Ozair Niazi is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he serves as a board member of the Islamic Center of Morris County and is president of Little Rising Star Inc, a company focused on autism-related services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Patricia Mason is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Nicholas Aynilian Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Paramus, NJ, and has one year of industry experience. His prior work includes roles at Silver Point Capital, LP, and Wells Fargo Bank, NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery and firm-approved tools, using modeling techniques such as Monte Carlo simulations.

David Sharpe is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 66 designation and over 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has a long tenure at CitiStreet starting in 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Thomas Threlfall is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its private bank since 2019, following eight years at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to support client goals.

Kenneth Angelo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 63 license and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a trustee for the Theresa Angelo Testamentary Trust and is involved in managing mortgage investments through a partnership connected to a property sale. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets services through a large network of financial advisors.

Terrence Klein is a financial advisor with Equitable Advisors in Ridgewood, NJ, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Equitable Advisors since 2014, including time when the firm operated as AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a variety of third-party asset managers. The firm uses a client intake process to tailor services based on goals, risk tolerance, and time horizon, and operates a hybrid referral and implementation model that leverages external program sponsors and allows certain advisors to act as portfolio strategists.

William Parilla is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Martin Ehrenreich is a financial advisor at UBS Financial Services with Series 63 and Series 65 designations and 51 years of industry experience. He has been with UBS since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets and research-driven solutions.

Lauren Ricca is a CFP® professional with 18 years of industry experience currently affiliated with LPL Financial. Her prior roles include positions at AllianceBernstein LP, Sanford C. Bernstein, Wells Fargo, Kestra Advisory, Maltin Wealth Management, and TIAA-CREF. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Meghan Kristensen is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various types of institutional investors.

Dom Palmeri is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In his role, he works with clients to understand their short and long-term financial goals, assisting in building financial plans and implementing strategies to help achieve those goals. He emphasizes trust, dedication, and open communication as key components of the client-advisor relationship.

Brianna Doheny is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Her prior work history includes roles at Freshford Capital and Rose Demolition and Carting, Inc., as well as academic involvement with Boston College. Fidelity’s subsidiary, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a noted use of AI and systematic methodologies in its investment process.

Eric Schwartz is a financial advisor with Equitable Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he has been involved with UAAD Hanabonim of Queens for 25 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party managers. The firm employs a hybrid referral and implementation model, utilizing external platforms such as LPL and TAMPs to deliver advisory and brokerage services.

Steven Bermack is a financial advisor at Edelman Financial Engines with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice.

Juan Franco is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked for Sportime Clubs LLC, where he also occasionally coaches tennis outside of business hours. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Bryant Vallat is a Vice President and Financial Consultant at Fidelity Investments. In his role, he assists clients and their families in making financial decisions aligned with their long-term goals and visions. He collaborates with clients to build and maintain financial plans and identifies opportunities to enhance those plans. Bryant has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Retirement Solutions Representative, Investment Consultant, Financial Consultant, and currently Vice President and Financial Consultant. His experience encompasses various aspects of financial consulting and investment advising. Outside of his professional responsibilities, Bryant has interests in baseball, football, golf, and family activities.

Thomas Mc Cabe is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with six years of industry experience. He joined Morgan Stanley in 2017 after two years at Ameriprise. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and firm-approved tools to model outcomes, serving clients primarily in an advisory capacity.

Mark Abraham is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors. He previously worked at Arbor Point Advisors and Securities America Inc. for nine years. Abraham is also active in his community as a board member for the Edgemont at Tarrytown condominium development and holds roles on multiple boards and committees. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various portfolio management platforms and both proprietary and third-party investment strategies.

Lisa Fiorito Mackessy is a financial advisor at Merrill with 23 years of industry experience. She previously worked for Citigroup Global Markets Inc and Citi Private Bank for 14 years. Outside of advisory work, she owns Mindful Sweets LLC, a holding company for private investments in the consumer natural food sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.