Wells Fargo Advisors for 11 years and has owned and managed ALAS Advisors LLC since 2018. Outside of her advisory work, she is involved with the Girl Scouts of Utah as a board member and finance committee member. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through specialized affiliations.

Jeffrey Horman is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and five years of industry experience. His prior work includes roles at RHI General Group, Moxie Pest Control, and Aerel Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Shinkoskey is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 66 and Series 63 licenses and 14 years of industry experience. He has been with Fidelity Investments since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios.

Junny Avila Rodriguez is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, Rodriguez worked at H&R Block and was involved in running a Mexican restaurant business. Rodriguez also has experience with the Honduran National Commission of Banks and Insurance and Price Waterhouse Cooper. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional investors, incorporating proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Bryce Schulzke is a financial advisor with Raymond James & Associates in Salt Lake City, Utah, holding Series 63 and Series 66 credentials. He has 18 years of industry experience, including prior roles at Morgan Stanley Smith Barney and Morgan Stanley & Co., Inc. Outside of finance, Schulzke occasionally plays and teaches drums as a musician. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving individual, institutional, and municipal clients. The firm offers financial planning, non-discretionary consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles supported by affiliated research and sub-advisers.