Michael Napolitano is a CFP® professional with 43 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2007. He holds Series 63 and Series 65 licenses and is based in Paramus, NJ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Zawadiwskyi is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial. His prior roles include seven years at Next Financial Group and four years at AXA Advisors, LLC. Outside of his advisory work, he is involved in a family-run real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs alongside retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Nikolas Butkov is a financial advisor with Ameriprise in West Orange, NJ, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its related entities since 2010. Outside of advisory work, he is involved in independent insurance brokering specializing in universal life insurance. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to generate written recommendation reports, focusing on clients with Ameriprise-managed accounts and utilizing algorithmic tools overseen by a dedicated team.

Taisha Yunez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Steven Bellon is a CFP® professional with 35 years of experience, currently serving at Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. He holds Series 63 and Series 66 licenses and is based in Tarrytown, NY. Outside of his advisory work, he serves as a board member for the Ryan Ashford Memorial, a nonprofit focused on mental health programs for teens and young adults. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes annual, collaborative financial planning engagements and provides a range of specialized planning programs and educational seminars.

Lindsay Reichert is a Senior Financial Advisor and a member of the RLA Group at Merrill Lynch Wealth Management. She advises clients on various financial matters, including planning for their financial future and addressing the financial aspects and consequences of divorce and post-divorce issues. Lindsay works closely with high net worth individuals, families, foundations, and corporate retirement plans, supporting them in defining objectives, exploring alternatives, and selecting appropriate financial and investment strategies. The RLA Group also assists clients in preparing for significant life events such as retirement and generational wealth transfer. Lindsay holds a Bachelor of Science degree in Finance and Marketing from Fairfield University. She has earned professional designations including Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her client focus areas include college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income, among others. In addition to her professional pursuits, Lindsay is involved with The Junior League of Bergen County. She enjoys cooking, hiking, skiing, tennis, watching movies, practicing yoga, and spending time with her family.

Afaf Zaher is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her career includes roles at Bank of America, Merrill, and PNC Bank prior to joining J.P. Morgan in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services on a non-discretionary basis.

Klara Leon is a CFP®-certified financial advisor with Raymond James Financial, having 20 years of industry experience. She previously led Leon Wealth Management, LLC and has been associated with Axia Financial Advisors and Raymond James Financial Services since 2015. In addition to her advisory role, she serves as the court-appointed administrator and executor of an estate. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse range of clients, including individuals, corporations, and institutional investors. The firm provides tailored, non-discretionary advisory services supported by analytical tools and maintains unique affiliations that support municipal and public finance work.

Jeffrey Wilson is a CFP® with 20 years of industry experience, currently working at LPL Financial since 2025. He previously held advisory roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2025. Outside of his advisory work, Wilson serves as a board member of the Ridgewood Symphony Orchestra, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and technology-driven portfolio management.

Tiziana Maganuco - Van Peenen is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity since 2013, previously serving as a Planning Consultant from 2021 to 2023, Relationship Manager from 2014 to 2021, and Financial Representative from 2013 to 2014. Prior to joining Fidelity, Tiziana held various positions at TD Bank from 2007 to 2013, including Assistant Store Manager and Financial Services Representative. With 18 years of experience in the financial industry, Tiziana focuses on goal-based planning to help clients navigate life transitions and prepare financially for the future. She utilizes the resources available at Fidelity to support clients in building trust and confidence as they work toward their financial objectives. Outside of her professional work, Tiziana enjoys skiing and traveling.

Parker Gundeck is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2004. He leads a team focused on providing personalized strategies for families and individuals, specializing in risk and portfolio management, estate planning, tax-efficient strategies, and wealth structuring. Parker holds a Bachelor's Degree from Pennsylvania State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise spans areas such as college education planning, family wealth management, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, socially responsible investing, and retirement income. He resides in Wyckoff, New Jersey, with his wife Kathleen and their three children. Outside of work, Parker enjoys adventure sports, camping, football, skiing, swimming, and traveling.

Gary Rosen is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 31 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Raymond James in 2018. Outside of his advisory role, he is the owner of RosenKramer LLC, a business entity established for liability protection related to his branch office lease. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and advisory services that emphasize tailored, non-discretionary consulting based on comprehensive analyses.

Sandra Zyskowski is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for 11 years before joining Merrill in 2024. Outside of her advisory role, she is a silent partner in Northeast Distribution Services LLC, a company focused on automotive vehicle and technology consulting. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victor Maccagnan is a financial advisor with Mass Mutual Investors Services holding CFP® and ChFC® designations and over 23 years of industry experience. His prior roles include positions at Equitable Advisors, AXA Advisors, and Summit financial firms. In addition to his advisory work, he is licensed as an insurance broker, providing life, disability, property and casualty, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, software-supported planning engagements with optional implementation through brokerage or insurance products.

Jack Hallak is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Morgan Stanley, and Bank of America. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, with a platform that integrates adviser programs alongside insurance products and lending services.

Raymond Buhrmeister is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has prior experience managing Clark's Botanicals L.L.C. since 2022. LPL Enterprise serves a wide range of clients, including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, utilizing an integrated platform that combines advisory programs with brokerage and insurance products.

Russell Grimm is a financial advisor with Edward Jones in Wyckoff, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Edward Jones since 2006. Grimm serves on the board of trustees for SCARC Guardianship Services and acts as treasurer for CARC Guardianship Services, both organizations providing guardianship support for individuals with developmental disabilities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Evangelia Anderegg is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney prior to her current roles. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Stramberg is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Cetera since 2007 and operates Paul Stramburg CPA LLC, a tax preparation business established in 1981. Additionally, he sells health insurance and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 advisors and serves a diverse client base including individuals, retirement plans, corporations, charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through various program structures and manager options.

Elizabeth Deane is a Series 66-credentialed financial advisor with UBS Financial Services in Paramus, NJ. She has 27 years of industry experience, including 20 years with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services such as fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations through a large network of advisors and offers institutional trading capabilities alongside wealth management services.