Brian Kerwin is a financial advisor at RBC Capital Markets with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at City National Bank since 2020, RBC Capital Markets since 2018, Wells Fargo Clearing from 2016 to 2018, and Wells Fargo Advisors LLC from 2009 to 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles using both in-house and third-party investment managers.

Anna Perasso is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 17 years of industry experience. Her prior work includes roles at Avantax, HSBC Securities, JPMorgan Securities, and TIAA. She is also a partner and senior advisor at the Center For Financial Strategies LLC, where she works directly with clients on financial planning and wealth advice. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management options, financial planning, and consulting services.

Robert Mandel is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Outside of his advisory role, he serves on the Managed Money Institute Institutional Steering Committee and owns a personal recreational aircraft through DiscoFly LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Alyce Hackett is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial. Her career includes roles at The Investment Center Inc, Ic Advisory Services Inc, Summit Financial Resources, Inc., and Raymond James Financial, among others. She serves as president of the Dorset Hollow Homeowners Association, a nonprofit board position unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management programs, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary portfolios.

Brendan Tighe is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2011 in various roles. He has held positions including Financial Representative, Private Client Specialist, Investment Consultant, and Financial Consultant before becoming Vice President in 2020. Brendan focuses on building strong client relationships by understanding individual client situations and financial goals. He specializes in planning across retirement, investments, income, and college savings, aiming to develop comprehensive wealth strategies tailored to each client's needs. Outside of his professional work, Brendan enjoys camping, gardening, hiking, spending time at the lake, parenthood, and soccer.

Yolanda Hailey is a financial advisor at Merrill in Florham Park, NJ, with 29 years of industry experience. She holds the Series 63 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Pan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he co-owns and manages a multi-family rental property in Jersey City, NJ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

David Cromwell is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and having 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as President and Secretary of Hillhouse Advisors, Inc., a company focused on startup ventures run by Yale University students. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and the use of firm-approved tools to model financial outcomes.

Christopher Cook is a financial advisor with Merrill in Florham Park, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Merrill since 1992 and has worked at Bank of America, NA since 2010. Outside of his advisory role, he serves as the financial advisor for his wife's interior design business, T Interiors LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marissa Swan is a financial advisor at RBC Capital Markets with four years of industry experience. She holds the Series 66 designation and has worked previously at PNC Bank, Metro Fire and Safety Equipment Co., the University of Delaware, and Fox's Designer Off-Price. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Mark Kamakaris is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses with 18 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is a sole proprietor involved in a rental property business in Bloomfield, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Stephen Brady is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 designations and 42 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and was previously with Morgan Stanley Smith Barney LLC starting in 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning arrangements.

Lawrence Dantus is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, previously working at Citigroup Global Markets from 1994 to 2009. He serves as a trustee in non-investment related trusts. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Frank Cummings is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cambridge since 2011. Outside of his advisory role, he is an independent insurance agent offering a range of insurance products including life, health, disability, and long-term care insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients such as individuals, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

William Georgen is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding a Series 63 designation and bringing 36 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank from 2012 to 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to client risk profiles, utilizing both in-house and third-party investment managers.

Mead Briggs III is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and maintains private investments through KAMEKY LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and models to assist in outcome projections.

John Moran is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, providing financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research options.

Randall Egan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Cetera and its affiliates since 2005 and operates the Egan Wealth Management Group as a DBA. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Kristin Buro is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at UBS Financial and Wunderlich Securities, Inc. since beginning her career in 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. Its planning process utilizes firm-approved tools and advanced financial modeling techniques, managing approximately $2.74 trillion in client assets.

Rahn Singer is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His prior roles include positions at Avantax Investment Services, Avantax Advisory Services, and 1ST Global Capital Corp. Singer is also a CPA and owner of Rahn J. Singer, CPA LLC, a firm he has operated since 1987. Outside of advising, he serves on the board of the National Kitchen & Bath Association. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors, managing over $256 billion in assets.